Credit Risk Manager

Credit Risk Manager

Full-Time 43200 - 72000 £ / year (est.) No home office possible
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GB Bank Limited

At a Glance

  • Tasks: Manage credit risk and support the development of a strong risk management framework.
  • Company: Join one of the UK's fastest growing and award-winning banks.
  • Benefits: Competitive salary, generous holiday, private medical cover, and strong pension contributions.
  • Why this job: Be part of a dynamic team making a real impact in a fast-paced environment.
  • Qualifications: Experience in financial services, strong analytical skills, and excellent communication abilities.
  • Other info: Opportunities for career progression in an inclusive and supportive culture.

The predicted salary is between 43200 - 72000 £ per year.

About us

Join one of the UK’s fastest growing and award-winning banks. We are a team of ambitious, passionate, hardworking, and committed people who have successfully created and launched one of the UK’s newest specialist property finance banks. As we embark on an exciting journey of growth, we are seeking exceptional new team members who possess both the ambition and drive to contribute to our vision. At GB Bank, we believe that career progression should not only be achievable but accelerated, enabling our employees to reach their potential in a supportive and dynamic atmosphere. Our environment is fast‑paced and collaborative, where your efforts are recognised, rewarded, and make a tangible impact. We take pride in fostering an open and inclusive culture that not only embraces change but also encourages continuous learning and professional development.

In this role, you will:

The Credit Risk Manager is a new position within the Second Line team, playing a key role in delivering comprehensive oversight across the credit risk lifecycle. Overall, the role will support the Senior Credit Risk manager in developing, implementing, and maintaining a strong credit risk management framework. Working closely with cross‑functional stakeholders, you will help safeguard the business from excessive risk while supporting the achievement of its defined risk appetite. Recognised as a subject matter expert in your area, you will be expected to support the Senior Credit Risk Manager, the wider Second Line team and First Line teams, with credit risk knowledge.

Key areas of responsibility:

  • Supporting the development and continuous improvement of the credit risk analytics including the choice of internal / external data, analytical tool, production of dashboards / outputs
  • Supporting the Senior Credit Risk Manager in the delivery of 2LOD risk reporting
  • Maintaining awareness of key business activities and emerging risks, identifying areas where further second line of oversight / activity may be required.
  • Ongoing development of the Bank’s credit risk appetite capabilities (limits, monitoring, etc.)
  • Monitoring the lending book performance against established Risk Appetite KPIs
  • Development of Credit Committee reporting and MI suite
  • Oversee the preparation of data and analytics as per the Bank’s Credit Risk Roadmap
  • Supporting credit risk reporting to the Executive Committee, Risk Committee and Board
  • Supporting stress testing and other necessary analysis within the ICAAP, ILAAP, Recovery Plan and SWDP
  • Providing oversight of credit risk aspects of regulatory reports and returns
  • Managing and building internal relationships with key functions within the business
  • Attending risk and governance committees as required
  • Provide ongoing risk input and support for projects
  • Providing Line 2 advice and challenge to all business areas regarding risk management
  • Conduct reviews and challenge of departmental process level risk assessments

A bit about you – You are/have:

  • Resilient and an ability to adapt and work in a fast‑paced environment of change and ambiguity
  • Excellent written and verbal communication skills, capable of conveying complex regulatory concepts to non‑specialist stakeholders
  • Detail oriented and focused with the ability to manage multiple competing priorities and stakeholders
  • A drive to provide quality output as part of a high‑performing team
  • Ability to consistently meet deadlines and understand changing priorities throughout the month
  • Strong attention to detail is essential
  • Experience of working within a regulated financial services environment
  • An analytical thought process, with excellent quantitative analysis skills
  • Strong analytical skills and a curious mind (familiarity with Power BI is a prerequisite)
  • The ability to draw conclusions based on analytic results, and present complex concepts and results in a way tailored to the audience
  • Excellent problem‑solving skills and attention to detail
  • Strong communication and interpersonal skills, with the ability to collaborate effectively with cross‑functional teams and senior executives

What we can offer you:

  • 8% company pension contribution and 3% individual contribution (which you can opt to increase)
  • 25 days holiday every year plus bank holidays on top
  • Private medical cover with BUPA - includes no excess + you can add family through salary sacrifice
  • Death in service at 4 x base salary with Aviva
  • Mental health support - through a helpline and counselling sessions
  • Enhanced maternity, paternity and adoption leave

What else do I need to know?

