Lending Officer in London

Lending Officer in London

London Full-Time 35000 - 45000 £ / year (est.) Home office (partial)
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FPSG

At a Glance

  • Tasks: Manage lending cases and support brokers in a fast-paced environment.
  • Company: Join a growing specialist bank with a collaborative culture.
  • Benefits: Competitive salary, bonus scheme, and hybrid working model.
  • Other info: Opportunity for career growth in an exciting industry.
  • Why this job: Play a key role in the lending process and develop your expertise.
  • Qualifications: Experience in SME or commercial lending and strong attention to detail.

The predicted salary is between 35000 - 45000 £ per year.

Location: North-West (Hybrid – 2 days onsite)

We’re working with a growing specialist bank to hire a Lending Officer to join their Business Development team. This is a key role at the center of the SME lending journey, supporting deals from application through to decision, while working closely with brokers, underwriters, and internal teams.

If you enjoy working in a fast-paced lending environment, managing multiple cases, and being the person who keeps deals moving, this could be a strong next step.

The Role

You’ll act as a central point of contact between brokers, underwriters, and operations, ensuring lending applications are processed efficiently, accurately, and in line with credit policy.

Key responsibilities include:

  • Managing lending cases from initial application through to underwriting submission
  • Acting as the first point of contact for brokers, providing updates and handling queries
  • Ensuring all documentation and information is complete and aligned with lending criteria
  • Supporting underwriters by preparing and packaging deals effectively
  • Maintaining accurate records across internal systems
  • Carrying out due diligence, including KYC and financial crime checks
  • Monitoring pipeline activity and helping ensure SLAs are met
  • Collaborating with internal teams to improve processes and customer outcomes

What We’re Looking For

We’re keen to speak with candidates who understand the SME or commercial lending process and are comfortable working across both operational and customer-facing responsibilities.

You’ll likely have:

  • Experience in SME, commercial, or business banking
  • Exposure to lending processes, credit policies, or underwriting support
  • Strong attention to detail and the ability to manage multiple cases simultaneously
  • Experience working with brokers, customers, or introducers
  • Good understanding of lending documentation and deal packaging
  • Knowledge of commercial property or asset-based lending (desirable)
  • A proactive, organised approach with a focus on delivering excellent service

Why Apply

  • Join a growing and ambitious specialist bank
  • Play a key role in the end-to-end lending process
  • Work closely with experienced underwriters and relationship teams
  • Opportunity to develop deeper credit and lending expertise
  • Collaborative, customer-focused culture

Location

This role is based in the North-West with a hybrid working model (2 days per week in the office). Candidates should be within a reasonable commuting distance.

Reward

This is a unique opportunity to join a growing business in an exciting and developing industry. The company is market leading and recognised for their professionalism and expertise. The successful applicant will receive a competitive salary along with an attractive bonus scheme that is linked to individual performance.

Equal Opportunities

FPSG is committed to equal opportunities regardless of gender, race, disability, sexual orientation, religion or belief and age.

Lending Officer in London employer: FPSG

Join a dynamic and growing specialist bank in the North-West, where you will play a pivotal role in the SME lending journey as a Lending Officer. With a collaborative and customer-focused culture, this position offers excellent opportunities for professional growth, competitive salary, and an attractive bonus scheme linked to your performance. Enjoy the flexibility of a hybrid working model while being part of a team that values expertise and innovation in the lending process.
FPSG

Contact Detail:

FPSG Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Lending Officer in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the banking and lending sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!

✨Tip Number 2

Prepare for interviews by practising common questions related to SME lending. Think about your past experiences and how they relate to the role of a Lending Officer. We recommend doing mock interviews with friends or using online platforms to boost your confidence.

✨Tip Number 3

Showcase your skills! Create a portfolio that highlights your experience with lending processes, credit policies, and any successful deals you've managed. This can really set you apart from other candidates and give potential employers a clear picture of what you bring to the table.

✨Tip Number 4

Don’t forget to apply through our website! We’re always on the lookout for passionate individuals who want to make a difference in the lending space. Keep an eye on our job listings and get your application in – we’d love to see what you’ve got!

We think you need these skills to ace Lending Officer in London

Understanding of SME lending process
Experience in commercial or business banking
Knowledge of lending processes and credit policies
Underwriting support experience
Strong attention to detail
Ability to manage multiple cases simultaneously
Experience working with brokers and customers
Understanding of lending documentation and deal packaging
Knowledge of commercial property or asset-based lending
Proactive and organised approach
Focus on delivering excellent service

Some tips for your application 🫡

Tailor Your CV: Make sure your CV speaks directly to the Lending Officer role. Highlight your experience in SME or commercial lending, and don’t forget to mention any work with brokers or underwriting support. We want to see how you fit into our fast-paced environment!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about lending and how your skills align with our needs. Keep it concise but engaging – we love a good story that shows your personality and drive.

Showcase Your Attention to Detail: In lending, details matter! When filling out your application, double-check for accuracy and completeness. This not only reflects your attention to detail but also shows us you understand the importance of precision in processing applications.

Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and let us know why you’d be a great fit!

How to prepare for a job interview at FPSG

✨Know Your Lending Stuff

Make sure you brush up on your knowledge of SME and commercial lending processes. Understand the key terms, documentation, and what makes a strong application. This will help you answer questions confidently and show that you're ready to hit the ground running.

✨Showcase Your Organisational Skills

Since the role involves managing multiple cases, be prepared to discuss how you stay organised and prioritise tasks. Bring examples of how you've successfully juggled various responsibilities in the past, especially in fast-paced environments.

✨Engage with Brokers and Underwriters

Demonstrate your understanding of the relationships between brokers, underwriters, and operations. Be ready to talk about how you would handle queries and keep communication flowing smoothly. This shows you’re not just a lone wolf but a team player.

✨Prepare Questions for Them

Interviews are a two-way street! Prepare thoughtful questions about their lending processes, team dynamics, or how they measure success in this role. This not only shows your interest but also helps you gauge if the company is the right fit for you.

Lending Officer in London
FPSG
Location: London
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