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- Tasks: Analyse financials and build bespoke Excel models to assess risk and make lending recommendations.
- Company: Dynamic private credit fund in Central London with a high-performing team.
- Benefits: Competitive salary, entrepreneurial environment, and exposure to diverse asset classes.
- Why this job: Shape lending decisions and work on unique deals without institutional red tape.
- Qualifications: 2-5 years in private credit or structured finance with strong modelling skills.
- Other info: Ideal for independent thinkers who thrive in a fast-paced, innovative setting.
The predicted salary is between 60000 - 80000 £ per year.
We are recruiting an Associate, Financial Modeler for a Central London based private credit fund. You will need to be an excellent financial modeler with a high degree of business acumen, able to demonstrate a real commercial outlook when analysing deals. You will be joining a small, high performing team in a fund with a diverse deal flow; no two deals are the same. You will be given exposure across multiple asset classes and have responsibility for shaping lending recommendations in an entrepreneurial environment without institutional bureaucracy.
Key responsibilities:
- Analyse borrower financials and loan tapes (often large, unstructured, and imperfect), from which you will build bespoke Excel models from scratch to assess risk, identify inconsistencies and challenge borrower supplied assumptions.
- Model SME cashflow and assess covenant headroom, constructing default curves, vintage analysis and roll-rate matrices.
- Assessing platform underwriting methodologies where borrowers are onward lending.
- Assessing probability of default using quantitative and qualitative factors.
- Translating analysis into clear credit recommendations.
We are looking for someone with 2-5 years’ experience in private credit, structured finance, asset backed lending, loan portfolio analysis or structured products (experience across multiple credit types is highly attractive). Your experience must include the ability to:
- Build complex financial models from scratch.
- Handle large loan level data sets.
- Construct vintage, cumulative default and roll-rate analysis.
- Design multi-scenario stress cases.
You will be entrepreneurial rather than institutional. Enjoy building rather than operating, be intellectually curious about risk and be comfortable making decisions with imperfect data. Independent thinking is essential as this is not an institutional process-driven environment. It requires judgement, intellectual honesty, and ownership.
Base salary £60,000 to £80,000 (dependent upon experience).
Associate Financial Modeller employer: Fusion Recruitment
Contact Detail:
Fusion Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate Financial Modeller
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising your financial modelling skills. Be ready to showcase your ability to build complex models from scratch and discuss your thought process when analysing deals. We want to see your entrepreneurial spirit shine!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for opportunities that excite you and fit your experience in private credit and structured finance.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. Use this opportunity to reiterate your interest in the role and highlight how your skills can contribute to their team’s success.
We think you need these skills to ace Associate Financial Modeller
Some tips for your application 🫡
Show Off Your Financial Modelling Skills: Make sure to highlight your experience in building complex financial models. We want to see how you've tackled large datasets and what unique approaches you've taken in your previous roles. Don't hold back on showcasing your best work!
Be Clear and Concise: When writing your application, clarity is key. We appreciate straightforward communication, so avoid jargon and get straight to the point. Make it easy for us to see your qualifications and how they align with the role.
Demonstrate Your Commercial Acumen: We’re looking for someone with a real commercial outlook. Use your application to illustrate how you've analysed deals in the past and the insights you've gained from them. Show us that you can think critically about risk and lending decisions.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows us you're keen to join our team!
How to prepare for a job interview at Fusion Recruitment
✨Master Your Financial Modelling Skills
Before the interview, brush up on your financial modelling skills. Be prepared to discuss specific models you've built and the methodologies you used. Practising with real-world examples will help you articulate your thought process and demonstrate your expertise.
✨Know Your Numbers
Familiarise yourself with key financial metrics and concepts relevant to private credit and structured finance. Be ready to analyse hypothetical borrower financials during the interview. This will show that you can think critically and apply your knowledge in a practical setting.
✨Showcase Your Commercial Acumen
Prepare to discuss how you've assessed risk and made lending recommendations in previous roles. Highlight your ability to challenge assumptions and identify inconsistencies in data. This will illustrate your entrepreneurial mindset and independent thinking, which are crucial for this role.
✨Ask Insightful Questions
At the end of the interview, ask questions that reflect your understanding of the fund's deal flow and investment strategies. Inquire about the types of asset classes they focus on and how they approach risk assessment. This shows your genuine interest in the role and helps you gauge if it's the right fit for you.