  • Location: London with a strong office presence
  • Salary: Competitive
  • Hours: 35 Hours per week

We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates, regardless of their age, sex, race, disability, sexual orientation, gender reassignment, religion or belief, marital/civil partnership status, or pregnancy and maternity.

At GB Bank, we value privacy and data protection rights. We have longstanding data protection culture and promote robust ethical standards in data management. Please read our Privacy Notice in relation to our recruitment activities before submitting your application to work with us.

Credit Risk Manager employer: GB Bank Limited

At GB Bank, we pride ourselves on being one of the UK’s fastest growing and award-winning banks, offering a dynamic and collaborative work environment where your contributions are recognised and rewarded. With a strong focus on career progression and professional development, we provide our employees with the tools and support they need to thrive in their roles, particularly in the exciting field of credit risk management. Located in London, we offer competitive benefits including generous holiday allowances, private medical cover, and a robust pension scheme, making us an excellent employer for those seeking meaningful and rewarding careers.
GB Bank Limited

Contact Detail:

GB Bank Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Manager

✨Tip Number 1

Network like a pro! Reach out to current employees at GB Bank on LinkedIn or through mutual connections. A friendly chat can give you insider info and might just get your foot in the door.

✨Tip Number 2

Prepare for the interview by researching the latest trends in credit risk management. Show us that you're not just a candidate, but a passionate expert ready to contribute to our vision.

✨Tip Number 3

Practice your communication skills! You’ll need to convey complex ideas clearly, so grab a friend and do some mock interviews. The more you practice, the more confident you'll feel.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.

We think you need these skills to ace Credit Risk Manager

Credit Risk Management
Analytical Skills
Quantitative Analysis
Power BI
Regulatory Knowledge
Communication Skills
Interpersonal Skills
Problem-Solving Skills
Attention to Detail
Stakeholder Management
Project Management
Adaptability
Risk Reporting
Data Analysis

Some tips for your application 🫡

Show Your Passion: When writing your application, let your enthusiasm for the role shine through! We want to see that you’re not just looking for any job, but that you’re genuinely excited about joining our team and contributing to our vision.

Tailor Your CV: Make sure your CV is tailored to the Credit Risk Manager position. Highlight relevant experience and skills that align with the job description. We love seeing how your background fits into our fast-paced environment!

Be Clear and Concise: Keep your application clear and to the point. Use straightforward language to convey your ideas, especially when discussing complex concepts. Remember, we appreciate strong communication skills!

Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re serious about joining GB Bank!

How to prepare for a job interview at GB Bank Limited

✨Know Your Credit Risk Stuff

Make sure you brush up on the latest trends and regulations in credit risk management. Be prepared to discuss how you would approach developing and implementing a strong credit risk framework, as this will show your expertise and understanding of the role.

✨Showcase Your Analytical Skills

Since the role requires strong analytical skills, be ready to share examples of how you've used data analysis in previous roles. If you're familiar with tools like Power BI, mention specific projects where you utilised these skills to draw conclusions and present findings.

✨Communicate Clearly

You’ll need to convey complex concepts to non-specialists, so practice explaining technical terms in simple language. During the interview, focus on your communication style and ensure you can articulate your thoughts clearly and confidently.

✨Demonstrate Adaptability

The environment at GB Bank is fast-paced and ever-changing. Share experiences where you've successfully adapted to change or managed competing priorities. This will highlight your resilience and ability to thrive in a dynamic setting.

Credit Risk Manager
GB Bank Limited
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