At a Glance
- Tasks: Shape the future of automotive finance by managing and optimising Residual Values.
- Company: Join a leading automotive finance provider at the forefront of industry change.
- Benefits: Diverse workplace, competitive salary, and opportunities for professional growth.
- Other info: Flexible working arrangements with a focus on diversity and inclusion.
- Why this job: Make a real impact in a dynamic environment while influencing financial strategies.
- Qualifications: Experience in Residual Value management and strong data analysis skills required.
The predicted salary is between 50000 - 65000 £ per year.
Shape the future of automotive finance. This is a unique opportunity to influence the risk strategy of a major automotive finance provider at a pivotal time for the industry. As electrification, new mobility models, and changing ownership behaviours reshape the market, you will be at the forefront of protecting and optimising Ford Credit’s balance sheet across the UK and Europe.
Residual Value (RV) is one of the most critical drivers of profitability in vehicle finance. As an RV Specialist, you will play a key role in setting, managing, and governing Residual Values that balance risk discipline with commercial competitiveness. You’ll combine market insight, data analysis, and strategic thinking to support Ford Credit’s growth ambitions while mitigating financial risk.
Responsibilities
- Strategic RV Management & Portfolio Oversight
- Set and manage Residual Values across the portfolio in line with risk appetite and policy.
- Monitor RV exposure and proactively identify areas of risk concentration.
- Produce quarterly RV performance reviews and recommendations for senior leadership and risk committees.
- Support RV forecasting and financial reporting, including FINREP.
- Contribute to the objective of achieving zero-loss vehicle returns while maintaining strong market positioning.
- New Model & Product Launch Support
- Support new vehicle and model-year launches through detailed RV analysis and external benchmarking.
- Partner with Ford Product, Marketing, and Sales teams to deliver competitive, residual-based propositions.
- Ensure accurate and timely implementation of RVs across internal systems and dealer-facing platforms.
- Market Intelligence & Industry Engagement
- Maintain strong relationships with external data providers (e.g. CAP), trade guides, and auction platforms.
- Track used vehicle market trends, competitive positioning, and emerging industry risks.
- Collaborate with Remarketing and Ford of Britain teams to incorporate real-world disposal and auction performance into RV assumptions.
- Governance, Controls & Leadership Support
- Ensure the quality, integrity, and governance of RV-related data and systems.
- Provide cover and support for the RV Risk Manager when required.
- Act as a subject matter expert on RV risk for wider strategic initiatives within Ford Credit UK.
Qualifications
- Essential
- Proven experience in Residual Value management within automotive leasing, finance, or risk.
- Experience operating in a regulated financial services environment.
- Strong understanding of the automotive market and competitive model ranges.
- Advanced data analysis skills, with high proficiency in Excel and PowerPoint.
- Ability to translate complex data into clear insights and recommendations for senior stakeholders.
- A proactive, improvement-focused mindset and the ability to perform under pressure.
- Desirable
- Experience working closely with an automotive manufacturer or strong engagement with the motor trade.
- Degree in Finance, Mathematics, Data Science, or a related analytical discipline.
- Experience using data visualisation and reporting tools such as Power BI, Qlik, Tableau, or Looker.
Additional Information
The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability.
This position is based in Dunton, and it is expected the successful candidate will be able to attend the Dunton Campus for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.
As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.
RV Risk Specialist employer: Ford Motor
Contact Detail:
Ford Motor Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land RV Risk Specialist
✨Tip Number 1
Network like a pro! Reach out to folks in the automotive finance industry, especially those who work at Ford Credit or similar companies. A friendly chat can open doors and give you insider info that could help you stand out.
✨Tip Number 2
Prepare for interviews by diving deep into the latest trends in vehicle finance and residual values. Show us you know your stuff by discussing how electrification and new mobility models are shaping the market during your interview.
✨Tip Number 3
Don’t just apply; engage with our team! Follow us on social media, comment on our posts, and show genuine interest in what we do. This can make you memorable when it comes to the hiring process.
✨Tip Number 4
When you get the chance to meet with us, come prepared with questions about our RV strategies and how you can contribute. This shows initiative and that you’re serious about being part of our team!
We think you need these skills to ace RV Risk Specialist
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the RV Risk Specialist role. Highlight your experience in residual value management and any relevant data analysis skills. We want to see how you can bring your unique expertise to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about automotive finance and how your background aligns with our goals at Ford Credit. Let us know what makes you the perfect fit for this role.
Showcase Your Analytical Skills: Since data analysis is key for this position, don’t shy away from showcasing your proficiency in Excel and any other tools you’ve used. We love seeing how you can turn complex data into actionable insights that can help us mitigate financial risk.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and keep track of all the amazing candidates like you who are eager to join our team!
How to prepare for a job interview at Ford Motor
✨Know Your RV Stuff
Make sure you brush up on your knowledge of Residual Values and how they impact automotive finance. Be ready to discuss current market trends, data analysis techniques, and how you can apply this knowledge to support Ford Credit’s growth ambitions.
✨Showcase Your Data Skills
Since advanced data analysis is key for this role, prepare to demonstrate your proficiency in Excel and any data visualisation tools you’ve used. Bring examples of how you've translated complex data into actionable insights in previous roles.
✨Understand the Industry Landscape
Familiarise yourself with the latest developments in the automotive market, especially around electrification and new mobility models. Being able to discuss these topics will show that you’re not just knowledgeable but also passionate about the industry.
✨Prepare Questions for Them
Interviews are a two-way street! Prepare insightful questions about their risk strategy, how they manage RV exposure, and what challenges they foresee in the market. This shows your genuine interest and strategic thinking.