At a Glance
- Tasks: Conduct credit risk assessments and manage compliance checks for shipping trading.
- Company: Join a dynamic finance team in Central London with a focus on innovation.
- Benefits: Highly competitive salary, 4 days WFH per month, and professional training.
- Other info: Great opportunity for fresh graduates with a passion for analysis and compliance.
- Why this job: Kickstart your career in finance while making an impact in risk management.
- Qualifications: Mandarin fluency and a degree in business or finance-related fields.
The predicted salary is between 30000 - 40000 £ per year.
The Skills You'll Need:
- Mandarin to native level.
- Graduates with degrees (or degree level qualifications) in business administration, management, financial and accounting studies or economics.
- Excellent working knowledge of Microsoft Office, advanced Excel skills.
- Good research and analysis knowledge.
Job status: Permanent, office based with 4 days WFH allowance per month.
Location: Central London.
Report to: Risk Manager.
To be successful in this role our client has said it is essential that candidates:
- Have a degree in Business Administration, Management, Financial and Accounting Studies or Economics.
- Have strong skills in Microsoft and advanced in Excel.
- Have research and analysis knowledge.
Summary: A Graduate Credit Risk Analyst is required to learn to perform daily credit risk management tasks, and to develop and maintain a thorough understanding of risks associated with crude trading as well as shipping trading. He or she will perform credit risk management functions under the supervision of the Risk Manager.
What You'll be Doing:
- Conduct initial and ongoing compliance checks on all existing and prospective counterparties for shipping trading.
- Conduct counterparty assessments (periodic and ad hoc).
- Liaise with internal stakeholders on credit related issues.
- Prepare credit applications for local and HQ signoffs.
- Enhance internal processes and procedures in consultation with relevant departments.
- Recommend changes in credit limits/approval status for senior management approval.
- Monitor counterparty exposure and control credit status of approved counterparties.
- Maintain consistent and thorough counterparty records.
- Manage credit collateral.
The Skills You'll Need to Succeed:
- Spoken and written Mandarin to native level.
- Educated to degree level or degree level qualification, good base of knowledge on business administration, management, financial and accounting studies or economics can be advantageous.
- Excellent working knowledge of Microsoft Office, advanced Excel skills.
- Potential to gain solid understanding of counterparty risk.
The role is for fresh graduates; hence work experience is not a compulsory element, but research and analysis knowledge will make the candidate highly prepared for the programme. A deep involvement with compliance and regulatory risk mitigation is part of the role, but the candidate will receive training on the job.
Finance Job - Mandarin speaking Graduate Credit Risk Analyst - rj employer: First People Recruitment
At People First, we pride ourselves on being an excellent employer, offering a dynamic work culture that fosters growth and inclusivity. Located in the heart of Central London, our office provides a vibrant environment where Mandarin-speaking graduates can thrive in their careers as Credit Risk Analysts, with opportunities for professional development and a competitive salary package. We are committed to supporting our employees through training and mentorship, ensuring they gain valuable skills while contributing to meaningful projects in the finance sector.
StudySmarter Expert Advice🤫
We think this is how you could land Finance Job - Mandarin speaking Graduate Credit Risk Analyst - rj
✨Get Involved with Campus Finance Societies
Join your university's finance or investment society — they're a goldmine for networking, guest lectures, and career fairs. These societies often host employers looking for entry-level talent like you, so get involved and make yourself known!
✨Attend Industry Workshops and Webinars
Look for workshops and webinars focused on banking and financial services. These events not only boost your knowledge but also let you connect with industry professionals who could help you land that entry-level role at places like First People Recruitment.
✨Leverage LinkedIn for Informational Interviews
Take advantage of LinkedIn to reach out to professionals working in banking, especially those who've started in entry-level positions. Politely ask for a quick chat about their experience and any advice they might have on breaking into the field.
✨Apply Directly through Company Websites
Don't just rely on job boards. Head directly to First People Recruitment's careers page and look for their entry-level openings. They might have opportunities that aren’t advertised widely, so keep checking back for new listings!
We think you need these skills to ace Finance Job - Mandarin speaking Graduate Credit Risk Analyst - rj
Some tips for your application 🫡
Splash Your Skills on Your CV:In the banking and financial services realm, it's all about numbers and analysis. Make sure to highlight any relevant coursework, internships, or projects where you've used skills like financial modelling, data analysis, or risk assessment. Show us you can crunch those numbers!
Educational Achievements Matter:For an entry-level role, your grades and academic accomplishments are key. If you have any certifications, like CFA Level 1 or something similar, don’t forget to include them. We love seeing ambition and commitment to the industry, so flaunt those achievements!
Craft a Personal Touch in Your Cover Letter:Your cover letter is your chance to show us your enthusiasm for banking and finance! Share why you're passionate about the industry and how your studies or previous experiences have prepared you for this role. We want to see that spark and motivation!
Use the Right Format and Language:In banking, clarity is king. Use a clean, professional format for your CV and cover letter. Make sure to avoid jargon, but don’t shy away from technical terms where appropriate – just keep it all clear and easy to read. Let’s see your professionalism shine through!
How to prepare for a job interview at First People Recruitment
✨Brush Up on Your Financial Knowledge
Since you're diving into the banking and financial services industry, make sure you're up to speed with current market trends and financial concepts. Be prepared to discuss things like interest rates and investment strategies, as you might get some technical questions that gauge your understanding.
✨Show Off Your Analytical Skills
Analytical skills are key in banking, so be ready to showcase how you've used them in your studies or any relevant projects. Prepare to tackle case studies or hypothetical financial scenarios during the interview that require you to analyse data and make informed decisions.
✨Demonstrate Your Team Spirit
As this is an entry-level role, they’ll likely look for how well you can collaborate and fit into their team. Think of examples from group projects or internships where you successfully worked with others. It'll help show that you're keen to learn and grow in a team-oriented environment.
✨Prepare Thoughtful Questions
Approach your interview with curiosity! Prepare insightful questions that reflect your knowledge of the industry, such as asking about the latest technology being implemented in their services. It shows you're genuinely interested in the company's operations and future.
