Senior Commercial Finance Analyst - Funding Circle

We are looking for a Senior Analyst in our Commercial Finance team. This role sits in the Commercial Finance team who are responsible for financial planning and performance management across the business, collaborating with senior management to understand and model business drivers.

As a Senior Commercial Finance Analyst, you will be a key business partner, providing financial insight and analysis to support strategic decision-making. Your responsibilities will include business partnering, financial modelling, performance analysis, and supporting business planning processes.

• Business partnering - provide financial support and analysis to the stakeholders throughout the business. Develop a detailed understanding of how the business operates in order to support and challenge decision makers.
• FlexiPay product (balance sheet lending) - contribute to the development of financial models to project future loan issuance and profitability. Interpret and challenge outputs from the Risk team regarding expected loss forecasting.
• Develop and maintain financial models to support business planning, forecasting, and scenario analysis.
• Prepare and present financial reports to senior management, providing insights into business performance and key trends.
• Analyse financial data to identify opportunities for improvement in efficiency, profitability, and growth.
• Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.

What we're looking for:

• Qualified or Part-Qualified accountant (ACA, ACCA, CIMA or equivalent).
• Experience within the financial services industry, including IFRS 9 and other relevant financial principles.
• Excellent analytical and problem-solving skills, with the ability to interpret complex financial data.
• Strong communication and presentation skills, with the ability to effectively communicate financial information to non-financial stakeholders.

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn't align perfectly with the requirements.

As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!

A few highlights:

• Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family's needs.
• Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.
• Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
• Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.
• Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!

And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.

Ready to make a difference? We'd love to hear from you.