Portfolio Management Analyst
Portfolio Management Analyst

Portfolio Management Analyst

Full-Time 30000 - 36000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Manage and monitor loan portfolios while ensuring compliance and effective coordination.
  • Company: Join Pluto Finance, a leading real estate lending business in London.
  • Benefits: Enjoy a competitive salary, private medical insurance, and employee discounts.
  • Why this job: Gain expertise in real estate lending and make a real impact in a dynamic team.
  • Qualifications: Relevant degree or qualification in finance or real estate preferred.
  • Other info: Fast-paced environment with opportunities for growth and development.

The predicted salary is between 30000 - 36000 £ per year.

Application Deadline: 27 February 2026

Department: Finance

Employment Type: Permanent

Location: Central London

Reporting To: Credit and Operations Director

Compensation: £30,000 - £36,000 / year

Description

Reports to: Credit and Operations Director

Location: London – Office based with some work from home flexibility

Job Type: Full time, permanent

Experience required: Relevant degree, qualification or equivalent

The Company: Pluto Finance is a flexible and progressive real estate lending business that understands the needs of developers and investors of all sizes. We are a leading provider of development, bridging and investment finance for property developers and investors in England and Wales. We have been lending since 2011 and in that time, we have provided over £3bn of loans and funded the construction of over 10,000 new homes. We raise institutional capital into our private credit funds - each fund backing a specific lending strategy. Investors include pension funds, insurance companies and asset managers. We have capital commitments to allow us to provide over £750m of new lending origination per year. Our people are our most valued asset. We look to attract and retain intelligent, passionate, problem solvers, who act with integrity, flexibility, and transparency, in line with our company’s core values. It is our employees’ commitment to their work and their clients, which will enable them to achieve their ambitions, and in turn, ours too.

The Role: We are seeking a bright, diligent, and highly organised Portfolio Management Analyst to join our fast-paced lending team. In this role, you will support the ongoing management, monitoring, and reporting of the loan portfolio, helping to ensure covenant compliance, accurate data management, proactive risk oversight, and effective coordination across portfolio, credit, and origination functions. This is an excellent opportunity for someone looking to develop expertise in real estate and development lending while playing a key role in ensuring the smooth operation of post-completion loan activities.

Responsibilities:

  • Monitor and manage loan covenants and conditions subsequent, maintaining clear trackers and controls.
  • Maintain the master portfolio schedule, ensuring loan expiries, amendments, and guarantees are accurately recorded.
  • Monitor interest servicing and amortisation payments, reviewing repayment activity and performance.
  • Undertake proactive red-flag monitoring and escalate emerging risks appropriately.
  • Support portfolio monitoring meetings alongside senior asset management, documenting key actions and updates.

Consents & Asset-Related Requirements:

  • Manage lease consent processes for commercial assets.
  • Coordinate and track consents relating to easements, sub-stations, and other asset-specific requirements.
  • Support and manage sales consent processes in line with loan documentation.

Sales Monitoring:

  • Set up and maintain sales trackers at loan closing.
  • Request and review monthly sales updates from borrowers.
  • Monitor performance against agreed assumptions, reporting exchanges and completions accurately.

Credit & Origination Support:

  • Provide research and targeted support to the credit and origination teams.
  • Assist with preparation of credit proposals and supporting documentation.
  • Support loan extensions and amendments using template-based documentation where required.

Data, Systems & Compliance:

  • Manage the KYC process for pipeline loans, ensuring timely completion and accurate record keeping.
  • Maintain and update CRM systems, ensuring portfolio and borrower information remains current.
  • Contribute to continuous improvement of portfolio monitoring processes.

The Person: The ideal candidate will be highly organised, detail-oriented, and confident in managing multiple loans, deadlines, and stakeholders simultaneously. You will demonstrate strong analytical and data management skills, with a proactive and risk-aware mindset. A relevant degree or qualification within real estate lending, development finance, or asset management would be advantageous. Familiarity with CRM systems and portfolio tracking tools advantageous, but not necessary. You will be a confident communicator, comfortable liaising with internal teams and external counterparties, and able to identify and resolve issues before they escalate.

The Rewards: In return, we offer a competitive salary package, private medical insurance, employee assistance programme and discounts through the Perks at Work shopping portal. If you feel you have the skills, knowledge, and experience to succeed in this role, we encourage you to apply as soon as possible. Closing date for applications will be Friday 27th February. This role is expected to be popular, and we may close applications early if we receive a high volume of interest, to ensure we can still offer the best candidate experience.

Closing note: This description reflects the current requirements and may be updated as needed.

Portfolio Management Analyst employer: Fitzgerald HR

Pluto Finance is an exceptional employer located in Central London, offering a dynamic work environment that fosters growth and innovation in the real estate lending sector. With a strong commitment to employee development, competitive benefits including private medical insurance and a supportive culture, we empower our team to thrive while making a meaningful impact in the industry. Join us to be part of a passionate team dedicated to excellence and integrity in finance.
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Contact Detail:

Fitzgerald HR Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Portfolio Management Analyst

✨Tip Number 1

Network like a pro! Reach out to people in the finance and real estate sectors, especially those who work at Pluto Finance or similar companies. A friendly chat can open doors that a CV just can't.

✨Tip Number 2

Prepare for interviews by researching common questions for Portfolio Management Analysts. Think about how your skills align with the role and be ready to share specific examples of your experience.

✨Tip Number 3

Show off your analytical skills! Bring along any relevant projects or case studies that demonstrate your ability to manage data and monitor loan portfolios effectively. This will set you apart from other candidates.

✨Tip Number 4

Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our team at Pluto Finance.

We think you need these skills to ace Portfolio Management Analyst

Analytical Skills
Attention to Detail
Data Management
Risk Management
Portfolio Monitoring
Communication Skills
Organisational Skills
CRM Systems Familiarity
Loan Covenant Management
Problem-Solving Skills
Real Estate Lending Knowledge
Documentation Preparation
Stakeholder Management
Proactive Mindset

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Portfolio Management Analyst role. Highlight relevant experience and skills that match the job description, like your analytical abilities and data management skills. We want to see how you can contribute to our team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about real estate lending and how your background makes you a great fit for Pluto Finance. Keep it concise but engaging – we love a good story!

Showcase Your Attention to Detail: As a Portfolio Management Analyst, attention to detail is key. Make sure your application is free from typos and errors. We appreciate candidates who take the time to present their best work, so double-check everything before hitting send!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re serious about joining our team at Pluto Finance!

How to prepare for a job interview at Fitzgerald HR

✨Know Your Numbers

As a Portfolio Management Analyst, you'll be dealing with a lot of data. Brush up on your financial metrics and be ready to discuss how you would monitor loan covenants and manage interest servicing. Showing that you can handle numbers confidently will impress the interviewers.

✨Demonstrate Organisational Skills

This role requires a high level of organisation. Prepare examples from your past experiences where you successfully managed multiple tasks or projects simultaneously. Highlighting your ability to maintain clear trackers and controls will resonate well with the hiring team.

✨Show Your Proactive Side

The job involves proactive risk oversight, so come prepared with examples of how you've identified and escalated risks in previous roles. Discussing your approach to red-flag monitoring will show that you understand the importance of being ahead of potential issues.

✨Communicate Clearly

You'll need to liaise with various stakeholders, so practice articulating your thoughts clearly. During the interview, focus on how you would document key actions and updates from portfolio monitoring meetings. Good communication skills are essential for this role!

Portfolio Management Analyst
Fitzgerald HR

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