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- Tasks: Analyse financials and build bespoke Excel models to assess risk and make lending recommendations.
- Company: Dynamic private credit fund in Central London with a high-performing team.
- Benefits: Competitive salary, entrepreneurial environment, and exposure to diverse asset classes.
- Why this job: Shape lending decisions and work on unique deals without institutional red tape.
- Qualifications: 2-5 years in private credit or structured finance with strong modelling skills.
- Other info: Ideal for independent thinkers who thrive in a fast-paced, innovative setting.
The predicted salary is between 60000 - 80000 £ per year.
We are recruiting an Associate, Financial Modeler for a Central London based private credit fund. You will need to be an excellent financial modeler with a high degree of business acumen, able to demonstrate a real commercial outlook when analysing deals. You will be joining a small, high performing team in a fund with a diverse deal flow; no two deals are the same. You will be given exposure across multiple asset classes and have responsibility for shaping lending recommendations in an entrepreneurial environment without institutional bureaucracy.
Key responsibilities:
- Analyse borrower financials and loan tapes (often large, unstructured, and imperfect), from which you will build bespoke Excel models from scratch to assess risk, identify inconsistencies and challenge borrower supplied assumptions.
- Model SME cashflow and assess covenant headroom, constructing default curves, vintage analysis and roll-rate matrices.
- Assessing platform underwriting methodologies where borrowers are onward lending.
- Assessing probability of default using quantitative and qualitative factors.
- Translating analysis into clear credit recommendations.
We are looking for someone with 2-5 years’ experience in private credit, structured finance, asset backed lending, loan portfolio analysis or structured products (experience across multiple credit types is highly attractive).
Your experience must include the ability to:
- Build complex financial models from scratch.
- Handle large loan level data sets.
- Construct vintage, cumulative default and roll-rate analysis.
- Design multi-scenario stress cases.
You will be entrepreneurial rather than institutional. Enjoy building rather than operating, be intellectually curious about risk and be comfortable making decisions with imperfect data. Independent thinking is essential as this is not an institutional process-driven environment. It requires judgement, intellectual honesty, and ownership.
Base salary £60,000 to £80,000 (dependent upon experience).
Associate Financial Modeller in City of London employer: Fusion Recruitment
Contact Detail:
Fusion Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Financial Modeller in City of London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising your financial modelling skills. Be ready to showcase your ability to build complex models from scratch and discuss your thought process when analysing deals. We want to see your entrepreneurial spirit shine!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you and fit your experience in private credit and structured finance.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds as they make their decision.
We think you need these skills to ace Associate Financial Modeller in City of London
Some tips for your application 🫡
Show Off Your Financial Modelling Skills: Make sure to highlight your experience in building complex financial models. We want to see how you've tackled large datasets and what unique approaches you've taken in your previous roles.
Be Clear and Concise: When writing your application, keep it straightforward. We appreciate clarity, so avoid jargon and get straight to the point about your skills and experiences that relate to the role.
Demonstrate Your Commercial Acumen: We’re looking for someone with a real commercial outlook. Use your application to showcase examples where you’ve made decisions based on risk analysis and how that impacted your previous projects.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for this exciting opportunity.
How to prepare for a job interview at Fusion Recruitment
✨Know Your Financial Models Inside Out
Make sure you can confidently discuss your experience with building complex financial models. Be prepared to explain your thought process and the methodologies you used, especially when dealing with large, unstructured data sets.
✨Showcase Your Analytical Skills
Prepare examples of how you've analysed borrower financials in the past. Highlight any specific challenges you faced and how you overcame them, particularly when it comes to identifying inconsistencies or challenging assumptions.
✨Demonstrate Your Commercial Acumen
Be ready to discuss how you assess risk and make lending recommendations. Think about how you can translate your analysis into clear credit recommendations and be prepared to share your insights on market trends or borrower behaviours.
✨Emphasise Your Independent Thinking
This role requires a strong sense of ownership and judgement. Prepare to discuss situations where you've had to make decisions with imperfect data, showcasing your ability to think independently and act entrepreneurially.