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- Tasks: Shape and deliver innovative payment products while collaborating with cross-functional teams.
- Company: Join Form3, a leader in revolutionising payment technology.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Other info: Fast-paced, collaborative environment with a focus on innovation.
- Why this job: Be at the forefront of the UK payments landscape and make a real impact.
- Qualifications: 5-8+ years as a Business Analyst in payments or financial services required.
The predicted salary is between 60000 - 75000 £ per year.
This is an exciting opportunity for a Senior Business Analyst to play a key role in shaping and delivering payment products at Form3. Working closely with Product Managers and Engineering, you will own the detailed definition and validation of solutions, ensuring product intent is translated into precise, buildable outcomes. You will act as a Senior Business Analyst and domain expert working across mission-critical payment product lines.
You will translate complex customer, regulatory, and internal requirements into high-quality, engineering-ready specifications, ensuring solutions are robust, resilient, and compliant for a highly regulated environment. With previous experience working within product development, you will be supporting the UK Product team to make informed decisions, playing a pivotal role in the critical infrastructure powering payments across the whole of the UK.
Key Responsibilities- Collaborate across product, engineering, operations, and external stakeholders (including customers and scheme bodies) to drive end-to-end delivery of payment solutions.
- Producing high-quality, unambiguous requirements (user stories, acceptance criteria, process flows, and functional specifications) that enable efficient and accurate engineering delivery.
- Translate product vision into actionable requirements, collaborating with Europe, US, and Platform teams when required.
- Act as a Subject Matter Expert for the full UK product suite, offering guidance and clarity to both internal teams and external stakeholders.
- Analyse the impact of product changes across customer, operational, and regulatory dimensions, ensuring all edge cases and failure scenarios are understood and addressed.
- Develop a strong understanding of the end-to-end payments architecture, including scheme interactions, processing flows, and platform dependencies, to inform solution design and impact analysis.
- Awareness and tracking of the evolving UK payments landscape and its impact on Form3’s UK product suite.
- Identify, assess, and manage functional and non-functional risks, ensuring solutions meet high standards of resilience, scalability, and regulatory compliance.
- Ensure all requirements and solutions align with scheme rules, regulatory obligations, and industry standards.
- Essential
- Strong experience (5–8+ years) as a Business Analyst in payments or financial services.
- Deep knowledge of UK payment schemes and end-to-end payments processing (FPS & Bacs).
- Understanding of the current and future UK payments landscape and key trends.
- Experience translating complex requirements into clear, testable specifications.
- Strong understanding of regulatory and scheme requirements (e.g. Pay.UK scheme rules).
- Experience working on high-availability / mission-critical systems.
- Proven ability to identify risks, dependencies, and edge cases.
- Desirable
- API-first / cloud-native product experience.
- Experience working with tier 1 banks or payment processors.
- Experience of UK payment services outside of FPS & BACS such as CHAPS.
Form3’s Product Team are the backbone of our ground-breaking services, holding responsibility for creating and developing real-time, cutting-edge payments technology products for our full scope of financial services customers. Within Form3, Senior Business Analysts do not just document requirements; they are central to innovation, trusted with product ownership tasks and surrounded by a high-calibre team of experts. This role sits within the UK Product team, where the key focus is to build and run best-in-class payments services. It is a fast-paced, collaborative team, who are proud of Form3’s market-leading UK product offering.
Interview Process- Screening Call with the Talent Team.
- Team Interview with a Senior Business Analyst and Product Manager.
- Zoom Interview with two Heads of Product.
- Executive Review with the Chief Product Officer.
We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!
Hiring LocationsFor this role, we are currently only able to accept applications from within the United Kingdom.
About Form3Revolutionising the world of payments with our cutting-edge technology and innovative solutions.
Senior Business Analyst - UK Payments employer: Form3
Contact Detail:
Form3 Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Business Analyst - UK Payments
✨Tip Number 1
Network like a pro! Reach out to people in the payments industry, especially those at Form3. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for your interviews by understanding the UK payments landscape inside out. Brush up on key trends and regulations, so you can impress with your knowledge and show you're the right fit for the team.
✨Tip Number 3
Practice your problem-solving skills! Be ready to tackle real-world scenarios during interviews. Think about how you'd translate complex requirements into clear specifications, just like you'd do in the role.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining the Form3 family.
We think you need these skills to ace Senior Business Analyst - UK Payments
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in payments and financial services. We want to see how your skills align with the role of a Senior Business Analyst at Form3!
Showcase Your Expertise: Don’t hold back on demonstrating your knowledge of UK payment schemes and regulatory requirements. We’re looking for someone who can translate complex requirements into clear specifications, so give us examples of how you've done this before.
Be Clear and Concise: When writing your application, clarity is key! Use straightforward language and structure your thoughts logically. We appreciate high-quality, unambiguous requirements just as much as you do!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Form3
✨Know Your Payments Inside Out
Make sure you brush up on your knowledge of UK payment schemes, especially FPS and Bacs. Being able to discuss these in detail will show that you’re not just familiar with the basics but are a true expert in the field.
✨Prepare Clear Examples
Think of specific instances where you've translated complex requirements into actionable specifications. Be ready to share these examples during the interview to demonstrate your experience and problem-solving skills.
✨Understand Regulatory Requirements
Familiarise yourself with the regulatory landscape, including Pay.UK scheme rules. Showing that you understand compliance and can navigate these complexities will set you apart as a candidate who can handle the responsibilities of the role.
✨Engage with the Team Dynamics
Since this role involves collaboration across various teams, be prepared to discuss how you’ve successfully worked with product managers, engineers, and external stakeholders in the past. Highlighting your teamwork skills will show that you can thrive in Form3’s fast-paced environment.