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- Tasks: Join our underwriting team to analyse financial data and assess credit risks for vehicle financing.
- Company: Ford Credit Europe supports Ford's automotive business with innovative financial solutions across Europe.
- Benefits: Enjoy a collaborative work environment, flexible office days, and opportunities for career growth.
- Why this job: Be part of a dynamic team that values customer-centric solutions and promotes diversity and equality.
- Qualifications: 0-5 years in credit underwriting or financial analysis; strong analytical and communication skills required.
- Other info: Position based in Manchester; flexibility in office attendance is essential.
The predicted salary is between 36000 - 60000 £ per year.
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Ford Credit Europe (FCE Bank plc) is the financial services arm of Ford Motor Company, playing a crucial role in supporting Ford\’s automotive business across Europe. Our Manchester Business Centre, located at First Street, is a key operational hub, providing financial services to Ford dealers across European markets and supporting our UK retail customers. We are dedicated to providing innovative and flexible vehicle financing solutions, enabling millions of customers to drive the Ford vehicle they need and helping our dealer network stock their dealerships. We pride ourselves on our customer-centric approach, robust financial products, and a dynamic team that drives our success. As we continue to expand our underwriting team in Manchester, we are looking for talented individuals to join us.
We are seeking an enthusiastic and analytical individual with a passion for finance and a keen eye for detail. While experience in commercial underwriting is highly valued, we are open to candidates at various stages of their career.
- Experience: 0-5 years of experience in credit underwriting or financial analysis, ideally within an automotive finance environment. This could include experience assessing both personal (retail) and commercial customer credit profiles for vehicle financing. A strong understanding of the unique credit considerations for both individual consumers and small to medium-sized businesses is highly desirable.
- Financial Acumen: Strong understanding of financial statements (P&L, Balance Sheet, Cash Flow) and key financial ratios. Ability to interpret complex financial data to assess business health and repayment capacity.
- Analytical Skills: Excellent analytical and problem-solving abilities, with the capacity to make reasoned decisions under pressure.
- Risk Assessment: A solid grasp of risk assessment principles and the ability to identify, evaluate, and mitigate financial and operational risks across diverse customer segments.
- Communication: Exceptional verbal and written communication skills, capable of explaining complex financial concepts clearly to both financial and non-financial audiences, and adept at handling queries effectively.
- Attention to Detail: Meticulous attention to detail and accuracy in data analysis and documentation.
- Proactive & Team Player: A self-starter who can work independently but also thrives in a collaborative team environment.
Additional Information:
The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability
This position is based in Manchester, and it is expected the successful candidate will be able to attend the Manchester Centre for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.
As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.
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Automotive Finance Underwriter employer: Ford Motor Company
Contact Detail:
Ford Motor Company Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Automotive Finance Underwriter
✨Tip Number 1
Familiarise yourself with Ford Credit Europe's financial products and services. Understanding their offerings will not only help you in interviews but also demonstrate your genuine interest in the company and its mission.
✨Tip Number 2
Network with current employees or industry professionals who have experience in automotive finance. Engaging in conversations can provide valuable insights into the company culture and expectations, which can be beneficial during the interview process.
✨Tip Number 3
Brush up on your analytical skills by practising financial analysis and risk assessment scenarios. Being able to showcase your problem-solving abilities with real-world examples will set you apart from other candidates.
✨Tip Number 4
Prepare to discuss your understanding of credit profiles for both retail and commercial customers. Having a solid grasp of these concepts will show that you are ready to tackle the responsibilities of the role effectively.
We think you need these skills to ace Automotive Finance Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit underwriting or financial analysis, especially within the automotive finance sector. Use specific examples to demonstrate your understanding of financial statements and risk assessment principles.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention your analytical skills and attention to detail, and explain how these qualities will contribute to the success of Ford Credit Europe.
Highlight Relevant Skills: In your application, emphasise your communication skills and ability to explain complex financial concepts clearly. This is crucial for the role, as you will need to interact with both financial and non-financial audiences.
Proofread Your Application: Before submitting, carefully proofread your application materials for any errors or inconsistencies. Attention to detail is key in this role, and presenting a polished application will reflect your commitment to accuracy.
How to prepare for a job interview at Ford Motor Company
✨Understand the Automotive Finance Landscape
Familiarise yourself with the automotive finance sector, particularly how Ford Credit operates within it. Research current trends, challenges, and innovations in vehicle financing to demonstrate your knowledge and enthusiasm during the interview.
✨Showcase Your Analytical Skills
Prepare to discuss your analytical abilities by providing examples of how you've assessed financial data or credit profiles in the past. Be ready to explain your thought process and how you arrived at your conclusions, especially under pressure.
✨Communicate Clearly and Effectively
Practice explaining complex financial concepts in simple terms. The ability to communicate effectively with both financial and non-financial audiences is crucial, so consider role-playing with a friend to refine your delivery.
✨Demonstrate Attention to Detail
Highlight your meticulous nature by discussing specific instances where your attention to detail made a difference in your work. Bring examples of how you ensure accuracy in data analysis and documentation, as this is vital for an underwriter.
