Role Overview
An experienced underwriting professional responsible for managing and growing a profitable commercial property and casualty portfolio. The role focuses on complex risk assessment, new business development, broker relationship management, portfolio performance and supporting the development of junior colleagues.
Key Responsibilities
- Underwrite complex and higher-value commercial risks across property owners, commercial combined and construction.
- Drive profitable new business growth through proactive broker engagement and relationship development.
- Manage renewals, retention and portfolio growth while maintaining underwriting quality.
- Assess referrals, provide technical guidance and support consistent underwriting decisions.
- Monitor portfolio performance and loss ratios, identifying underperforming accounts and implementing corrective actions.
- Use claims data, exposure analysis and market intelligence to inform pricing and risk selection.
- Identify opportunities for schemes and delegated underwriting arrangements.
- Mentor junior team members and contribute to team income and growth targets.
Skills & Experience
- At least five yearsβ commercial P&C underwriting experience, with a proven record of portfolio growth.
- Strong technical expertise across property owners, commercial combined and construction, including complex and specialist risks.
- Established broker relationships and a track record of profitable business development.
- Strong analytical, negotiation and commercial decision-making skills.
- Experience in portfolio monitoring, loss ratio analysis and performance improvement.
- Ability to interpret claims trends, statistical data and market intelligence.
- CII qualified or working towards Diploma level or above.
- Self-motivated, commercially focused and committed to developing colleagues.
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Senior Underwriter β Commercial P&C employer: FJN Solutions
As a Client Services & Commercial Executive, you will thrive in a dynamic and supportive work environment that prioritises employee growth and development. Our company fosters a collaborative culture where strong client relationships are built, and innovative ideas are encouraged, all while offering competitive benefits and opportunities for career advancement. Located in a vibrant area, we provide a unique advantage with access to diverse clients and industry leaders, making this an excellent place for meaningful and rewarding employment.