Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead the development of our Credit Risk Platform and enhance our decision engine.
- Company: Funding Circle helps small businesses thrive with fast, hassle-free finance solutions.
- Benefits: Enjoy hybrid working, private medical insurance, learning allowances, and fitness discounts.
- Why this job: Make a real impact in SME lending while collaborating in an innovative environment.
- Qualifications: Experience with card products and programming languages like Clojure, Ruby, or Python required.
- Other info: Diversity is valued; apply even if your experience doesn't match perfectly.
The predicted salary is between 43200 - 72000 £ per year.
Lead Software Engineer
We are looking for a Lead Software Engineer to join our Accounts & Card team.
Our Credit Risk Platform team, part of the Core Services department, is a collaborative group of problem-solvers dedicated to building and refining the technology that delivers near-instant decisions to our customers. As a Lead Software Engineer, you'll play a key role in evolving our bespoke decision engine, which is central to our application process. You'll work closely with talented colleagues to understand and enhance our credit strategy implementation and the software systems that support it. This is an exciting opportunity to make a real impact while growing your expertise in an environment that values innovation, teamwork, and shared success.
Who are we?
We're Funding Circle. We back small businesses to succeed.
At Funding Circle, we believe the world needs small businesses. That's why we've made it our mission to help them get the finance they need to grow.
With more than a decade of expertise under our belt, we've built a game-changer of a platform with cutting-edge data and technology that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.
We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.
The role
- You love to build new things but also don't shy away from digging into a legacy codebase. You love to work in a complex problem domain that is implemented with simple software systems.
- You have an interest or experience in Functional Programming, microservices and/or event-driven architecture.
- You are a collaborator – you encourage pairing and believe that working together is smarter than working in a silo.
- You are a teacher – generous with your time and expertise to teach stakeholders and our fellow engineers how to answer their own questions
- Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
What we're looking for
- Experience working on Card products
- Experience working with Clojure, Ruby, Python or at least one major coding language (E.g. Java, C#, Go, Javascript)
- Strong fundamental programming skills (data structures, algorithms)
- Excellent communication skills, both written and spoken
- An interest (or experience) in any of Functional Programming, Distributed Systems or Event-Driven Architectures (using Apache Kafka)
- Knowledge of decision engines wanted but not essential
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn't align perfectly with the requirements.
Want to learn more?
- We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £7.2bn of GDP generated). You can read our full Impact Report here:
- To see what our customers think, visit our Trustpilot page:
And we're still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other. Why join us?
At Funding Circle, we celebrate and support the differences that make you, you. We're proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better .
As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
A few highlights:
- Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
- Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
- Development: Dedicated annual learning allowance and full access to internal learning platform.
- Lifestyle: Wellhub (for fitness discounts), Electric Car Scheme and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We'd love to hear from you.
Engineering Lead - Funding Circle employer: Funding Circle
Contact Detail:
Funding Circle Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Engineering Lead - Funding Circle
✨Tip Number 1
Familiarise yourself with Funding Circle's mission and values. Understanding their commitment to supporting small businesses will help you align your answers during interviews and demonstrate your passion for their work.
✨Tip Number 2
Brush up on your knowledge of Functional Programming and event-driven architecture, especially if you have experience with Clojure or similar languages. Being able to discuss these topics confidently can set you apart from other candidates.
✨Tip Number 3
Prepare examples of how you've collaborated with teams in the past. Since they value teamwork, showcasing your ability to work well with others and share knowledge will resonate with the hiring team.
✨Tip Number 4
Research the latest trends in SME lending and decision engines. Being knowledgeable about the industry will not only impress your interviewers but also show that you're genuinely interested in contributing to their innovative platform.
We think you need these skills to ace Engineering Lead - Funding Circle
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience, especially in software engineering and any specific technologies mentioned in the job description, such as Clojure, Ruby, or Python. Emphasise your problem-solving skills and collaborative experiences.
Craft a Compelling Cover Letter: In your cover letter, express your passion for supporting small businesses and how your skills align with Funding Circle's mission. Mention your interest in functional programming and your experience with decision engines if applicable.
Showcase Communication Skills: Since excellent communication is key for this role, ensure that your application reflects your ability to convey complex ideas clearly. Use concise language and structure your application well to demonstrate your written communication skills.
Highlight Team Collaboration: Discuss your experiences working in teams and how you have contributed to collaborative projects. Mention any mentoring or teaching roles you've taken on, as this aligns with the company's emphasis on teamwork and knowledge sharing.
How to prepare for a job interview at Funding Circle
✨Showcase Your Technical Skills
Be prepared to discuss your experience with programming languages like Clojure, Ruby, or Python. Highlight specific projects where you've used these skills, especially in relation to card products or decision engines.
✨Demonstrate Collaboration
Since the role emphasises teamwork, be ready to share examples of how you've worked collaboratively in the past. Discuss instances where you encouraged pairing or helped others solve problems, showcasing your teaching abilities.
✨Understand the Company’s Mission
Familiarise yourself with Funding Circle's mission to support small businesses. Be prepared to articulate how your values align with theirs and how you can contribute to their goal of providing fast, hassle-free finance solutions.
✨Prepare for Problem-Solving Questions
Expect questions that assess your problem-solving skills. Think of complex challenges you've faced in previous roles and how you approached them, particularly in relation to software systems and risk mitigation.
