Principal Product Manager

Principal Product Manager

We are looking for a Principal Product Manager to join our team, with experience in lending products, such as Credit Cards, to work in our Core Services team that provides the capabilities that are leveraged across our product lines. You’ll have a focus in Credit Risk & Decisioning.

You will lead the charge in defining the strategy and roadmap for Funding Circle’s proprietary credit decisioning technology that underpins our expanding product offering, including business credit card, FlexiPay pay-by-instalment product, and business loans. You’ll work in close partnership with product, tech and credit risk stakeholders, to enable rapid execution and drive innovation in Funding Circle’s approach to credit decisions.

Please note, the minimum expectation for office attendance is two to three days per week in our central London office.

Who are we?

We’re Funding Circle. We back small businesses to succeed.

At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.

With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.

We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.

The role

Own the vision and strategy for the development of Funding Circle’s credit decisioning capabilities, prioritising goals and defining the short, mid, and long-term roadmap in partnership with credit risk, technology, product & commercial.

Produce high quality product requirements that enable your product teams to develop solutions that enable us to say yes to more businesses whilst managing compliance and risk.

Build strong relationships with stakeholders, becoming the go-to person in your domain and enable fast decision-making and execution.

Building on your experience, connect the dots between market trends, evolving customer behaviours and commercial objectives to drive customer and business outcomes.

Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.

Experience we’re looking for

Experience working in a lending business (preference for revolving credit or credit cards)

6+ Years of relevant experience in product management

Experience working directly or closely with credit risk and credit decisioning.

What we’re looking for

Experience understanding opportunities through quantitative & qualitative methods and using it to develop products.

Worked in empowered product & engineering teams to support delivery of the strategy, product vision, OKRs and roadmaps to drive business performance, owning product development & delivery through its lifecycle.

Collaborated with stakeholders to maximise the value of your work, make tough trade off decisions and get things done.

Strong problem solving and analytical skills, with the ability to draw strategic insights from analysis, and put together business cases to advocate and win support for your ideas.

Strong communication and interpersonal skills – ability to work effectively and collaboratively with individuals from different parts and levels of the organisation with different backgrounds and perspectives.

Passionate about Funding Circle’s mission and values.

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.

Want to learn more?

We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £7.2bn of GDP generated). You can read our full Impact Report here:

To see what our customers think, visit our Trustpilot page:

And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.

Why join us?

At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better .

As a flexible-first employer we offer hybrid working at Funding Circle, and we\’ve long believed in a \’best of both\’ approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!

We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.

A few highlights:

Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family’s needs.

Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.

Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.

Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.

Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!

And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.

Ready to make a difference? We’d love to hear from you.

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