At a Glance
- Tasks: Manage lending cases and support brokers in a fast-paced environment.
- Company: Join a growing specialist bank with a collaborative culture.
- Benefits: Competitive salary, bonus scheme, and hybrid working model.
- Why this job: Play a key role in the lending process and develop your expertise.
- Qualifications: Experience in SME or commercial lending and strong attention to detail.
- Other info: Exciting career growth opportunities in a dynamic industry.
The predicted salary is between 35000 - 45000 £ per year.
Location: North-West (Hybrid – 2 days onsite)
We’re working with a growing specialist bank to hire a Lending Officer to join their Business Development team. This is a key role at the center of the SME lending journey, supporting deals from application through to decision, while working closely with brokers, underwriters, and internal teams.
If you enjoy working in a fast-paced lending environment, managing multiple cases, and being the person who keeps deals moving, this could be a strong next step.
The Role
You’ll act as a central point of contact between brokers, underwriters, and operations, ensuring lending applications are processed efficiently, accurately, and in line with credit policy.
Key responsibilities include:
- Managing lending cases from initial application through to underwriting submission
- Acting as the first point of contact for brokers, providing updates and handling queries
- Ensuring all documentation and information is complete and aligned with lending criteria
- Supporting underwriters by preparing and packaging deals effectively
- Maintaining accurate records across internal systems
- Carrying out due diligence, including KYC and financial crime checks
- Monitoring pipeline activity and helping ensure SLAs are met
- Collaborating with internal teams to improve processes and customer outcomes
What We’re Looking For
We’re keen to speak with candidates who understand the SME or commercial lending process and are comfortable working across both operational and customer-facing responsibilities.
You’ll likely have:
- Experience in SME, commercial, or business banking
- Exposure to lending processes, credit policies, or underwriting support
- Strong attention to detail and the ability to manage multiple cases simultaneously
- Experience working with brokers, customers, or introducers
- Good understanding of lending documentation and deal packaging
- Knowledge of commercial property or asset-based lending (desirable)
- A proactive, organised approach with a focus on delivering excellent service
Why Apply
- Join a growing and ambitious specialist bank
- Play a key role in the end-to-end lending process
- Work closely with experienced underwriters and relationship teams
- Opportunity to develop deeper credit and lending expertise
- Collaborative, customer-focused culture
Location
This role is based in the North-West with a hybrid working model (2 days per week in the office). Candidates should be within a reasonable commuting distance.
Reward
This is a unique opportunity to join a growing business in an exciting and developing industry. The company is market leading and recognised for their professionalism and expertise. The successful applicant will receive a competitive salary along with an attractive bonus scheme that is linked to individual performance.
Equal Opportunities
FPSG is committed to equal opportunities regardless of gender, race, disability, sexual orientation, religion or belief and age.
Lending Officer employer: FPSG
Contact Detail:
FPSG Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lending Officer
✨Tip Number 1
Network like a pro! Reach out to your connections in the lending and banking sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have a lead on that perfect Lending Officer role!
✨Tip Number 2
Prepare for those interviews by brushing up on your SME lending knowledge. Familiarise yourself with common lending processes and credit policies. We want you to feel confident discussing how you can keep deals moving smoothly!
✨Tip Number 3
Showcase your organisational skills! When you get the chance to chat with potential employers, highlight your ability to manage multiple cases simultaneously. Share examples of how you've kept everything on track in fast-paced environments.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our company. Let’s get you that Lending Officer position!
We think you need these skills to ace Lending Officer
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Lending Officer role. Highlight your experience in SME or commercial lending, and don’t forget to showcase your attention to detail and ability to manage multiple cases. We want to see how you fit into our fast-paced environment!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about lending and how your background aligns with our needs. Be sure to mention any experience with brokers or underwriting support, as this will catch our eye.
Showcase Relevant Skills: In your application, make sure to highlight skills that are crucial for the role, like your understanding of lending documentation and deal packaging. We’re looking for someone who can hit the ground running, so let us know what you bring to the table!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at FPSG
✨Know Your Lending Processes
Make sure you brush up on your knowledge of SME and commercial lending processes. Be ready to discuss how you’ve managed lending cases in the past, and demonstrate your understanding of credit policies and underwriting support.
✨Showcase Your Attention to Detail
Since this role requires managing multiple cases and ensuring documentation is complete, be prepared to give examples of how you've maintained accuracy in your previous roles. Highlight any systems or methods you use to keep track of details.
✨Prepare for Broker Interactions
As a Lending Officer, you'll be the first point of contact for brokers. Think about how you can effectively communicate updates and handle queries. Practise answering common broker questions to show you’re ready for the fast-paced environment.
✨Demonstrate Your Proactive Approach
This role values a proactive and organised mindset. Share instances where you took the initiative to improve processes or customer outcomes. Showing that you can think ahead will set you apart from other candidates.