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- Tasks: Conduct outbound sales calls and provide regulated advice to customers.
- Company: Join Fluent Money, the UK's leading financial services company.
- Benefits: Enjoy uncapped commission, flexible hours, and generous perks like birthday off and private healthcare.
- Why this job: Make a real impact in financial empowerment while enjoying a supportive team culture.
- Qualifications: Experience in sales, CeRER qualified, and strong communication skills.
- Other info: Dynamic environment with excellent career progression opportunities and a focus on innovation.
The predicted salary is between 30000 - 35000 £ per year.
We are seeking experienced and enthusiastic individuals to join our Equity Release Advice team. In this role, you will conduct high-quality outbound sales calls and provide regulated advice to customers, ensuring every interaction leads to appropriate and positive outcomes. The ideal candidate will bring experience in Mortgage or Equity Release sales, demonstrate a strong work ethic, and be comfortable managing high volumes of work in a fast-paced environment.
What makes Fluent different:
- Reduced Admin: We cut your admin by 90% – no more packaging cases or chasing providers and customers for documents. Our dedicated teams handle all of that for you!
- Steady Lead Flow: We provide a consistent stream of qualified leads, giving you ample opportunities to close deals, assist customers, and earn bonuses.
- Uncapped Commission: Our uncapped commission structure rewards top performance and encourages excellence across the board.
- Career Progression: Fluent Money isn’t just a mortgage and protection broker! We offer a wide range of financial services, including Secured Loans, Equity Release, and Bridging. Many of our team members transition into different areas to expand their skill set and grow within the company.
Salary & Hours that Match Your Ambition:
- Salary: Enjoy a basic salary of £30,000-£35,000 based on experience with uncapped commission, with further potential to earn upwards of £50,000.
- Flexible Hours: Embrace work-life balance with our shift-based schedule, spanning 40 hours per week.
Generous perks: From rising holiday entitlement to private healthcare with Vitality Health, we've got you covered. Plus, enjoy perks like your birthday off, 'Freebie Fridays' and much more!
A day in the life: As a Later Life Lending Adviser you'll play a pivotal role in providing top-notch service to our valued customers. Collaborating with industry experts, you'll build meaningful relationships and contribute to our shared mission of financial empowerment. You’ll be an enthusiastic and driven individual, with high attention to detail and great people skills.
Your responsibilities will include:
- Sourcing the best financial products based on the customer’s individual needs and wants.
- Completing sales calls with our customers, providing regulated advice, and making suitable recommendations on income protection, critical illness cover and life insurance.
- Following up on leads and chasing for updates with back-office support so you can focus on advising.
- Maintaining high-performance standards and staying up to date with industry regulations.
- Achieving minimum targets with meticulous care and attention.
- Upholding personal performance standards of excellence.
- Staying abreast of evolving FCA requirements and industry changes.
- Adhering to company compliance protocols, promptly addressing feedback, and implementing necessary actions.
- Promoting best advice and setting a stellar example in customer care.
About Fluent Money: At Fluent Money, we're more than just a financial services company—we're industry leaders committed to integrity, professionalism, and unparalleled customer satisfaction. Not only are we the biggest Second Charge Mortgage Broker in the UK, we also specialise in First Charge Mortgages, Equity Release, Insurance and Bridging Loans. As part of the Mortgage Advice Bureau (MAB) family since 2022, we're dedicated to excellence in everything we do. Join us and become part of a culture that values teamwork, innovation, and job satisfaction, where we empower our employees to take ownership of their work and provide them with the necessary tools and resources to excel in their roles. Our forward-thinking approach and cutting-edge technology enable us to offer seamless and personalised financial solutions, setting new standards for excellence in our industry.
Role requirements:
- Essential: Proven experience of working successfully to sales targets, CeRER qualified, ability to respond quickly to training and adapt to changes within the industry, proven experience in outbound sales, objection handling, able to carry out processes in a compliant manner, able to demonstrate achievements against a wide range of competencies, experience in a busy sales environment.
- Desirable: Current or recent experience in a regulated finance company, strong IT skills including the use of the full Microsoft package, experience of working successfully in a team and also individually, experience of using bespoke software.
All the perks!
- Rising holiday entitlement up to a maximum of 30 days (excluding bank holidays).
- Your birthday off work.
- Holiday buy & sell scheme.
- Private Healthcare with Vitality Health.
- Death in service cover.
- 12 flexible WFH days per year.
- Fee-free Fluent products for your friends and family.
- Regular social and charity events.
- Onsite food provision and restaurant facilities.
- Free tea, coffee & fresh fruit daily.
- ‘Freebie Fridays’ on the first Friday of every month.
- Cycle to work scheme.
- Access to stimulating training & development.
- In-house leadership academy for future leaders.
- Great location close to transport links.
- Free parking onsite.
- Electric car scheme.
Later Life Lending Adviser in Watford employer: Fluent Money Ltd
Contact Detail:
Fluent Money Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Later Life Lending Adviser in Watford
✨Tip Number 1
Get to know the company inside out! Before your interview, dive into Fluent Money's values and services. This will help you tailor your responses and show that you're genuinely interested in being part of the team.
✨Tip Number 2
Practice makes perfect! Role-play common interview questions with a friend or in front of the mirror. Focus on how your experience aligns with the role of a Later Life Lending Adviser, especially your sales skills and customer care.
✨Tip Number 3
Show off your personality! During the interview, let your enthusiasm shine through. Share stories that highlight your achievements in sales and how you've helped customers in the past—this is your chance to stand out!
✨Tip Number 4
Follow up after your interview! A quick thank-you email can go a long way. It shows your appreciation for the opportunity and keeps you fresh in their minds as they make their decision.
We think you need these skills to ace Later Life Lending Adviser in Watford
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Later Life Lending Adviser role. Highlight your sales achievements and any relevant qualifications, like CeRER, to show us you’re the right fit!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re passionate about equity release and how your background makes you an ideal candidate. Keep it engaging and personal – we love a good story!
Showcase Your Sales Skills: Since this role is all about sales, don’t forget to include specific examples of how you’ve met or exceeded targets in previous roles. We want to see your sales prowess in action!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It’s quick and easy, and you’ll be one step closer to joining our fantastic team at Fluent Money!
How to prepare for a job interview at Fluent Money Ltd
✨Know Your Stuff
Make sure you brush up on your knowledge of equity release and mortgage products. Familiarise yourself with the latest industry regulations and trends, as well as Fluent Money's unique selling points. This will help you demonstrate your expertise and show that you're genuinely interested in the role.
✨Practice Makes Perfect
Rehearse common interview questions related to sales and customer service. Think about how you can showcase your experience in outbound sales and objection handling. Practising your responses will help you feel more confident and articulate during the interview.
✨Showcase Your People Skills
As a Later Life Lending Adviser, you'll need to build strong relationships with customers. Be prepared to share examples of how you've successfully connected with clients in the past. Highlight your attention to detail and ability to provide tailored advice based on individual needs.
✨Ask Thoughtful Questions
Prepare some insightful questions to ask your interviewers about the company culture, career progression opportunities, and the support provided for achieving sales targets. This shows that you're not only interested in the role but also in how you can grow within the company.