At a Glance
- Tasks: Own valuation modelling for Credit Card and FlexiPay products, translating data into actionable insights.
- Company: Join Funding Circle, a fintech leader supporting UK small businesses with innovative solutions.
- Benefits: Competitive salary, flexible working, health benefits, and a dedicated learning allowance.
- Other info: Dynamic hybrid work environment with opportunities for growth and collaboration.
- Why this job: Make a real impact on the economy while developing your career in a supportive team.
- Qualifications: Experience in financial modelling, SQL or Python skills, and strong attention to detail.
The predicted salary is between 49500 - 60500 £ per year.
London (Hybrid) | 3 days in the office | Competitive Salary + Benefits You'll make a real difference for our customers and your team from day one.
We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results.
- Own the end-to-end valuation modelling for our Credit Card and Flexi Pay products, translating complex financial data into clear, actionable insight that drives strategic decisions.
- Build and maintain forward-looking models - including lifetime value, unit economics, and loss forecasting - that underpin product pricing, provisioning, and portfolio strategy.
- Partner closely with Credit Risk, Finance, and Product teams to ensure our valuations reflect the latest performance data and macroeconomic assumptions.
- Play a key role in month-end and quarter-end close processes, owning commentary and variance analysis for senior stakeholders and the Board.
We value deep expertise, but a growth mindset and good energy are what really make our team click. We're a group that chooses to lift each other up and think smart every day.
- Strong experience in financial modelling or valuations within SME lending or consumer credit, ideally across revolving credit or instalment products.
- Excellent attention to detail and a proactive approach to identifying deviations of actuals from assumptions and updating models to reflect observed trends and variances.
- Confident working with large datasets to build and stress-test assumptions - SQL or Python required, plus strong Excel skills.
- A clear communicator who can distil complex analysis into concise, well-structured narratives for non-technical audiences.
- Comfortable operating with autonomy in a fast-paced environment, managing competing priorities without losing attention to detail.
Skills we'd love to see
- Comfortable experimenting with AI tools (e. g. Claude, Copilot) to accelerate analysis, automate repetitive modelling tasks, and improve output quality
- Experience with VBA, Excel-based financial models, or BI tools (e. g. Tableau, Looker) for reporting and scenario analysis
- Experience supporting audit, model validation, or internal review processes
- Knowledge of ECL / impairment modelling under IFRS 9
- We're on a mission to back the UK's small businesses like no one else
Small businesses are the backbone of the economy, and we're here to help them win.
We've built a platform that uses clever data to get them the funding they need in minutes, not weeks.
At Funding Circle, we have the restless energy of a fintech start-up with the stability of a public company.
It's a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts.
We're a high-performing team that chooses to lift each other up.
We challenge, we champion, and we have each other's backs - because we know that when we stand together, we move faster and build better.
The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy.
Come and join a mission that matters!, We back you to build an incredible career and by joining us, you'll be part of one of The Sunday Times Best Companies to Work For 2026!
As a flexible-first employer, we use a \"best of both\" approach.
We'll see you in our London office to collaborate - with barista coffee and subsidised Just Eat lunches on us!
Our Circler Proposition focuses on five areas
- Flexibility: We provide a benefit allowance you can tailor to your own life and family.
- Health: This includes private medical and dental, health assessments, and access to a digital GP.
- Wealth: We offer life assurance, share schemes, and financial coaching.
- Development: You get a dedicated annual learning allowance to help you level up.
- Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.
- We also have award-winning parental leave policies. We're here to support you through the big life moments, from fertility treatments to new additions to the family.
- #J-18808-Ljbffr
Valuations Analyst in City of Westminster employer: Funding Circle
At Funding Circle, we pride ourselves on being an exceptional employer that champions the growth and well-being of our employees. With a vibrant work culture that combines the agility of a fintech start-up with the stability of a public company, we offer flexible working arrangements, competitive salaries, and comprehensive benefits including health support and professional development opportunities. Join us in London, where you can make a meaningful impact while enjoying perks like barista coffee, subsidised lunches, and a strong commitment to employee welfare.
StudySmarter Expert Advice🤫
We think this is how you could land Valuations Analyst in City of Westminster
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Funding Circle. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Funding Circle.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Funding Circle. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Valuations Analyst in City of Westminster
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Funding Circle and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Funding Circle how you can be a team player!
How to prepare for a job interview at Funding Circle
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Funding Circle.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Funding Circle's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
