At a Glance
- Tasks: Lead transformative credit initiatives from concept to market impact.
- Company: Fluro, a forward-thinking lending company focused on innovation.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Other info: Join a team that values ownership and creativity in shaping the future of lending.
- Why this job: Make a real difference in lending by driving impactful projects.
- Qualifications: Strong leadership skills and experience in credit strategy and cross-functional collaboration.
The predicted salary is between 66150 - 80850 £ per year.
Description
This role reports direct into our Chief Lending Officer.
Fluro runs prime/near-prime lending well.
That's BAU — not this role.
This role exists for the handful of initiatives that change what Fluro can do: new distribution, new segments, new products, new capabilities.
Tycho — our move into individually-priced, market-based unsecured lending — is the template: one person, full ownership, concept to landed impact.
You own these initiatives and drive the strategy from concept to go to market detail - pricing, credit strategy, distribution - you make the trade-off calls when they come up.
A cross-functional team builds it with you.
Ownership runs through to BAU handover, not just launch.
Spot and own initiatives that create real value for customers and for Fluro — not incremental tweaks to what already exists.
Requirements
- Spot and own initiatives that create real value for customers and for Fluro — not incremental tweaks to what already exists.
- Own the value case: pricing, credit strategy, distribution. Build it, pressure-test it, decide.
- Run your own numbers — you don't wait for someone else to build the model.
- Work cross-functionally — Credit Risk, Product, Commercial, Finance, Operations — to get it built and live, fast.
- Make the trade-off calls yourself. Escalate risks you need to.
- Stay on it until impact is proven and it's handed off clean — not shipped and forgotten. One initiative at a time.
- The role requires the ability to lead, influence and coach others.
Senior Credit Transformation Manager in London employer: Fluro
At Fluro, we pride ourselves on being an exceptional employer, offering a dynamic and inclusive work environment that champions innovation and collaboration. As a Credit Risk Analyst, you'll have the opportunity to contribute to meaningful projects that aim to transform the credit industry for the better, all while enjoying a culture that values your individuality and professional growth. With a commitment to equal opportunities and a focus on making finance fairer, Fluro is the perfect place for those looking to make a real impact in the fintech space.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Transformation Manager in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Fluro. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Credit Transformation Manager in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Fluro.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Fluro's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Fluro
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Fluro.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Fluro will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Fluro employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
