Treasury Analyst in Essex

Are you a highly analytical and detail-oriented finance professional ready to ensure Ford's financial stability and strategic growth? As a Treasury Analyst for FCE Bank plc, you will be a central figure in managing our capital, liquidity, and regulatory compliance. You will lead the modeling, optimization, and delivery of the Capital Plan across consolidated, solo-individual, and Third Country Branches, providing critical forecasts for key capital risk metrics (e.g., Total Capital Ratio, CET1, Leverage). This includes driving regulatory compliance (Basel 3.1, CRD6) and leading bi-annual Capital+ returns. You will also be instrumental in daily cash and liquidity management, modeling forecasts for cash, ILG, and ICR, and providing first-line oversight on regulatory reporting, with a strong understanding of liquidity regulations like LCR. This role involves supporting our Funding, Liquidity, and Capital Risk Appetite Frameworks, coordinating the monthly ALCO process, and leading rating agency reviews. You'll contribute significantly to crucial documents such as ILAAP, ICAAP, and Recovery Plans, reinforcing Ford's financial resilience.

Responsibilities

• Lead the modelling, delivery, and optimization of Capital Plans (Consolidated, Solo-Individual, TCBs), including forecasting key capital risk metrics and presenting to stakeholders.
• Drive capital adequacy and regulatory compliance, supporting implementation of Basel 3.1/CRD6 and leading bi-annual Capital+ returns.
• Provide 1st Line Oversight for COREP reporting.
• Model and deliver daily cash, ILG, and ICR forecasts (Consolidated, Solo-Individual, TCBs), ensuring understanding of liquidity regulations (e.g., LCR) and providing 1st Line Oversight for daily regulatory reporting.
• Support Funding, Liquidity, and Capital Risk Appetite Frameworks, including developing and monitoring risk metrics and leading the Treasury Risk Metric pack for ALCO.
• Coordinate the monthly ALCO process, including agenda, pack development, and minute-taking.
• Lead the Rating Agency Review process, coordinating input and meetings with executives and external parties.
• Contribute to key strategic documents such as ILAAP, ICAAP, LCP, Recovery Plan, and Resolution Pack, including stress modelling.
• Identify and implement process improvements, support new system implementations (e.g., Anaplan, SAP TMS), and maintain a robust control framework.

Qualifications

• A Bachelor's degree in Finance, Economics, Accounting, or a related field, or equivalent professional experience. Professional accreditation such as CIMA or ACCA is highly beneficial.
• Proven experience working for a bank, with experience in a European banking environment being particularly beneficial.
• Exceptional proficiency in Microsoft Excel, including complex financial modelling and advanced data analysis. Experience with Alteryx for data blending, workflow automation, and process optimization is a significant advantage.
• A solid understanding of banking regulation, coupled with the ability to quickly gain deep knowledge of specific Liquidity and Capital regulations (e.g., Basel 3.1, CRD6, LCR, COREP).
• Proven ability to work independently with high levels of autonomy, taking initiative and exercising sound judgment without constant direction.
• Exceptional organizational skills, with a proven track record of managing multiple competing priorities, meeting strict deadlines in a high-pressure environment, and delivering strategic projects on time and within scope.
• Strong interpersonal skills, with the ability to lead meetings, influence senior management, and effectively coordinate with diverse internal and external stakeholders (e.g., regulators, rating agencies, internal departments).
• A strong focus on accuracy and data integrity, with demonstrated experience operating within robust control frameworks and ensuring precise financial reporting.

This position is based in Dunton, and it is expected the successful candidate will be able to attend the Dunton Campus for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.