Mandarin Credit Analyst - Corporate Banking, EMEA Loans in London

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The Skills You'll Need:

• Fluent Mandarin, with experience in Credit analysis, Loan structuring knowledge, Financial modelling

Your New Salary: Competitive

Job status: Permanent, Office based

Location: Central London

To be successful in this role our client has said it is essential that candidates:

• speak and write fluent Mandarin and English
• have Credit Analysis experience in Corporate Banking
• are happy to work 5 days in the office

What You'll be Doing:

• Credit Analysis & Application Drafting: Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of corporate borrowers. Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies. Ensure that all credit documentation aligns with the bank's risk appetite and regulatory requirements.
• Syndicated & Bilateral Loan Structuring: Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities. Develop financial models and stress testing to support credit decisions. Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.
• Client Relationship Management: Assist the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions. Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.

The Skills You'll Need to Succeed:

• Experience as a Credit Analyst within Corporate Banking/Leveraged Finance/ Risk Management Team, with certain exposure to the loan market.
• Strong understanding of Loan Market Association (LMA) practices and documentation.
• Ability to conduct due diligence and credit analysis/application independently.
• Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling.
• Familiarity with structuring and negotiating loan documentation in alignment with LMA standards.
• Proficiency in MS Office (Excel, PowerPoint).
• Strong interpersonal and communication skills, with the ability to build and maintain client relationships.
• High attention to detail and ability to work under pressure in a fast-paced environment.
• Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.
• Mandarin Speakers are preferable.
• Bachelor's degree in Finance, Economics, Accounting, or a related field.
• Professional qualifications (e.g., CFA, ACCA) are an advantage.

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

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