At a Glance
- Tasks: Lead the technical direction and architecture of an innovative AI insurance platform.
- Company: Join a pioneering insurtech venture with a clear vision and live enterprise partnerships.
- Benefits: Meaningful co-founder stake, long-term ownership, and the chance to shape a new industry.
- Other info: Thriving in a dynamic environment with significant growth potential.
- Why this job: Be at the forefront of AI-driven insurance distribution and make a real impact.
- Qualifications: Experience in building production systems and leading engineering teams.
The predicted salary is between 100000 - 150000 £ per year.
Malcolm is building the infrastructure layer for AI-powered insurance distribution: the system that sits between AI agents and insurer APIs, making conversational flows reliable, compliant, and production ready. We’re live with Aviva, we have a small engineering team in place, and we have a clear vision of what we’re working towards. We’re looking for a technical co-founder to take ownership of where we go from here.
THE PROBLEM
Insurance distribution is changing. The incumbent channel - a price comparison site, a form, and a decision tree, has been dominant for 20 years - but that won’t be the case forever. Not because chatbots are a game-changer in themselves, but because a genuine agent-led flow - one that collects precise, validated data through a natural conversation - can deliver better data quality, a better quote, and a better customer experience than any form ever could. Malcolm is that infrastructure. We sit between the AI agent and the insurer’s quoting API, handling the structured conversation, data validation, enrichment, and submission.
WHERE WE ARE
Uncommonly at our stage, we’re live at scale in enterprise with room to grow. Malcolm is in production with Aviva for Home and Life insurance, operating through MCP (Model Context Protocol) and 1st party chat experiences. We have a small engineering team, a clear technical roadmap, and a founder who has deep domain and commercial context. What we don’t yet have is the technical co-founder who will shape the architecture of what this becomes at scale. That’s the role.
WHAT YOU'LL OWN
- This is not a “head of engineering” role with a defined brief. As CTO and co-founder, you’ll take full ownership of technical direction:
- Define the architecture of the multi-class, multi-insurer platform - a genuinely interesting infrastructure problem at every layer.
- Lead the build of our agent-first orchestration engine: the conversational layer that sits at the heart of Malcolm’s differentiation.
- Grow and lead the engineering team (currently 1-3 engineers), hiring deliberately as the roadmap demands.
- Work directly with insurer partners on integrations - the commercial context matters here and you’ll be in those conversations.
- Be a genuine co-founder partner to the CEO: product strategy, commercial decisions, fundraising narrative.
WHO YOU ARE
You’ve built and shipped production systems. You have strong opinions about architecture and you can defend them. You can write code and you can lead a team that writes code better than you. You’re excited by the specific problem here - not just AI in the abstract, but the precise challenge of making LLM-led conversational flows deterministic enough to operate in a regulated financial services context. You understand why that’s hard. You want to build a company, not just a product. You’ll have real input on commercial and product direction, and you’ll find that energising rather than distracting. You’re London-based, or willing to be. You’re comfortable with early-stage ambiguity and you know the difference between moving fast and moving carelessly in a regulated industry.
WHAT WE'RE OFFERING
This is a meaningful co-founder stake. You should expect to be a long-term owner of the company, not an early employee with options. The infrastructure layer for AI insurance distribution doesn’t exist yet in any mature form. Malcolm is already in production. The window to define what this category looks like - technically and commercially - is open now. We’re looking for someone who sees that and wants to shape it.
CTO & Co-Founder at Insurtech Infrastructure Venture in London employer: Founders Factory
At Malcolm, we pride ourselves on being an innovative employer at the forefront of AI-powered insurance distribution. Our collaborative work culture fosters creativity and growth, allowing you to take ownership of your role as CTO and co-founder while shaping the future of our technology and team. With a meaningful equity stake and the opportunity to lead a small, dynamic engineering team in London, you'll be part of a transformative journey in a rapidly evolving industry.
StudySmarter Expert Advice🤫
We think this is how you could land CTO & Co-Founder at Insurtech Infrastructure Venture in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the insurtech space. Attend meetups, conferences, or even online webinars. The more you engage with industry folks, the better your chances of landing that CTO role.
✨Tip Number 2
Show off your skills! Create a portfolio or a GitHub repository showcasing your previous projects. This is your chance to demonstrate your technical prowess and how you can shape the architecture of a cutting-edge platform like Malcolm.
✨Tip Number 3
Be proactive! Don’t just wait for job postings to appear. Reach out directly to companies you admire, like Malcolm, and express your interest. A well-crafted message can go a long way in making a memorable impression.
✨Tip Number 4
Utilise our website! We’ve got loads of resources and job listings tailored for tech roles. Applying through StudySmarter not only gives you access to exclusive opportunities but also connects you with a community of like-minded professionals.
We think you need these skills to ace CTO & Co-Founder at Insurtech Infrastructure Venture in London
Some tips for your application 🫡
Show Your Passion:When you're writing your application, let your enthusiasm for the role shine through! We want to see that you’re genuinely excited about building the future of insurance distribution and how your skills can contribute to that vision.
Tailor Your Application:Make sure to customise your application to reflect the specific challenges and opportunities mentioned in the job description. Highlight your experience with production systems and how it relates to the unique infrastructure problems we’re tackling at Malcolm.
Be Clear and Concise:We appreciate clarity! Keep your application straightforward and to the point. Use bullet points if necessary to make your key achievements stand out, especially those that demonstrate your leadership and technical expertise.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to keep track of your application and ensure it gets the attention it deserves. We can’t wait to hear from you!
How to prepare for a job interview at Founders Factory
✨Understand the Vision
Before your interview, make sure you fully grasp Malcolm's vision for AI-powered insurance distribution. Familiarise yourself with how the infrastructure layer works and be ready to discuss how you can contribute to shaping its architecture.
✨Showcase Your Technical Expertise
Be prepared to dive deep into your past experiences building and shipping production systems. Highlight specific projects where you’ve tackled complex architectural challenges, especially in regulated environments, as this will resonate with the team.
✨Demonstrate Leadership Skills
As a potential co-founder, it’s crucial to show that you can lead and grow a team. Share examples of how you've successfully managed engineering teams, made hiring decisions, and fostered a collaborative environment that drives innovation.
✨Engage in Strategic Conversations
Since you'll be working closely with insurer partners and the CEO, prepare to discuss your thoughts on product strategy and commercial decisions. Show that you’re not just a tech expert but also someone who can think strategically about the business as a whole.
