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For Companies At a Glance
- Tasks: Manage credit risk and support the development of a strong risk management framework.
- Company: Join one of the UK's fastest growing and award-winning banks.
- Benefits: Competitive salary, generous holiday, private medical cover, and a strong pension scheme.
- Why this job: Make a real impact in a dynamic environment with excellent career progression opportunities.
- Qualifications: Experience in financial services, strong analytical skills, and effective communication abilities.
- Other info: Inclusive culture that embraces change and encourages continuous learning.
The predicted salary is between 43200 - 72000 £ per year.
About us
Join one of the UK's fastest growing and award‑winning banks. We are a team of ambitious, passionate, hardworking, and committed people who have successfully created and launched one of the UK's newest specialist property finance banks. As we embark on an exciting journey of growth, we are seeking exceptional new team members who possess both the ambition and drive to contribute to our vision. At GB Bank, we believe that career progression should not only be achievable but accelerated, enabling our employees to reach their potential in a supportive and dynamic atmosphere. Our environment is fast‑paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact. We take pride in fostering an open and inclusive culture that not only embraces change but also encourages continuous learning and professional development.
In this role, you will
The Credit Risk Manager is a new position within the Second Line team, playing a key role in delivering comprehensive oversight across the credit risk lifecycle. Overall, the role will support the Senior Credit Risk manager in developing, implementing, and maintaining a strong credit risk management framework. Working closely with cross-functional stakeholders, you will help safeguard the business from excessive risk while supporting the achievement of its defined risk appetite. Recognised as a subject matter expert in your area, you will be expected to support the Senior Credit Risk Manager, the wider Second Line team and First Line teams, with credit risk knowledge.
Key areas of responsibility
- Supporting the development and continuous improvement of the credit risk analytics including the choice of internal / external data, analytical tool, production of dashboards / outputs
- Supporting the Senior Credit Risk Manager in the delivery of 2LOD risk reporting
- Maintaining awareness of key business activities and emerging risks, identifying areas where further second line of oversight / activity may be required.
- Ongoing development of the Bank's credit risk appetite capabilities (limits, monitoring, etc.)
- Monitoring the lending book performance against established Risk Appetite KPIs
- Development of Credit Committee reporting and MI suite
- Oversee the preparation of data and analytics as per the Bank's Credit Risk Roadmap
- Supporting credit risk reporting to the Executive Committee, Risk Committee and Board
- Supporting stress testing and other necessary analysis within the ICAAP, ILAAP, Recovery Plan and SWDP
- Providing oversight of credit risk aspects of regulatory reports and returns
- Managing and building internal relationships with key functions within the business
- Attending risk and governance committees as required
- Provide ongoing risk input and support for projects
- Providing Line 2 advice and challenge to all business areas regarding risk management
- Conduct reviews and challenge of departmental process level risk assessments
A bit about you - You are/have
- Resilient and an ability to adapt and work in a fast‑paced environment of change and ambiguity
- Excellent written and verbal communication skills, capable of conveying complex regulatory concepts to non‑specialist stakeholders
- Detail oriented and focused with the ability to manage multiple competing priorities and stakeholders
- A drive to provide quality output as part of a high‑performing team
- Ability to consistently meet deadlines and understand changing priorities throughout the month
- Strong attention to detail is essential
- Experience of working within a regulated financial services environment
- An analytical thought process, with excellent quantitative analysis skills
- Strong analytical skills and a curious mind (familiarity with Power BI is a prerequisite)
- The ability to draw conclusions based on analytic results, and present complex concepts and results in a way tailored to the audience
- Excellent problem‑solving skills and attention to detail
- Strong communication and interpersonal skills, with the ability to collaborate effectively with cross‑functional teams and senior executives
What we can offer you
- 8% company pension contribution and 3% individual contribution (which you can opt to increase)
- 25 days holiday every year plus bank holidays on top
- Private medical cover with BUPA – includes no excess + you can add family through salary sacrifice
- Death in service at 4× base salary with Aviva
- Mental health support – through a helpline and counselling sessions
- Enhanced maternity, paternity and adoption leave
What else do I need to know?
- Location: London with a strong office presence
- Salary: Competitive
- Hours: 35 Hours per week
We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.
At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.
Credit Risk Manager employer: GB Bank
Contact Detail:
GB Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you stand out as someone who truly fits into their team.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your achievements effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can leave a lasting impression and show your enthusiasm for the role. Plus, it keeps you on their radar.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that align with the Credit Risk Manager role. Highlight your analytical skills and experience in regulated financial services to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk management and how you can contribute to our dynamic team at GB Bank.
Showcase Your Communication Skills: Since this role involves conveying complex concepts, demonstrate your written communication prowess. Keep it clear, concise, and professional while still showing your personality!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity at GB Bank!
How to prepare for a job interview at GB Bank
✨Know Your Credit Risk Stuff
Make sure you brush up on the latest trends and regulations in credit risk management. Be prepared to discuss how you would approach developing and maintaining a strong credit risk framework, as this will show your expertise and readiness for the role.
✨Showcase Your Analytical Skills
Since the role requires strong analytical skills, be ready to share examples of how you've used data analytics tools like Power BI in previous roles. Discuss specific projects where your analysis led to significant improvements or insights, demonstrating your ability to draw conclusions from complex data.
✨Communicate Clearly
Practice explaining complex regulatory concepts in simple terms. The interviewers will want to see that you can effectively communicate with non-specialist stakeholders, so think of ways to simplify your explanations without losing the essence of the information.
✨Be Ready for Scenario Questions
Prepare for situational questions that assess your problem-solving skills and adaptability in a fast-paced environment. Think of examples from your past experiences where you successfully managed competing priorities or navigated through ambiguity, showcasing your resilience and attention to detail.