At a Glance
- Tasks: Help customers navigate home finance options and provide tailored advice.
- Company: Join a challenger bank founded in 2007, committed to Shariah principles.
- Benefits: Enjoy 25 days holiday, private medical insurance, and a pension plan.
- Why this job: Make a real impact in people's lives while growing your career in finance.
- Qualifications: Previous mortgage advisory experience and CeMap qualification required.
- Other info: We value diversity and encourage applications from all backgrounds.
The predicted salary is between 36000 - 60000 £ per year.
A Home Finance Adviser provides customers (UK/Expat/International) with a full advice and recommendation service for Home Finance working in accordance with the Banks values, scope of service, regulatory and compliance requirements whilst maintaining excellent customer satisfaction.
Key responsibilities:
- To source and progress Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications through to completion and working within the agreed SLAs.
- The role holder is responsible for making suitable recommendations to the Bank’s credit function to enable growth of the Home Finance book in line with business strategy, whilst ensuring that all finance applications are completed within policy and criteria.
- Generate telephone appointment activity in order to achieve new business goals, tracking potential customers and following up on enquiries.
- Recommend the most suitable product, term, and payment method to suit the customer’s needs, priorities, and circumstances.
- Development of existing customer relationships to ensure business retention and growth.
- To achieve set individual targets in a variety of areas and to contribute towards the overall performance of the Commercial and Home finance business, whilst minimising the risk of losses.
- Work alongside the Home Finance BDMs.
- Provide ongoing MI, tracking lead source and outcomes.
- Ensure that market, sector, and Regulatory knowledge is continuously developed and maintained.
Senior Managers and Certification Regime:
This role is in-scope of the Regulators’ Senior Manager and Certification Regime. As such the jobholder will be assessed and certified annually. Your role as Home Finance Adviser is a certified function. You are therefore required to discharge the following governance responsibilities: Regulatory status: Certified.
Skills required:
- Previous experience in a Mortgage advisory capacity.
- Experience within the specialist Mortgages sector.
- A detailed understanding of banking credit processes.
- Advanced understanding of Mortgage products.
- CeMap qualified or equivalent.
- Hold a Competent Advisor status.
About us:
Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We offer personal and corporate savings products and finance for UK residential property, in addition to sourcing and advising on UK real estate investments.
Additional Details:
- We offer a highly attractive reward package; the typical benefits include: 25 days holiday entitlement increasing with service, Pension plan, Private medical insurance, Group dental insurance, Income protection, Life assurance, Employee referral bonus.
Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.
Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank.
Mortgage Adviser for Home Finance products employer: Gatehouse Bank plc
Contact Detail:
Gatehouse Bank plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Adviser for Home Finance products
✨Tip Number 1
Familiarise yourself with the latest mortgage products and regulations in the UK. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a fast-paced industry.
✨Tip Number 2
Network with professionals in the mortgage advisory field. Attend industry events or join relevant online forums to connect with others who can provide insights or even refer you to opportunities at StudySmarter.
✨Tip Number 3
Prepare for role-specific scenarios that may come up during interviews. Think about how you would handle various customer situations, as this will showcase your problem-solving skills and customer service orientation.
✨Tip Number 4
Research our company values and culture at StudySmarter. Tailoring your responses to align with our mission and demonstrating how you embody these values can set you apart from other candidates.
We think you need these skills to ace Mortgage Adviser for Home Finance products
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of a Mortgage Adviser. Tailor your application to highlight relevant experience in mortgage advisory and your understanding of banking credit processes.
Highlight Relevant Experience: In your CV and cover letter, emphasise your previous experience in a mortgage advisory capacity and any qualifications such as CeMap. Mention specific achievements that demonstrate your ability to meet targets and provide excellent customer service.
Showcase Regulatory Knowledge: Since this role is in-scope of the Regulators’ Senior Manager and Certification Regime, it’s important to showcase your understanding of regulatory requirements. Include any relevant training or certifications that demonstrate your compliance knowledge.
Personalise Your Application: Address your application to the hiring team at Gatehouse Bank and express your enthusiasm for their values and mission. Personalising your application can help you stand out and show that you are genuinely interested in the position.
How to prepare for a job interview at Gatehouse Bank plc
✨Know Your Mortgage Products
Make sure you have a solid understanding of various mortgage products, especially those relevant to the role. Be prepared to discuss how different products can meet diverse customer needs and how you would recommend them based on individual circumstances.
✨Demonstrate Regulatory Knowledge
Since this role is in-scope of the Regulators’ Senior Manager and Certification Regime, it's crucial to show your understanding of regulatory requirements. Familiarise yourself with compliance standards and be ready to explain how you would ensure adherence in your advisory role.
✨Showcase Customer Relationship Skills
Highlight your experience in developing and maintaining customer relationships. Be prepared to share examples of how you've successfully retained clients and contributed to business growth through excellent customer service.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving skills and decision-making process. Think about past experiences where you had to make recommendations under pressure or navigate complex situations, and be ready to discuss these in detail.