At a Glance
- Tasks: Join our team as a Senior Commercial Finance Analyst, providing financial insights and analysis.
- Company: Funding Circle helps small businesses thrive with fast, hassle-free finance solutions.
- Benefits: Enjoy hybrid working, private medical insurance, and a tailored benefits allowance.
- Why this job: Make a real impact on small businesses while developing your career in a supportive environment.
- Qualifications: Qualified or part-qualified accountant with strong analytical and communication skills required.
- Other info: We celebrate diversity and offer flexible working to suit your lifestyle.
The predicted salary is between 36000 - 60000 Β£ per year.
We are looking for a Finance Business Partner (known internally as Senior Commercial Finance Analyst) in our Commercial Finance team. This role sits in the Commercial Finance team who are responsible for financial planning and performance management across the business, collaborating with senior management to understand and model business drivers.
As a Senior Commercial Finance Analyst, you will be a key business partner, providing financial insight and analysis to support strategic decision-making. Your responsibilities will include:
- Business partnering - provide financial support and analysis to the stakeholders throughout the business. Develop a detailed understanding of how the business operates in order to support and challenge decision makers.
- FlexiPay product (balance sheet lending) - contribute to the development of financial models to project future loan issuance and profitability. Interpret and challenge outputs from the Risk team regarding expected loss forecasting.
- Develop and maintain financial models to support business planning, forecasting, and scenario analysis.
- Prepare and present financial reports to senior management, providing insights into business performance and key trends.
- Analyse financial data to identify opportunities for improvement in efficiency, profitability, and growth.
- Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.
What we're looking for:
- Qualified or Part-Qualified accountant (ACA, ACCA, CIMA or equivalent).
- Experience within the financial services industry, including IFRS 9 and other relevant financial principles.
- Excellent analytical and problem-solving skills, with the ability to interpret complex financial data.
- Strong communication and presentation skills, with the ability to effectively communicate financial information to non-financial stakeholders.
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn't align perfectly with the requirements.
As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
A few highlights:
- Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family's needs.
- Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.
- Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
- Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.
- Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We'd love to hear from you.
Business Finance Specialist - Funding Circle employer: Funding Circle
Contact Detail:
Funding Circle Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Business Finance Specialist - Funding Circle
β¨Tip Number 1
Familiarise yourself with Funding Circle's mission and values. Understanding their commitment to supporting small businesses will help you align your responses during interviews and demonstrate your passion for their work.
β¨Tip Number 2
Brush up on your financial modelling skills, particularly in relation to IFRS 9. Being able to discuss specific examples of how you've applied these principles in previous roles will set you apart from other candidates.
β¨Tip Number 3
Prepare to showcase your analytical and problem-solving abilities. Think of scenarios where you've successfully interpreted complex financial data and how that led to improved business decisions or outcomes.
β¨Tip Number 4
Practice your communication skills, especially when explaining financial concepts to non-financial stakeholders. Being able to convey complex information clearly is crucial for the role and will impress interviewers.
We think you need these skills to ace Business Finance Specialist - Funding Circle
Some tips for your application π«‘
Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the role of a Senior Commercial Finance Analyst. Focus on your financial modelling, analytical skills, and any experience in the financial services industry.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for supporting small businesses and your understanding of Funding Circle's mission. Mention specific examples of how your background makes you a great fit for the role.
Highlight Relevant Qualifications: Clearly state your qualifications, such as being a qualified or part-qualified accountant (ACA, ACCA, CIMA or equivalent). Emphasise any experience with IFRS 9 and other relevant financial principles.
Showcase Communication Skills: Since the role requires strong communication skills, provide examples in your application of how you've effectively communicated complex financial information to non-financial stakeholders in the past.
How to prepare for a job interview at Funding Circle
β¨Understand the Business Model
Before your interview, take the time to research Funding Circle's business model and how it supports small businesses. Be prepared to discuss how your financial insights can contribute to their mission of providing fast and efficient funding.
β¨Showcase Your Analytical Skills
As a Senior Commercial Finance Analyst, strong analytical skills are crucial. Prepare examples from your past experience where you successfully interpreted complex financial data and made strategic recommendations based on your findings.
β¨Prepare for Scenario Analysis
Given the role's focus on financial modelling and scenario analysis, be ready to discuss how you would approach forecasting and risk assessment. Consider bringing a sample model or analysis you've worked on to demonstrate your capabilities.
β¨Communicate Effectively
Since you'll need to present financial information to non-financial stakeholders, practice explaining complex concepts in simple terms. Think of ways to make your communication engaging and clear, as this will be key in your role.