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For Companies At a Glance
- Tasks: Analyse commercial property financings and prepare credit papers for rating committees.
- Company: Fitch Ratings is a leading provider of credit ratings and research, fostering innovation and collaboration.
- Benefits: Enjoy a small team atmosphere, continuous learning, and the chance to impact financial systems.
- Why this job: Gain expertise in European commercial real estate while working in an inclusive and dynamic environment.
- Qualifications: Strong interest in commercial property, proficiency in Excel, and excellent communication skills required.
- Other info: Join a diverse team that values creativity and offers equal opportunities for all applicants.
The predicted salary is between 28800 - 43200 £ per year.
Structured Finance is currently seeking an Analyst based out of our London office.
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. Fitch currently rates Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities, and Structured Credit. Fitch Ratings maintains surveillance on over 1,500 European structured finance transactions.
What We Offer:
- A small team within a larger department which allows you to think differently and have a tangible impact on the team’s output and performance.
- A rare opportunity to develop knowledge and technical expertise across European commercial real estate use-types in relation to the wider financial system.
- An inclusive atmosphere based on a culture of continual learning—through curiosity, outspoken debate, and collaboration—and in pursuit of the highest analytical standards.
We’ll Count on You To:
- Analyse complex commercial property financings, based on your assessment of property quality and operating performance, gleaned from valuation reports, rent rolls, income and expense statements, and, where relevant, underlying due diligence materials and site inspections.
- Model asset and liability cash-flows in rating scenarios within the scope of Fitch’s rating criteria, ensuring consistency while treating cases on their merits.
- Review relevant transaction documents and accompanying legal opinions, with a forensic eye for relevant detail regarding how commercial interests interact with complex structures.
- Prepare and present thorough written credit papers for rating committees.
- Maintain effective communication channels with debt arrangers to handle inbound enquiries, clarify project status, and discuss analytical questions/feedback in a clear and professional manner.
- Produce concise commentaries and reports publishing rating actions and credit rationale.
- Research property and debt markets for materials to support original reports and criteria development.
What You Need to Have:
- Strong interest in the European commercial property sector, preferably with knowledge of fixed income markets based on experience.
- Strengths in numeracy, critical thinking/analysis, and verbal reasoning.
- Proficiency with Microsoft Excel.
- Ability to communicate complex ideas clearly in verbal and written business English.
What Would Make You Stand Out:
- Experience in commercial real estate lending or structured finance credit risk.
- A rigorous approach to financial modelling combined with an engineering mindset.
- Curiosity and creativity to solve complex problems collaboratively.
Why Fitch?
At Fitch Group, our global perspectives and diverse culture enable us to accomplish more together. We value each team member’s contribution and encourage a free exchange of ideas. Join us to be part of building innovative solutions at Fitch.
Fitch Ratings is a leading provider of credit ratings, commentary, and research, committed to independent and prospective credit opinions that help clients make informed decisions. We are an equal opportunity employer, welcoming applicants regardless of race, color, religion, sex, national origin, disability, veteran status, sexual orientation, gender identity, or expression.
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Credit Analyst - CMBS - Analyst level - London employer: Fitch Group
Contact Detail:
Fitch Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - CMBS - Analyst level - London
✨Tip Number 1
Familiarise yourself with the European commercial property sector and current trends in fixed income markets. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Brush up on your financial modelling skills, particularly in Microsoft Excel. Being able to showcase your proficiency in creating and analysing complex models will set you apart from other candidates.
✨Tip Number 3
Prepare to discuss specific examples of how you've approached problem-solving in previous roles or projects. Highlighting your curiosity and creativity in tackling complex issues will resonate well with the hiring team.
✨Tip Number 4
Network with professionals in the structured finance and commercial real estate sectors. Engaging in conversations with industry insiders can provide valuable insights and potentially lead to referrals for the position.
We think you need these skills to ace Credit Analyst - CMBS - Analyst level - London
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Credit Analyst at Fitch. Familiarise yourself with structured finance concepts and the specific asset classes mentioned in the job description.
Tailor Your CV: Highlight relevant experience in commercial real estate lending or structured finance credit risk. Emphasise your strengths in numeracy, critical thinking, and proficiency with Microsoft Excel, as these are key skills for the role.
Craft a Compelling Cover Letter: In your cover letter, express your strong interest in the European commercial property sector. Use specific examples from your experience to demonstrate your analytical skills and ability to communicate complex ideas clearly.
Proofread Your Application: Ensure that your application is free from grammatical errors and typos. A well-written application reflects your attention to detail, which is crucial for a role that involves reviewing transaction documents and preparing credit papers.
How to prepare for a job interview at Fitch Group
✨Show Your Knowledge of the Sector
Make sure to brush up on your understanding of the European commercial property sector and fixed income markets. Being able to discuss current trends or recent developments will demonstrate your genuine interest and knowledge during the interview.
✨Demonstrate Analytical Skills
Prepare to showcase your numeracy and critical thinking skills. You might be asked to analyse a case study or provide insights based on financial data, so practice articulating your thought process clearly and logically.
✨Excel Proficiency is Key
Since proficiency in Microsoft Excel is essential for this role, be ready to discuss your experience with it. You could even mention specific functions or tools you are comfortable using, as this will highlight your technical expertise.
✨Communicate Clearly
Effective communication is crucial, especially when discussing complex ideas. Practice explaining intricate concepts in simple terms, both verbally and in writing, to ensure you can convey your thoughts clearly during the interview.
