At a Glance
- Tasks: Monitor sales volumes, assess credit worthiness, and mitigate financial risks.
- Company: Join Blackhawk Network, a leader in branded payments across 28 countries.
- Benefits: Enjoy a competitive salary, hybrid work model, and career development opportunities.
- Other info: Experience a vibrant workplace culture with excellent growth potential.
- Why this job: Make a real impact in financial risk management while working with a dynamic team.
- Qualifications: Analytical skills and a passion for finance are essential.
The predicted salary is between 30000 - 40000 £ per year.
About Blackhawk Network: At Blackhawk Network (BHN), we’re shaping the future of branded payments - powering reward, incentive, and loyalty solutions across 28 countries and 400,000+ consumer touchpoints. From digital gift cards and eGifts to global employee rewards and customer acquisition tools, our platforms deliver meaningful value to clients and their customers alike.
Overview:
- Contract Type: Permanent
- Workplace: Hybrid – 2 days in office per week
- Hours: 35 hours per week
- Reports to: Director, Credit
The Credit Analyst will be responsible for financial risk mitigation in our shared services organization under the direction of the Credit Manager. A core focus of this role is supporting the end-to-end management of the Digital Distribution Partner (DDP) program by monitoring partner activity, maintaining velocity controls, and coordinating across teams to prevent fraud and financial exposure.
The Credit Analyst’s responsibilities will include consistent application of a credit policy, periodic credit reviews of existing customers, and assessment of the credit worthiness of potential customers. The candidate will also be required to design and maintain reports and dashboards to both track and communicate key performance indicators.
Responsibilities:
- Monitor daily and intra-day sales volumes across assigned DDP partners, identifying unusual trends, anomalies, or activity that may indicate fraud or elevated financial risk.
- Support the creation, maintenance, and dynamic adjustment of velocity limits for DDP partners within the Risk Management System (RMS), responding to threshold alerts in a timely manner.
- Respond to velocity limit alerts; coordinate with the Risk team and Credit Manager to update alert and block rules as required to mitigate partner exposure.
Credit Analyst I in London employer: FyrFly Venture Partners
At Blackhawk Network, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and development. As a Credit Analyst I in our Hemel Hempstead office, you will benefit from a hybrid working model, allowing for flexibility while being part of a collaborative team dedicated to innovation in branded payments. With opportunities for professional advancement and a commitment to meaningful work, Blackhawk Network is an excellent employer for those seeking to make a significant impact in the finance sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst I in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like FyrFly Venture Partners. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst I in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to FyrFly Venture Partners.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on FyrFly Venture Partners's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at FyrFly Venture Partners
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with FyrFly Venture Partners.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at FyrFly Venture Partners will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former FyrFly Venture Partners employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
