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- Tasks: Lead and mentor a dynamic team in credit underwriting for SME property finance.
- Company: Join one of the UK's fastest growing and award-winning banks.
- Benefits: Enjoy competitive salary, generous holiday, private medical cover, and strong pension contributions.
- Why this job: Make a real impact in a fast-paced, collaborative environment with excellent career progression.
- Qualifications: Expertise in credit risk and strong leadership skills required.
- Other info: London-based role with a supportive and inclusive culture.
The predicted salary is between 72000 - 84000 £ per year.
About us
Join one of the UK's fastest growing and award-winning banks. We are a team of ambitious, passionate, hardworking, and committed people who have successfully created and launched one of the UK's newest specialist property finance banks. As we embark on an exciting journey of growth, we are seeking exceptional new team members who possess both the ambition and drive to contribute to our vision. At GB Bank, we believe that career progression should not only be achievable but accelerated, enabling our employees to reach their potential in a supportive and dynamic atmosphere. Our environment is fast-paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact. We take pride in fostering an open and inclusive culture that not only embraces change but also encourages continuous learning and professional development.
In this role, you will:
- Lead our growing first-line Credit Underwriting.
- Oversee the credit underwriting process, ensuring prudent risk management practices to support the successful delivery of our lending growth plans.
- Be responsible for leading and mentoring a growing team of commercial credit underwriters.
- Review and implement first-line credit underwriting processes and procedures to optimise lending decision making.
- Oversee the end-to-end credit assessment process, including risk analysis, financial modelling and due diligence.
- Design and review delegated lending authority structures.
- Work closely with the portfolio management team to understand the credit portfolio performance.
- Contribute feedback and ideas to the Financial Crime team to aid developing and enhancing controls.
- Liaise with various teams to ensure effective credit risk management and fair customer outcomes.
- Act as subject matter expert on Credit Risk, providing insights and recommendations to executive management.
Key responsibilities as a member of GB Bank's management team:
- Communicate a compelling vision that engages and inspires team members.
- Translate company-wide goals into actionable departmental and individual objectives.
- Foster a high-performance environment by setting direction and motivating the team.
- Lead efforts to attract, develop, and retain a diverse, inclusive, and high-performing team.
- Contribute to effective resource planning and cost awareness within the team.
A bit about you – You are/have:
- Expertise in credit risk across financial services and Specialist Property-backed lending.
- Extensive experience of working with senior executives.
- Strong awareness of the regulatory framework.
- Proven analytical skills with a strong working knowledge of credit risk systems.
- Excellent interpersonal skills, including the ability to engage with internal and external stakeholders.
- Strong leadership capabilities with the ability to communicate effectively.
- Evidence of balanced and independent judgement.
- Exceptional problem-solving skills.
- Strong financial acumen and expertise in project finance.
- Ability to multitask and prioritise projects.
What we can offer you:
- 8% company pension contribution and 3% individual contribution.
- 25 days holiday every year plus bank holidays.
- Private medical cover with BUPA.
- Death in service at 4 x base salary with Aviva.
- Mental health support through a helpline and counselling sessions.
- Enhanced maternity, paternity and adoption leave.
Location: London-based (4+ days in the office)
Salary: Competitive
Hours: 35 Hours per week
We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates.
At GB Bank, we value privacy and data protection rights.
Head of Credit Underwriting in London employer: GB Bank Limited
Contact Detail:
GB Bank Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Underwriting in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join online forums, or even hit up LinkedIn. The more people you know, the better your chances of landing that Head of Credit Underwriting role.
✨Tip Number 2
Prepare for interviews by researching the company inside out. Know their values, recent news, and what makes them tick. This will help you tailor your answers and show that you're genuinely interested in being part of the GB Bank team.
✨Tip Number 3
Practice your pitch! You need to be able to clearly articulate your experience and how it aligns with the role. Mock interviews with friends or mentors can help you refine your delivery and boost your confidence.
✨Tip Number 4
Don’t forget to follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Plus, it shows your enthusiasm for the position and the company.
We think you need these skills to ace Head of Credit Underwriting in London
Some tips for your application 🫡
Show Your Passion: When writing your application, let your enthusiasm for the role shine through! We want to see that you’re not just looking for any job, but that you’re genuinely excited about joining our team and contributing to our vision.
Tailor Your CV: Make sure to customise your CV to highlight your relevant experience in credit risk and underwriting. Use keywords from the job description to show us that you understand what we’re looking for and how you fit into the picture.
Be Clear and Concise: Keep your application straightforward and to the point. We appreciate clarity, so avoid jargon and long-winded explanations. Make it easy for us to see your qualifications and why you’d be a great fit for the Head of Credit Underwriting role.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the position. Plus, it shows you’re keen on being part of our growing team!
How to prepare for a job interview at GB Bank Limited
✨Know Your Stuff
Make sure you have a solid understanding of credit risk assessment, especially in the SME property finance sector. Brush up on the latest trends and regulations, like Basel 3.1 and Consumer Duty, so you can speak confidently about how they impact lending decisions.
✨Show Your Leadership Skills
As a Head of Credit Underwriting, you'll need to lead and mentor a team. Prepare examples of how you've successfully managed teams in the past, focusing on how you fostered a high-performance environment and supported individual growth.
✨Be Ready for Technical Questions
Expect to dive deep into the technical aspects of credit underwriting. Familiarise yourself with financial modelling, risk analysis, and due diligence processes. Be prepared to discuss how you've implemented best practices in previous roles.
✨Engage with the Company Culture
GB Bank values an open and inclusive culture. During your interview, demonstrate your alignment with their values by sharing experiences that highlight your collaborative spirit and commitment to continuous learning and professional development.
