CTO & Co-Founder at Insurtech Infrastructure Venture

CTO & Co-Founder at Insurtech Infrastructure Venture

Full-Time 100000 - 150000 £ / year (est.) No working from home possible
Founders Factory

At a Glance

  • Tasks: Lead the technical direction and architecture of an innovative AI insurance platform.
  • Company: Join a pioneering insurtech venture with a clear vision and live enterprise partnerships.
  • Benefits: Meaningful co-founder stake, long-term ownership, and the chance to shape a new industry.
  • Other info: Dynamic startup environment with significant growth potential and real impact on the industry.
  • Why this job: Be at the forefront of transforming insurance distribution with cutting-edge technology.
  • Qualifications: Experience in building production systems, strong architectural opinions, and team leadership skills.

The predicted salary is between 100000 - 150000 £ per year.

Malcolm is building the infrastructure layer for AI-powered insurance distribution: the system that sits between AI agents and insurer APIs, making conversational flows reliable, compliant, and production ready. We’re live with Aviva, we have a small engineering team in place, and we have a clear vision of what we’re working towards. We’re looking for a technical co-founder to take ownership of where we go from here.

THE PROBLEM

Insurance distribution is changing. The incumbent channel - a price comparison site, a form, and a decision tree, has been dominant for 20 years - but that won’t be the case forever. Not because chatbots are a game-changer in themselves, but because a genuine agent-led flow - one that collects precise, validated data through a natural conversation - can deliver better data quality, a better quote, and a better customer experience than any form ever could. Malcolm is that infrastructure. We sit between the AI agent and the insurer’s quoting API, handling the structured conversation, data validation, enrichment, and submission.

WHERE WE ARE

Uncommonly at our stage, we’re live at scale in enterprise with room to grow. Malcolm is in production with Aviva for Home and Life insurance, operating through MCP (Model Context Protocol) and 1st party chat experiences. We have a small engineering team, a clear technical roadmap, and a founder who has deep domain and commercial context. What we don’t yet have is the technical co-founder who will shape the architecture of what this becomes at scale. That’s the role.

WHAT YOU'LL OWN

  • Define the architecture of the multi-class, multi-insurer platform - a genuinely interesting infrastructure problem at every layer.
  • Lead the build of our agent-first orchestration engine: the conversational layer that sits at the heart of Malcolm’s differentiation.
  • Grow and lead the engineering team (currently 1-3 engineers), hiring deliberately as the roadmap demands.
  • Work directly with insurer partners on integrations - the commercial context matters here and you’ll be in those conversations.
  • Be a genuine co-founder partner to the CEO: product strategy, commercial decisions, fundraising narrative.

WHO YOU ARE

You’ve built and shipped production systems. You have strong opinions about architecture and you can defend them. You can write code and you can lead a team that writes code better than you. You’re excited by the specific problem here - not just AI in the abstract, but the precise challenge of making LLM-led conversational flows deterministic enough to operate in a regulated financial services context. You understand why that’s hard. You want to build a company, not just a product. You’ll have real input on commercial and product direction, and you’ll find that energising rather than distracting. You’re London-based, or willing to be. You’re comfortable with early-stage ambiguity and you know the difference between moving fast and moving carelessly in a regulated industry.

WHAT WE'RE OFFERING

This is a meaningful co-founder stake. You should expect to be a long-term owner of the company, not an early employee with options. The infrastructure layer for AI insurance distribution doesn’t exist yet in any mature form. Malcolm is already in production. The window to define what this category looks like - technically and commercially - is open now. We’re looking for someone who sees that and wants to shape it.

CTO & Co-Founder at Insurtech Infrastructure Venture employer: Founders Factory

At Malcolm, we pride ourselves on being an innovative employer that empowers our team to shape the future of AI-powered insurance distribution. With a collaborative work culture and a commitment to employee growth, we offer a unique opportunity for a technical co-founder to take ownership of our vision while enjoying a meaningful stake in the company. Located in London, we provide an exciting environment where you can tackle complex challenges and make a significant impact in a rapidly evolving industry.

Founders Factory

Contact Details:

Founders Factory Recruitment Team

We think you need these skills to ace CTO & Co-Founder at Insurtech Infrastructure Venture

Technical Architecture
AI Integration
Conversational AI
Data Validation
Team Leadership
Production Systems Development
Regulatory Compliance