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For Companies At a Glance
- Tasks: Conduct in-depth credit analysis and evaluate lending structures for corporate loans.
- Company: Join a forward-thinking financial services organisation leading in creative credit risk solutions.
- Benefits: Enjoy a collaborative culture, sharpen your skills, and have your ideas valued.
- Why this job: Make a real impact on underwriting decisions while building strong relationships with clients.
- Qualifications: Newly qualified ACA from Big 4, with a genuine interest in credit analysis.
- Other info: This role offers the chance to shape the future of financial services.
The predicted salary is between 43200 - 72000 £ per year.
Job Description
We are working exclusively with a forward-thinking financial services organisation who are leading the way in providing modern, creative credit risk solutions. They specialise in acquiring large corporate loans from banks, backed by sophisticated insurance-based structures.
With a strong focus on technology, transparency, and collaboration, this growing company offers tailored underwriting services that support smart, sustainable corporate lending decisions. It’s a place where your ideas are valued, your skills are sharpened, and your voice can shape the future of financial services.
Role:
Our client is seeking to hire a newly qualified accountant (ACA) from the Big 4 to join as a Credit Analyst to work in the underwriting team. The role will see you conducting in-depth credit analysis and evaluating lending structures to support corporate loan underwriting and insurance decisions.
You will also play an active role in cultivating and enhancing relationships with key brokers and clients to foster long-term relationships.
Key Responsibilities:
- Formulate independent opinions and recommendations regarding corporate risks through in-depth analysis of bank memos, financial statements, management accounts, and cash flow statements.
- Assess and evaluate lending structures, ensuring they align with risk appetite and underwriting criteria.
- Provide expert recommendations on whether to underwrite and insure loans based on financial and structural analysis.
- Build and maintain strong relationships with brokers and other external stakeholders.
- Collaborate with internal stakeholders to support commercial decision-making.
- Monitor and review portfolio performance to ensure ongoing risk management.
- Keep up to date with market trends, regulatory developments, and industry best practices.
Requirements:
- Newly qualified ACA.
- Big 4 trained and preferably, although not essential, some experience in a role in one of the advisory / risk / deals teams.
- Genuine interest in credit analysis or risk assessment within financial services.
- An understanding of corporate lending structures and credit risk evaluation would be welcomed.
- Excellent analytical skills with the ability to interpret complex financial information.
- Commercial awareness.
- Client-facing experience with the ability to develop and nurture relationships with brokers.
This is an exciting opportunity for a detail-oriented professional to contribute to a growing organisation where your expertise will directly impact underwriting decisions.
If you have the skills and experience required, we would love to hear from you.
Insurance Credit Associate (Big 4 ACA Opportunity) employer: Gambit Search
Contact Detail:
Gambit Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Insurance Credit Associate (Big 4 ACA Opportunity)
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk solutions and corporate lending. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the field.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work in underwriting or credit analysis. Engaging with industry experts can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples from your experience that showcase your analytical skills and client-facing abilities. Highlighting these experiences can set you apart from other candidates.
✨Tip Number 4
Stay updated on regulatory developments and best practices in credit risk evaluation. Being knowledgeable about current regulations will show your commitment to the role and the industry.
We think you need these skills to ace Insurance Credit Associate (Big 4 ACA Opportunity)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your ACA qualification and any relevant experience from your time at the Big 4. Emphasise your analytical skills and any client-facing roles you've had, as these are crucial for the position.
Craft a Compelling Cover Letter: In your cover letter, express your genuine interest in credit analysis and risk assessment. Mention specific experiences that demonstrate your ability to evaluate lending structures and your understanding of corporate lending.
Showcase Relevant Skills: When detailing your experience, focus on your analytical skills and your ability to interpret complex financial information. Provide examples of how you've successfully assessed risks or contributed to underwriting decisions in previous roles.
Research the Company: Familiarise yourself with the company's approach to credit risk solutions and their emphasis on technology and collaboration. This knowledge will help you tailor your application and show that you're aligned with their values and goals.
How to prepare for a job interview at Gambit Search
✨Showcase Your Analytical Skills
Prepare to discuss your analytical abilities in detail. Be ready to provide examples of how you've interpreted complex financial information in previous roles, especially during your time at the Big 4.
✨Understand Corporate Lending Structures
Brush up on your knowledge of corporate lending structures and credit risk evaluation. Being able to articulate your understanding will demonstrate your genuine interest in the role and the industry.
✨Demonstrate Relationship-Building Skills
Since the role involves cultivating relationships with brokers and clients, think of specific instances where you've successfully built and maintained professional relationships. This will show your client-facing experience.
✨Stay Updated on Market Trends
Familiarise yourself with current market trends and regulatory developments in the financial services sector. Showing that you are proactive about staying informed will impress interviewers and highlight your commercial awareness.
