Credit & Risk Associate (NQ ACA/ACCA)
Credit & Risk Associate (NQ ACA/ACCA)

Credit & Risk Associate (NQ ACA/ACCA)

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Join our credit risk team to analyze financial statements and assess corporate risks.
  • Company: We're an Insurtech business bridging lenders and the insurance ecosystem.
  • Benefits: Enjoy opportunities for travel across Europe and the US while building key relationships.
  • Why this job: This role offers a chance to blend finance with tech in a dynamic environment.
  • Qualifications: Must be ACA qualified or equivalent with 1-2 years of relevant experience.
  • Other info: Submit your CV by Friday, 15 November to seize this exciting opportunity!

The predicted salary is between 36000 - 60000 £ per year.

We have partnered with an Insurtech business in their search for an Associate to work in their credit risk team. Our client is aiming to bridge the gap between lenders and the insurance ecosystem. Our client acts similar to a credit fund in assessing underlying credit risks to determine which loans to acquire from lenders. They work almost entirely with banking led clients to help de-risk their loan book. Should a lender have too much exposure to an asset class or a sector, they will assess the risk and viability of the deal and decide if they want to take them on before pricing the deal correctly. The Role: An Associate in this team will play a pivotal role in conducting in-depth analysis of financial statements, bank memos, management accounts and cash flow statements to assess corporate risks. The financial analytical work conducted is then used when deciding if banks loans should be acquired. You will report directly into one of the Partners to help grow their single situation book: an individual enquiry on one specific borrower. Aside from the analytical and commercial skills for assessing risks on potential loan deals, the role centres around relationship building with key brokers and clients to secure long-term business partnerships and future opportunities. As such, there will be occasional bi-monthly travel to meet clients located across Europe and the US. Qualifications: – ACA qualified or equivalent – NQ and up to 1-2 years post-qualified experience from audit, transactions, M&A, restructuring. – Entrepreneurial mindset, keen attention to detail and a passion for finance – Proficient in MS Office and knowledge of programming language If you’re excited by the opportunity to blend your credit insurance expertise with the latest technological advancements, we’d love to hear from you. Deadline for CV submission is Friday 15 November

Credit & Risk Associate (NQ ACA/ACCA) employer: Gambit Search

Our client is an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration within the insurtech space. Employees benefit from comprehensive growth opportunities, including direct mentorship from partners and exposure to high-profile clients across Europe and the US. With a focus on bridging the gap between lenders and the insurance ecosystem, this role not only provides meaningful work but also the chance to be at the forefront of transforming the financial landscape.
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Contact Detail:

Gambit Search Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit & Risk Associate (NQ ACA/ACCA)

✨Tip Number 1

Familiarize yourself with the insurtech landscape and understand how it differs from traditional finance. This knowledge will help you demonstrate your enthusiasm for the role and show that you are proactive in understanding the industry.

✨Tip Number 2

Network with professionals in the credit risk and insurtech sectors. Attend relevant industry events or webinars to connect with potential colleagues and learn more about the challenges they face, which can give you an edge during interviews.

✨Tip Number 3

Brush up on your financial analysis skills, particularly in assessing corporate risks through financial statements. Being able to discuss specific examples of your analytical work will make you stand out as a candidate.

✨Tip Number 4

Prepare to discuss your relationship-building experiences. Since the role involves working closely with brokers and clients, having concrete examples of how you've successfully built and maintained professional relationships will be crucial.

We think you need these skills to ace Credit & Risk Associate (NQ ACA/ACCA)

Financial Analysis
Credit Risk Assessment
Attention to Detail
Relationship Building
MS Office Proficiency
Programming Knowledge
Analytical Skills
Communication Skills
Entrepreneurial Mindset
Understanding of Financial Statements
Cash Flow Analysis
Problem-Solving Skills
Client Management
Travel Flexibility

Some tips for your application 🫡

Understand the Role: Make sure to thoroughly read the job description and understand the key responsibilities of the Credit & Risk Associate position. Highlight your analytical skills and experience in financial analysis, as these are crucial for the role.

Tailor Your CV: Customize your CV to reflect your qualifications, particularly your ACA qualification and any relevant experience in audit, transactions, or M&A. Emphasize your entrepreneurial mindset and attention to detail, as these traits are specifically mentioned in the job description.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for finance and your understanding of the insurtech sector. Mention any relevant experiences that demonstrate your ability to build relationships with clients and brokers, as this is a key aspect of the role.

Proofread and Submit: Before submitting your application, carefully proofread your CV and cover letter for any errors. Ensure that all required documents are included and submit your application through our website by the deadline of Friday, 15 November.

How to prepare for a job interview at Gambit Search

✨Showcase Your Analytical Skills

Prepare to discuss your experience with financial statements and risk assessment. Be ready to provide specific examples of how you've analyzed data in previous roles, as this will demonstrate your capability to conduct in-depth analysis for the credit risk team.

✨Highlight Relationship-Building Experience

Since the role involves building relationships with brokers and clients, think of instances where you've successfully developed professional relationships. Share these stories to illustrate your interpersonal skills and ability to secure long-term partnerships.

✨Demonstrate Your Entrepreneurial Mindset

The company values an entrepreneurial approach, so be prepared to discuss times when you've taken initiative or proposed innovative solutions. This will show that you align with their culture and are proactive in your work.

✨Familiarize Yourself with the Insurtech Landscape

Research the insurtech industry and understand how it intersects with credit risk. Being knowledgeable about current trends and challenges in the sector will help you engage in meaningful conversations during the interview.

Credit & Risk Associate (NQ ACA/ACCA)
Gambit Search
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  • Credit & Risk Associate (NQ ACA/ACCA)

    London
    Full-Time
    36000 - 60000 £ / year (est.)

    Application deadline: 2026-12-31

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    Gambit Search

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