At a Glance
- Tasks: Analyse transactions, present findings, and publish research on RMBS performance.
- Company: Join Fitch Ratings, a leader in credit ratings and market insights.
- Benefits: Flexible work options, structured training, and a collaborative environment.
- Other info: Diverse culture that values every voice and encourages creativity.
- Why this job: Make an impact in finance while developing your analytical skills.
- Qualifications: Bachelor’s degree and experience in financial services or credit analysis.
The predicted salary is between 36000 - 60000 £ per year.
The Structured Finance team is seeking an analyst based out of our London office. The role is open at Associate Director level with some flexibility depending on experience. The European RMBS team is responsible for providing ratings for all securities backed by residential mortgage loans. In addition, the RMBS team is actively involved in publishing research in relation to both RMBS performance as well as mortgage market fundamentals. The team places a high priority on the quality of its analysis, transparency of its research and its responsiveness to market participants.
What We Offer
- A role with a wide variety of daily tasks including discussion with issuers, quantitative analysis, presenting results in rating committees and writing rating reports.
- A London based team covering UK issuers and providing asset class leadership across EMEA. Embedded in the wider European Structured Finance team allowing for a wide range of credit cases.
- Structured training program giving you the knowledge and skills to rate Structured Finance transactions.
- A flexible work environment with the ability to work remotely for up to two days per week.
We’ll Count on You To
- Perform analysis of new transactions including collecting and analysing portfolio data, cash flow modelling, review of legal documentation and analysis of the transaction structure.
- Monitoring and analysis of existing transactions.
- Communication with external parties involved in the rating process including management meetings.
- Presentation of your analysis in rating committees.
- Publication of rating reports and press releases.
- Participation in the publication of research on structured finance related market developments.
- Participation in the development of rating criteria across products and regions.
What You Need to Have
- Bachelor’s degree or equivalent.
- Prior professional experience within the financial services industry, ideally, in the securitisation market, risk management, treasury or have a background in the mortgage industry.
- Prior professional experience in credit analysis is a positive but not essential.
- Strength in numeracy and proficiency with Microsoft Excel.
- Strong written and verbal communication skills.
What Would Make You Stand Out
- Strong analytical and problem-solving skills.
- An ability to formulate and deliver concise opinions, facts and arguments both verbally and in writing.
- Curiosity to solve complex problems using creativity and collaboration.
Why Fitch?
At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgements with confidence. We are building incredible things at Fitch and we invite you to join us on our journey.
Structured Finance, RMBS Credit Analyst, Associate Director employer: Fitch Solutions
Fitch Group is an exceptional employer, offering a dynamic work environment in the heart of London where innovation and collaboration thrive. With a strong commitment to employee development through structured training programmes and a culture that values diverse perspectives, team members are empowered to make impactful contributions. The flexibility to work remotely and the opportunity to engage with a wide range of credit cases across EMEA further enhance the appeal of joining our dedicated Structured Finance team.
StudySmarter Expert Advice🤫
We think this is how you could land Structured Finance, RMBS Credit Analyst, Associate Director
✨Tap into Campus Networks
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Structured Finance, RMBS Credit Analyst, Associate Director
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Fitch Solutions.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Fitch Solutions's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Fitch Solutions
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Fitch Solutions.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Fitch Solutions will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Fitch Solutions employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
