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- Tasks: Lead the development of our innovative credit decision engine and collaborate with a talented team.
- Company: Join Funding Circle, a pioneer in SME lending, helping small businesses thrive with fast finance solutions.
- Benefits: Enjoy hybrid working, private medical insurance, learning allowances, and subsidised lunches.
- Why this job: Make a real impact on small businesses while growing your skills in a supportive, diverse environment.
- Qualifications: Experience with Card products and proficiency in programming languages like Clojure, Ruby, or Python.
- Other info: We value diversity and encourage all applicants, regardless of experience, to apply.
The predicted salary is between 43200 - 72000 £ per year.
We are looking for a Lead Software Engineer to join our Accounts & Card team. Our Credit Risk Platform team, part of the Core Services department, is a collaborative group of problem-solvers dedicated to building and refining the technology that delivers near-instant decisions to our customers. As a Lead Software Engineer, you’ll play a key role in evolving our bespoke decision engine, which is central to our application process. You’ll work closely with talented colleagues to understand and enhance our credit strategy implementation and the software systems that support it. This is an exciting opportunity to make a real impact while growing your expertise in an environment that values innovation, teamwork, and shared success.
Who are we? We’re Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow. With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash. We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle-free processes to deliver an unbeatable customer experience.
The role: You love to build new things but also don’t shy away from digging into a legacy codebase. You love to work in a complex problem domain that is implemented with simple software systems. You have an interest or experience in Functional Programming, microservices and/or event-driven architecture. You are a collaborator - you encourage pairing and believe that working together is smarter than working in a silo. You are a teacher - generous with your time and expertise to teach stakeholders and our fellow engineers how to answer their own questions. Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.
What we’re looking for:
- Experience working on Card products
- Experience working with Clojure, Ruby, Python or at least one major coding language (E.g. Java, C#, Go, Javascript)
- Strong fundamental programming skills (data structures, algorithms)
- Excellent communication skills, both written and spoken
- An interest (or experience) in any of Functional Programming, Distributed Systems or Event-Driven Architectures (using Apache Kafka)
- Knowledge of decision engines wanted but not essential
At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.
Why join us? At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better. As a flexible-first employer we offer hybrid working at Funding Circle, and we’ve long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!
We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.
A few highlights:
- Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
- Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
- Development: Dedicated annual learning allowance and full access to internal learning platform.
- Lifestyle: Wellhub (for fitness discounts), Electric Car Scheme and more!
And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.
Ready to make a difference? We’d love to hear from you.
Lead Engineer - Card employer: Funding Circle Ltd
Contact Detail:
Funding Circle Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Engineer - Card
✨Tip Number 1
Familiarise yourself with the specific technologies mentioned in the job description, such as Clojure, Ruby, and Python. Having a solid understanding of these languages will not only boost your confidence but also allow you to engage in meaningful conversations during interviews.
✨Tip Number 2
Showcase your collaborative spirit by preparing examples of past projects where teamwork was essential. Highlight how you contributed to problem-solving and knowledge sharing, as this aligns perfectly with our culture at Funding Circle.
✨Tip Number 3
Research our Credit Risk Platform and understand how decision engines work. Being able to discuss your insights or experiences related to decision-making processes will demonstrate your genuine interest in the role and the impact it has on small businesses.
✨Tip Number 4
Prepare to discuss your experience with complex problem domains and legacy codebases. We value engineers who can navigate these challenges, so be ready to share specific instances where you've successfully tackled similar situations.
We think you need these skills to ace Lead Engineer - Card
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience, especially in software engineering and any work with card products. Emphasise your skills in programming languages mentioned in the job description, such as Clojure, Ruby, or Python.
Craft a Compelling Cover Letter: In your cover letter, express your passion for building technology that supports small businesses. Mention specific projects or experiences that demonstrate your problem-solving skills and ability to work collaboratively.
Showcase Communication Skills: Since excellent communication is key for this role, provide examples in your application of how you've effectively communicated complex ideas to both technical and non-technical stakeholders.
Highlight Continuous Learning: Mention any ongoing learning or interest in Functional Programming, Distributed Systems, or Event-Driven Architectures. This shows your commitment to personal and professional growth, which aligns with Funding Circle's values.
How to prepare for a job interview at Funding Circle Ltd
✨Showcase Your Technical Skills
Be prepared to discuss your experience with programming languages like Clojure, Ruby, or Python. Highlight specific projects where you've used these skills, especially in relation to card products or decision engines.
✨Demonstrate Problem-Solving Abilities
Expect questions that assess your problem-solving skills. Prepare examples of complex problems you've tackled in the past, particularly those involving legacy codebases or functional programming.
✨Emphasise Collaboration and Teaching
Funding Circle values teamwork, so be ready to discuss how you encourage collaboration among colleagues. Share experiences where you've mentored others or worked closely with teams to achieve a common goal.
✨Communicate Clearly
Strong communication skills are essential for this role. Practice articulating your thoughts clearly and concisely, both in technical discussions and when explaining complex concepts to non-technical stakeholders.
