CTO & Co-Founder at Insuretech Infrastructure Venture
CTO & Co-Founder at Insuretech Infrastructure Venture

CTO & Co-Founder at Insuretech Infrastructure Venture

Full-Time 80000 - 120000 £ / year (est.) No home office possible
Founders Factory

At a Glance

  • Tasks: Lead the technical direction and architecture of an innovative AI insurance platform.
  • Company: Join a pioneering insurtech venture with a clear vision and live enterprise partnerships.
  • Benefits: Meaningful co-founder stake, long-term ownership, and the chance to shape a new industry.
  • Other info: Exciting opportunity for growth in a dynamic, early-stage environment.
  • Why this job: Be at the forefront of transforming insurance distribution with cutting-edge technology.
  • Qualifications: Experience in building production systems and leading engineering teams.

The predicted salary is between 80000 - 120000 £ per year.

Malcolm is building the infrastructure layer for AI-powered insurance distribution: the system that sits between AI agents and insurer APIs, making conversational flows reliable, compliant, and production ready. We’re live with Aviva, we have a small engineering team in place, and we have a clear vision of what we’re working towards. We’re looking for a technical co-founder to take ownership of where we go from here.

THE PROBLEM

Insurance distribution is changing. The incumbent channel - a price comparison site, a form, and a decision tree, has been dominant for 20 years - but that won’t be the case forever. Not because chatbots are a game-changer in themselves, but because a genuine agent-led flow - one that collects precise, validated data through a natural conversation - can deliver better data quality, a better quote, and a better customer experience than any form ever could. Malcolm is that infrastructure. We sit between the AI agent and the insurer’s quoting API, handling the structured conversation, data validation, enrichment, and submission.

WHERE WE ARE

Uncommonly at our stage, we’re live at scale in enterprise with room to grow. Malcolm is in production with Aviva for Home and Life insurance, operating through MCP (Model Context Protocol) and 1st party chat experiences. We have a small engineering team, a clear technical roadmap, and a founder who has deep domain and commercial context. What we don’t yet have is the technical co-founder who will shape the architecture of what this becomes at scale. That’s the role.

WHAT YOU'LL OWN

  • This is not a "head of engineering" role with a defined brief. As CTO and co-founder, you’ll take full ownership of technical direction:
  • Define the architecture of the multi-class, multi-insurer platform - a genuinely interesting infrastructure problem at every layer.
  • Lead the build of our agent-first orchestration engine: the conversational layer that sits at the heart of Malcolm’s differentiation.
  • Grow and lead the engineering team (currently 1-3 engineers), hiring deliberately as the roadmap demands.
  • Work directly with insurer partners on integrations - the commercial context matters here and you’ll be in those conversations.
  • Be a genuine co-founder partner to the CEO: product strategy, commercial decisions, fundraising narrative.

WHO YOU ARE

You’ve built and shipped production systems. You have strong opinions about architecture and you can defend them. You can write code and you can lead a team that writes code better than you. You’re excited by the specific problem here - not just AI in the abstract, but the precise challenge of making LLM-led conversational flows deterministic enough to operate in a regulated financial services context. You understand why that’s hard. You want to build a company, not just a product. You’ll have real input on commercial and product direction, and you’ll find that energising rather than distracting. You’re London-based, or willing to be. You’re comfortable with early-stage ambiguity and you know the difference between moving fast and moving carelessly in a regulated industry.

WHAT WE'RE OFFERING

This is a meaningful co-founder stake. You should expect to be a long-term owner of the company, not an early employee with options. The infrastructure layer for AI insurance distribution doesn’t exist yet in any mature form. Malcolm is already in production. The window to define what this category looks like - technically and commercially - is open now. We’re looking for someone who sees that and wants to shape it.

CTO & Co-Founder at Insuretech Infrastructure Venture employer: Founders Factory

At Malcolm, we pride ourselves on being an innovative employer that empowers our team to shape the future of AI-powered insurance distribution. With a strong focus on collaboration and growth, we offer a unique opportunity for our CTO & Co-Founder to take ownership of technical direction while working alongside a passionate engineering team in London. Our culture fosters creativity and ambition, providing meaningful equity stakes and the chance to make a significant impact in a rapidly evolving industry.
Founders Factory

Contact Detail:

Founders Factory Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land CTO & Co-Founder at Insuretech Infrastructure Venture

✨Tip Number 1

Network like a pro! Get out there and connect with people in the insurance and tech space. Attend meetups, conferences, or even online webinars. You never know who might be looking for a co-founder or have leads on exciting opportunities.

✨Tip Number 2

Show off your skills! Create a portfolio or a GitHub repository showcasing your past projects and achievements. This is your chance to demonstrate your technical prowess and vision for the future of AI-powered insurance distribution.

✨Tip Number 3

Be proactive! Don’t just wait for job postings to appear. Reach out directly to companies you admire, like Malcolm, and express your interest in collaborating. A personal touch can make all the difference in landing that co-founder role.

✨Tip Number 4

Apply through our website! We’re always on the lookout for passionate individuals who want to shape the future of insurance tech. Your application could be the key to unlocking an exciting opportunity with us at Malcolm.

We think you need these skills to ace CTO & Co-Founder at Insuretech Infrastructure Venture

Technical Direction
Architecture Design
Production Systems Development
Team Leadership
Code Writing
Integration with Insurer APIs
Commercial Strategy
Product Strategy
Understanding of Regulated Financial Services
AI and LLM Knowledge
Problem-Solving in Ambiguous Environments
Hiring and Team Growth
Stakeholder Communication
Adaptability to Early-Stage Startups

Some tips for your application 🫡

Show Your Passion for the Problem: When you write your application, make sure to express your excitement about the specific challenges we're tackling at Malcolm. We want to see that you understand the nuances of AI in insurance distribution and why it matters.

Be Clear About Your Technical Vision: As a potential CTO and co-founder, it's crucial to articulate your thoughts on architecture and technical direction. We’re looking for someone who can defend their ideas, so don’t hold back on sharing your vision in your application.

Highlight Your Leadership Experience: We need someone who can grow and lead our engineering team. In your application, share examples of how you've successfully led teams in the past and how you plan to do it here at Malcolm.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to keep track of your application and ensure it gets the attention it deserves. Plus, it shows you're serious about joining our journey!

How to prepare for a job interview at Founders Factory

✨Understand the Vision

Before your interview, make sure you fully grasp Malcolm's vision for AI-powered insurance distribution. Familiarise yourself with how the infrastructure layer works and be ready to discuss how you can contribute to shaping it at scale.

✨Showcase Your Technical Expertise

Be prepared to dive deep into your past experiences building and shipping production systems. Highlight specific architectural decisions you've made and be ready to defend your opinions on what makes a robust system, especially in a regulated environment.

✨Demonstrate Leadership Skills

As a potential co-founder, it's crucial to show that you can lead and grow a team. Share examples of how you've successfully managed engineering teams, hired talent, and fostered a collaborative environment that drives innovation.

✨Engage in Commercial Conversations

Since you'll be working directly with insurer partners, demonstrate your understanding of the commercial context. Prepare to discuss how you would approach integrations and the importance of aligning technical solutions with business goals.

CTO & Co-Founder at Insuretech Infrastructure Venture
Founders Factory

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