At a Glance
- Tasks: Join our Structured Credit team to analyse and rate financial transactions.
- Company: Fitch Ratings is a leading global credit ratings agency with over 100 years of expertise.
- Benefits: Enjoy hybrid work, comprehensive healthcare, and generous parental leave policies.
- Why this job: Be part of a collaborative culture that values innovation and professional growth.
- Qualifications: Prior finance experience and strong analytical skills are essential; advanced Excel knowledge preferred.
- Other info: Opportunities for mentorship and community volunteering are available.
The predicted salary is between 36000 - 60000 ÂŁ per year.
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Fitch Ratings is currently seeking a Credit Analyst at Senior Analyst level within the Structured Credit team based out of our London office.
As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.
At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you\’ll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you\’ll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.
Want to learn more about a career as a credit analyst at Fitch Ratings? Visit:
About the Team
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions.
- We are currently seeking a Senior Analyst level Credit Analyst to join the European Structured Finance team
- The successful candidate will be part of a team of analysts rating transactions back by mortgage loans, consumer loans and/or corporate loan including leveraged loan CLOs
- The team analyses transactions in line with Fitch’s rating criteria and provides high quality credit opinions to investors and other market participants
How You’ll Make an Impact:
- Implement default, recovery, and cash flow modelling
- On-site review of underwriting and servicing of transaction originators and CLO managers
- Preparing rating proposals for presentation to internal rating committees
- Communicating rating rationale to investors and other market participants through presale reports, presentations, and meetings
- Communicating with transaction arrangers and originators to understand asset characteristics and structural features of the transactions
- Assist in the development of criteria and supporting research
You May be a Good Fit if:
- This is a demanding and exciting role, so we are looking for highly motivated candidates
- The successful candidate should have some prior experience in finance
- Knowledge of securitisation structures and in particular CLOs would be beneficial
- Candidates will be highly numerate and analytical, with advanced Excel skills
- The role also involves analysis of legal transaction documents. While no legal background is required successful candidates should be able to review and analyse legal contracts from a credit risk perspective
What Would Make You Stand Out:
- A central element of the position is communicating your analysis, both internally and externally. Therefore, candidates should have excellent written and oral communication skills in English
- Other European languages are desirable
Why Choose Fitch:
- Hybrid Work Environment: 3 days a week in office required
- A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
- Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
- Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
- Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
- Inclusive Work Environment : A collaborative workplacewhere all voices are valued, withEmployee Resource Groups that unite and empower our colleagues around the globe
- Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community
Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest.Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.
Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluatequalified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.
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Analyst, Structured Credit employer: Fitch Ratings
Contact Detail:
Fitch Ratings Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Analyst, Structured Credit
✨Tip Number 1
Familiarise yourself with the latest trends in structured finance and CLOs. Understanding current market conditions and recent transactions will help you engage in meaningful conversations during interviews.
✨Tip Number 2
Network with professionals in the credit analysis field, especially those who work at Fitch Ratings or similar organisations. Attend industry events or webinars to build connections and gain insights into the company culture.
✨Tip Number 3
Prepare to discuss your analytical skills and experience with financial modelling. Be ready to provide examples of how you've applied these skills in previous roles, as this will demonstrate your suitability for the position.
✨Tip Number 4
Brush up on your communication skills, both written and verbal. Since the role involves presenting analyses and communicating with various stakeholders, showcasing your ability to convey complex information clearly will set you apart.
We think you need these skills to ace Analyst, Structured Credit
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Credit Analyst position at Fitch Ratings. Tailor your application to highlight relevant experience in finance, particularly in structured credit and CLOs.
Highlight Analytical Skills: Since the role requires strong analytical abilities, emphasise your numerical skills and experience with cash flow modelling or financial analysis in your CV and cover letter. Provide specific examples of how you've successfully applied these skills in previous roles.
Demonstrate Communication Skills: As communication is key in this role, ensure your application showcases your written and oral communication skills. Include examples of reports or presentations you've created, and consider mentioning any experience communicating complex information to diverse audiences.
Tailor Your Cover Letter: Craft a compelling cover letter that not only expresses your interest in the position but also aligns your career goals with Fitch Ratings' mission. Mention your understanding of their culture of learning and mobility, and how you can contribute to their team.
How to prepare for a job interview at Fitch Ratings
✨Understand Structured Credit
Make sure you have a solid grasp of structured credit concepts, especially CLOs and securitisation structures. Be prepared to discuss how these elements impact credit analysis and the overall market.
✨Showcase Analytical Skills
Highlight your analytical abilities by discussing past experiences where you've implemented cash flow modelling or reviewed legal transaction documents. Use specific examples to demonstrate your proficiency with advanced Excel skills.
✨Communicate Effectively
Since communication is key in this role, practice articulating your thoughts clearly and concisely. Prepare to explain complex financial concepts in simple terms, as you may need to present your analysis to various stakeholders.
✨Research Fitch Ratings
Familiarise yourself with Fitch Ratings' history, values, and recent developments in the credit ratings industry. This knowledge will not only help you answer questions but also show your genuine interest in the company and its mission.