We are looking for a Senior Paraplanner to own the technical quality of our advice and keep it in line with our client proposition. You will work alongside our financial planners to turn fact-finds into clear, compliant, well-researched recommendations.
Our proposition. Four Pillars Financial Planning offers ongoing, cashflow-led financial planning rather than one-off product advice. The Senior Paraplanner helps shape how that proposition is delivered: our centralised investment approach, our review process, and the standard of every report that reaches a client.
- A senior role with real influence over process, research and technical standards
- Direct contact with planners and, where it adds value, with clients
- Support and funding for further qualifications
- A firm that invests in its software and keeps its systems current
Working pattern: office-based, with a minimum of four days a week in the office initially.
Key responsibilities
Role overview
We are looking for a Senior Paraplanner to own the technical quality of our advice and keep it in line with our client proposition. You will work alongside our financial planners to turn fact-finds into clear, compliant, well-researched recommendations.
Our proposition. Four Pillars Financial Planning offers ongoing, cashflow-led financial planning rather than one-off product advice. The Senior Paraplanner helps shape how that proposition is delivered: our centralised investment approach, our review process, and the standard of every report that reaches a client.
Why join us
- A senior role with real influence over process, research and technical standards
- Direct contact with planners and, where it adds value, with clients
- Support and funding for further qualifications
- A firm that invests in its software and keeps its systems current
Working pattern: office-based, with a minimum of four days a week in the office initially.
The role covers the full breadth of our advice, not a single product area.
Advice and research
- Analyse fact-finds, risk profiles and capacity for loss; flag gaps before research starts
- Research and compare pensions, investments, platforms and protection, and document the rationale
- Build and review cashflow models to support recommendations
- Write clear, client-friendly suitability reports that reflect our proposition
Breadth of work
- Pensions: accumulation, consolidation, drawdown and retirement income
- Investments: ISAs, GIAs, bonds and portfolio reviews
- Tax and estate planning: inheritance tax, trusts and gifting
- Protection: life, critical illness and income protection
- Business owners: profit extraction, shareholder and key person protection
- Annual reviews and ongoing service reports
Team leadership and quality
- Lead and manage a small paraplanning team, including day-to-day supervision and support
- Manage the team’s caseload: allocate work, set priorities and track deadlines so cases move smoothly across all planners
- Act as the technical point of reference for planners and the wider team
- Peer-check reports from other paraplanners and support their training and development
- Help maintain research templates, report standards and process documents
- Support compliance file checks and Consumer Duty outcome monitoring
- Promote a culture of accountability, continuous improvement and consistently high standards across the team
Qualifications and experience
Essential
- Qualification: Level 4 Diploma in Regulated Financial Planning (CII or equivalent)
- Experience: At least 3 years’ paraplanning in a planning-led advice firm
- Technical knowledge: Pensions, investments, protection, IHT, trusts and business owner planning
- Regulation: A sound grasp of FCA rules, suitability and Consumer Duty
Desirable
- Qualification: Holding Chartered status (Advanced Diploma, Level 6), or working towards it
- Specialist exams: AF exams in pensions, tax and trusts, or investment planning
- Experience: Supervising a small team or reviewing other paraplanners’ work
- Technical knowledge: Experience advising company directors
We expect the successful candidate to keep their knowledge current through CPD and to share technical updates with the team.
Software and systems
You will be confident with the tools that drive modern paraplanning, and keen to adopt new ones as they change.
- FE Analytics for fund and investment research
- FinCalc for cashflow modelling
- Platform and provider portals
Part of the role is keeping our software current: tracking updates and new features, testing them, and updating templates and processes so the team gets the benefit.
About you
Above all, you are proactive: you spot what needs doing and act before being asked.
- You question a recommendation when the facts don't support it
- You raise missing information early instead of waiting for it
- You suggest better ways of working and see them through
- You organise your own and the team’s workload, keeping deadlines on track across several planners
- You write clearly and explain technical points in plain English
- You care about getting the right outcome for each client
Package and how to apply
- Salary: £40,000–£60,000, depending on qualifications and experience
- Pension, holiday entitlement and other benefits: to be confirmed
- Paid study time and exam fees for relevant qualifications
Senior Paraplanner in Salisbury employer: Four Pillars Financial Planning
Four Pillars Financial Planning fosters a collaborative work culture that prioritizes employee growth and client satisfaction. With a commitment to integrity and transparency, the firm provides a unique opportunity for professionals to make a significant impact in clients' financial journeys.
Contact Details:
Four Pillars Financial Planning Recruitment Team
