Credit Analyst (Director), Insurance - London

Credit Analyst (Director), Insurance - London

Full-Time 80000 - 100000 £ / year (est.) No working from home possible
Fitch Ratings

At a Glance

  • Tasks: Analyse credit ratings and provide insights on insurance companies in the Middle East.
  • Company: Join Fitch Ratings, a top global credit ratings agency with over 100 years of expertise.
  • Benefits: Enjoy hybrid work, comprehensive healthcare, and professional development opportunities.
  • Other info: Collaborative culture with a focus on learning, inclusion, and community engagement.
  • Why this job: Make a real impact in global finance while growing your career in a supportive environment.
  • Qualifications: 5+ years in analytical roles, strong communication skills, and proficiency in English required.

The predicted salary is between 80000 - 100000 £ per year.

Fitch Ratings is currently seeking a Credit Analyst – EMEA Insurance - Director based out of our London office. As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise.

At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. Our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you’ll join a team dedicated to innovating service to our clients. Our people‑driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling.

About The Team: Fitch Ratings is a global leader in insurance credit rating coverage. Our experienced analysts provide comprehensive, timely and transparent coverage of major institutions around the world, as well as unparalleled coverage of smaller companies. The Global Insurance group is responsible for assigning and maintaining international and national credit ratings on insurance entities and their debt issues worldwide.

How You’ll Make An Impact: We are currently looking to add an experienced Director to our Middle East insurance team. The successful candidate’s coverage will focus primarily on Middle East insurance companies, but with flexibility to cover other markets in EMEA, including Turkiye, Africa and CIS.

  • Monitoring a growing portfolio of issuer ratings, including the preparation of rating committee documentation.
  • Writing and publishing comprehensive rating reports on individual issuers (based on public information and management meetings with the rated entities).
  • Participation in credit rating committees for insurers in their allocated region and other countries.
  • Regular interaction with contacts at issuers and liaison with issuers’ senior management at rating meetings.
  • Active involvement in the publication of issuer‑and sector‑specific research and insightful commentaries.
  • Overseeing the work of more junior colleagues.
  • Responding to external queries from investors, bankers and other stakeholders.
  • Presenting Fitch’s rating criteria and rating approach to prospective issuers.

You May Be a Good Fit If:

  • Extensive analytical experience (over 5 years), ideally in credit‑ or audit‑related fields, gained from working at a commercial/investment bank/insurance company, accountancy firm, buy‑side firm, rating agency or similar.
  • Good educational background to at least a first university degree level, preferably with recognized actuarial, accounting or auditing qualifications.
  • Strong analytical and reasoning capacities.
  • Strong communication and presentation skills.
  • Proficiency in written and spoken English is essential.
  • Ability to work independently as well as being a good team player.
  • Strong command of insurance financial statement analysis, accounting standards and solvency requirements.
  • Strong knowledge of Excel.

What Would Make You Stand Out:

  • Proficiency in Arabic is desired. French or Russian would be helpful.
  • The ability to cope with time pressure and work to deadlines while adhering to tight procedures is essential.

Why Choose Fitch:

  • Hybrid Work Environment: 3 days a week in office required.
  • A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity.
  • Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long‑term goals.
  • Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social and occupational wellbeing.
  • Supportive Parenting Policies: Family‑friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively.
  • Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe.
  • Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community.

Fitch is committed to providing global securities markets with objective, timely, independent and forward‑looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest.

Fitch is proud to be an Equal Opportunity and affirmative action employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status and other statuses protected by law.

Credit Analyst (Director), Insurance - London employer: Fitch Ratings

Fitch Ratings is an exceptional employer, offering a dynamic work environment in London that fosters professional growth and collaboration. With a strong commitment to employee development through dedicated training and mentorship programmes, Fitch ensures that its analysts are well-equipped to thrive in the fast-paced world of credit analysis. The company promotes a culture of inclusivity and well-being, providing comprehensive healthcare benefits, family-friendly policies, and opportunities for community engagement, making it an ideal place for those seeking meaningful and rewarding careers in finance.

Fitch Ratings

Contact Details:

Fitch Ratings Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Analyst (Director), Insurance - London

Tip Number 1

Network like a pro! Reach out to current or former Fitch employees on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.

Tip Number 2

Prepare for interviews by diving deep into Fitch's recent reports and analyses. Show that you’re not just familiar with the company but genuinely interested in their work and how you can contribute.

Tip Number 3

Practice your presentation skills! As a Credit Analyst, you'll need to communicate complex ideas clearly. Try explaining your past projects to friends or family to get comfortable.

Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the Fitch team.

We think you need these skills to ace Credit Analyst (Director), Insurance - London

Analytical Experience
Credit Analysis
Insurance Financial Statement Analysis
Accounting Standards Knowledge
Solvency Requirements Understanding
Communication Skills
Presentation Skills

Some tips for your application 🫡

Tailor Your Application:Make sure to customise your CV and cover letter for the Credit Analyst role. Highlight your relevant experience in credit analysis, especially in the insurance sector, and show us how your skills align with what we're looking for.

Showcase Your Analytical Skills:We want to see your analytical prowess! Include specific examples of how you've successfully analysed financial statements or contributed to credit ratings in your previous roles. Numbers and results speak volumes!

Be Clear and Concise:When writing your application, keep it clear and to the point. Use straightforward language and avoid jargon unless it's industry-specific. We appreciate a well-structured application that’s easy to read.

Apply Through Our Website:Don’t forget to apply through our official website! It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details about the role and our company culture there.

How to prepare for a job interview at Fitch Ratings

Know Your Numbers

As a Credit Analyst, you'll need to demonstrate your analytical prowess. Brush up on key financial metrics and ratios relevant to the insurance industry. Be prepared to discuss how you would assess an insurer's financial health using these numbers.

Showcase Your Communication Skills

Strong communication is crucial in this role. Practice articulating complex financial concepts clearly and concisely. You might be asked to explain your analysis to non-financial stakeholders, so think about how you'd simplify your findings.

Research Fitch Ratings

Familiarise yourself with Fitch Ratings' methodologies and recent reports, especially those related to the EMEA insurance market. This will not only show your interest but also help you align your answers with their values and approach during the interview.

Prepare for Scenario Questions

Expect scenario-based questions that test your problem-solving skills. Think of examples from your past experience where you've had to analyse data under pressure or make tough decisions. Use the STAR method (Situation, Task, Action, Result) to structure your responses.