At a Glance
- Tasks: Join our Structured Credit team as a Director-level Credit Analyst, analysing and rating financial transactions.
- Company: Fitch Ratings is a leading global credit ratings agency with over 100 years of expertise.
- Benefits: Enjoy hybrid work, comprehensive healthcare, tuition reimbursement, and generous parental leave policies.
- Why this job: Be part of a collaborative culture that values innovation and offers significant professional growth opportunities.
- Qualifications: Prior finance experience and strong analytical skills are essential; knowledge of CLOs is a plus.
- Other info: Excellent communication skills in English are required; additional European languages are desirable.
The predicted salary is between 43200 - 72000 ÂŁ per year.
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Credit Analyst – Director level – Structured Credit
Requisition ID: 48410
Business Unit: Fitch Ratings
Category: Credit Analysis & Research
Location:
London, GB
Date Posted: Jul 22, 2025
Fitch Ratings is currently seeking a Credit Analyst at Director level within the Structured Credit team based out of any SF EMEA location.
As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.
At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you\’ll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you\’ll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.
Want to learn more about a career as a credit analyst at Fitch Ratings? Visit:
About the Team
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions.
- We are currently seeking a Director level Credit Analyst to join the European Structured Finance team
- The successful candidate will be part of a team of analysts rating transactions back by mortgage loans, consumer loans and/or corporate loan including leveraged loan CLOs
- The team analyses transactions in line with Fitch’s rating criteria and provides high quality credit opinions to investors and other market participants
How You’ll Make an Impact:
- Implement default, recovery, and cash flow modelling
- On-site review of underwriting and servicing of transaction originators and CLO managers
- Preparing rating proposals for presentation to internal rating committees
- Communicating rating rationale to investors and other market participants through presale reports, presentations, and meetings
- Communicating with transaction arrangers and originators to understand asset characteristics and structural features of the transactions
- Assist in the development of criteria and supporting research
You May be a Good Fit if:
- This is a demanding and exciting role, so we are looking for highly motivated candidates
- The successful candidate should have some prior experience in finance
- Knowledge of securitisation structures and in particular CLOs would be beneficial
- Candidates will be highly numerate and analytical, with advanced Excel skills
- The role also involves analysis of legal transaction documents. While no legal background is required successful candidates should be able to review and analyse legal contracts from a credit risk perspective
What Would Make You Stand Out:
- A central element of the position is communicating your analysis, both internally and externally. Therefore, candidates should have excellent written and oral communication skills in English
- Other European languages are desirable
Why Choose Fitch:
- Hybrid Work Environment: 3 days a week in office required
- A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
- Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
- Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
- Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
- Inclusive Work Environment : A collaborative workplacewhere all voices are valued, withEmployee Resource Groups that unite and empower our colleagues around the globe
- Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community
Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest.Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.
Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluatequalified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.
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Credit Analyst - Director level - Structured Credit employer: Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group
Contact Detail:
Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - Director level - Structured Credit
✨Tip Number 1
Familiarise yourself with the latest trends in structured credit and CLOs. This will not only help you understand the market better but also allow you to engage in informed discussions during interviews, showcasing your expertise and enthusiasm for the role.
✨Tip Number 2
Network with professionals in the credit analysis field, especially those who work at Fitch Ratings or similar organisations. Attend industry events, webinars, or join relevant online forums to build connections that could provide insights or even referrals for the position.
✨Tip Number 3
Prepare to demonstrate your analytical skills through practical examples. Be ready to discuss specific projects or analyses you've conducted in the past, particularly those involving cash flow modelling or legal document analysis, as these are crucial for the role.
✨Tip Number 4
Brush up on your communication skills, both written and verbal. Since the role involves presenting complex information clearly, practice explaining technical concepts in simple terms, which will be beneficial during interviews and when discussing your analysis.
We think you need these skills to ace Credit Analyst - Director level - Structured Credit
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Credit Analyst position at Fitch Ratings. Tailor your application to highlight relevant experience in structured credit and financial analysis.
Craft a Strong CV: Your CV should clearly outline your experience in finance, particularly any work related to securitisation structures and CLOs. Use quantifiable achievements to demonstrate your analytical skills and proficiency with Excel.
Write a Compelling Cover Letter: In your cover letter, express your motivation for applying to Fitch Ratings and how your background aligns with their values. Highlight your communication skills and ability to analyse legal documents from a credit risk perspective.
Proofread Your Application: Ensure that your application is free from grammatical errors and typos. A polished application reflects your attention to detail, which is crucial for a role that involves high-quality credit analysis.
How to prepare for a job interview at Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group
✨Understand Structured Credit
Make sure you have a solid grasp of structured credit concepts, especially CLOs. Be prepared to discuss how these structures work and their implications in the market.
✨Showcase Analytical Skills
Highlight your analytical abilities during the interview. Prepare examples of how you've used data analysis in previous roles, particularly in finance, to support your decision-making.
✨Communicate Clearly
Since communication is key in this role, practice articulating your thoughts clearly and concisely. Be ready to explain complex financial concepts in simple terms, as you may need to present to various stakeholders.
✨Prepare for Technical Questions
Expect technical questions related to cash flow modelling and legal transaction documents. Brush up on relevant financial modelling techniques and be ready to discuss how you approach analysing legal contracts from a credit risk perspective.