Staff Software Engineer (Short Term Credit)

We’re on a mission to back the UK’s small businesses like no one else. Small businesses are the backbone of the economy, and we’re here to help them win. We’ve built a platform that uses clever data to get them the funding they need in minutes, not weeks. At Funding Circle, we have the restless energy of a fintech start‑up with the stability of a public company. It’s a unique mix that gives Circlers the autonomy to take ownership and the scale to make an impact that truly counts. We’re a high‑performing team that chooses to lift each other up. We challenge, we champion, and we have each other’s backs because we know that when we stand together, we move faster and build better. The impact is real: Last year alone, the businesses on our platform generated £7.2bn for the UK economy. Come and join a mission that matters!

Location: London (Hybrid) | 2 days in the office | Competitive Salary + Benefits

The role

We are looking for an experienced Staff Engineer with an excellent track record of technical leadership for our Product Engineering team. The role sits within our Short Term Credit Engineering Group and leads the team responsible for the cutting‑edge platform our customers use to apply and manage their credit products. Staff Engineers are among the most senior leaders within our Technology function and are responsible for raising the bar and enabling us to achieve the incredible.

• Collaborate with product leadership early to understand business goals and shape the technical direction.
• Translate goals into a target system and data architecture with clear milestones.
• Write clear and thorough technical designs and standards.
• Maintain high standards, drive continuous improvement, and inspire others to elevate their work.
• Identify and leverage generative AI tools and techniques to drive innovation and transform engineering processes.
• Coach Lead Engineers, provide feedback, and support their personal development as a role model for aspiring Staff Engineers.
• Perform deep‑dives and troubleshoot issues hands‑on, while enabling teams rather than becoming a dependency.
• Manage stakeholders and present technology solutions, risks, and trade‑offs to any audience across Funding Circle, influencing without direct authority.
• Take accountability for high‑level solution design and technology decisions within the Group.
• Apply sound commercial acumen and understand how technology drives top and bottom line outcomes.
• Represent Funding Circle externally at events, sharing industry trends and attracting talent.

What we’re looking for

• A curious mindset and a commitment to continuously improve the Technology function.
• An engineering leader capable of solving high‑level problems while also deep‑diving into technical challenges.
• Strong technical documentation skills.
• Excellent communication skills.
• Experience in at least one major programming language (e.g., Python, Ruby, Java).
• Strong fundamentals in data structures and algorithms.
• Familiarity with Unix/Linux development environments.
• Knowledgeable of Agile, Scrum, BDD, TDD, and CI/CD.
• Experience delivering mission‑critical, high‑value products and services.
• A passion for adopting and applying emerging technologies, particularly generative AI, to solve complex engineering challenges and drive transformation.

We’re building a place where everyone truly feels they belong. Even if your past experience doesn’t align perfectly with every requirement, we’d still love to hear from you.

Benefits

• Flexibility: benefit allowance tailored to your life and family.
• Health: private medical and dental, health assessments, and access to a digital GP.
• Wealth: life assurance, share schemes, and financial coaching.
• Development: dedicated annual learning allowance.
• Lifestyle: electric car and cycle‑to‑work schemes, plus season ticket loans.
• Parental leave policies that support life moments from fertility treatments to new additions to the family.