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For Companies At a Glance
- Tasks: Manage lending cases and support brokers in a fast-paced environment.
- Company: Join a growing specialist bank with a collaborative culture.
- Benefits: Competitive salary, bonus scheme, and hybrid working model.
- Other info: Opportunity for career growth in an exciting industry.
- Why this job: Play a key role in the SME lending process and develop your expertise.
- Qualifications: Experience in SME lending and strong attention to detail required.
The predicted salary is between 35000 - 45000 £ per year.
Location: North-West (Hybrid – 2 days onsite)
We’re working with a growing specialist bank to hire a Lending Officer to join their Business Development team. This is a key role at the center of the SME lending journey, supporting deals from application through to decision, while working closely with brokers, underwriters, and internal teams.
If you enjoy working in a fast-paced lending environment, managing multiple cases, and being the person who keeps deals moving, this could be a strong next step.
The Role
You’ll act as a central point of contact between brokers, underwriters, and operations, ensuring lending applications are processed efficiently, accurately, and in line with credit policy.
Key responsibilities include:
- Managing lending cases from initial application through to underwriting submission
- Acting as the first point of contact for brokers, providing updates and handling queries
- Ensuring all documentation and information is complete and aligned with lending criteria
- Supporting underwriters by preparing and packaging deals effectively
- Maintaining accurate records across internal systems
- Carrying out due diligence, including KYC and financial crime checks
- Monitoring pipeline activity and helping ensure SLAs are met
- Collaborating with internal teams to improve processes and customer outcomes
What We’re Looking For
We’re keen to speak with candidates who understand the SME or commercial lending process and are comfortable working across both operational and customer-facing responsibilities.
You’ll likely have:
- Experience in SME, commercial, or business banking
- Exposure to lending processes, credit policies, or underwriting support
- Strong attention to detail and the ability to manage multiple cases simultaneously
- Experience working with brokers, customers, or introducers
- Good understanding of lending documentation and deal packaging
- Knowledge of commercial property or asset-based lending (desirable)
- A proactive, organised approach with a focus on delivering excellent service
Why Apply
- Join a growing and ambitious specialist bank
- Play a key role in the end-to-end lending process
- Work closely with experienced underwriters and relationship teams
- Opportunity to develop deeper credit and lending expertise
- Collaborative, customer-focused culture
Location
This role is based in the North-West with a hybrid working model (2 days per week in the office). Candidates should be within a reasonable commuting distance.
Reward
This is a unique opportunity to join a growing business in an exciting and developing industry. The company are market leading and recognised for their professionalism and expertise. The successful applicant will receive a competitive salary along with an attractive bonus scheme that is linked to individual performance.
Equal Opportunities
FPSG is committed to equal opportunities regardless of gender, race, disability, sexual orientation, religion or belief and age.
Lending Officer in Southampton employer: FPSG
Contact Detail:
FPSG Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lending Officer in Southampton
✨Tip Number 1
Network like a pro! Reach out to your connections in the lending and banking sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by practising common questions related to SME lending. Think about your past experiences and how they relate to the role of a Lending Officer. We recommend doing mock interviews with friends or using online platforms to boost your confidence.
✨Tip Number 3
Showcase your skills! Create a portfolio that highlights your experience with lending processes, credit policies, and any successful deals you've managed. This can really set you apart from other candidates when you apply through our website.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in showing your enthusiasm for the role. It’s also a great opportunity to reiterate why you’re the perfect fit for the Lending Officer position.
We think you need these skills to ace Lending Officer in Southampton
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the Lending Officer role. Highlight your experience in SME or commercial lending, and don’t forget to mention any work with brokers or underwriting support. We want to see how you fit into our fast-paced environment!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about lending and how your skills align with our needs. Keep it concise but engaging – we love a good story that shows your personality and drive.
Showcase Your Attention to Detail: In lending, details matter! When filling out your application, double-check for accuracy and completeness. This not only reflects your attention to detail but also shows us you understand the importance of precision in processing applications.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us quickly and efficiently. Plus, you’ll find all the info you need about the role and our company culture right there!
How to prepare for a job interview at FPSG
✨Know Your Lending Stuff
Make sure you brush up on your knowledge of SME and commercial lending processes. Understand the key terms, documentation, and what makes a strong application. This will help you answer questions confidently and show that you're ready to hit the ground running.
✨Showcase Your Organisational Skills
Since this role involves managing multiple cases, be prepared to discuss how you stay organised. Bring examples of tools or methods you use to keep track of tasks and deadlines. This will demonstrate your proactive approach and ability to handle a fast-paced environment.
✨Engage with Brokers and Underwriters
Highlight any experience you have working with brokers or underwriters. Be ready to discuss how you’ve effectively communicated with them in the past, and how you can ensure smooth collaboration in this role. This shows you understand the importance of these relationships in the lending process.
✨Prepare Questions for Them
Interviews are a two-way street! Prepare thoughtful questions about the company culture, team dynamics, and how they measure success in this role. This not only shows your interest but also helps you gauge if this is the right fit for you.