At a Glance
- Tasks: Lead credit risk assessments and ensure compliance with policies in a dynamic banking environment.
- Company: Join a leading banking firm in London focused on innovation and teamwork.
- Benefits: Competitive salary up to £120k, office-based role, and opportunities for professional growth.
- Why this job: Make a significant impact in the commodities sector while utilising your Mandarin skills.
- Qualifications: Fluency in Mandarin, credit analysis experience, and strong leadership skills required.
The predicted salary is between 84000 - 120000 £ per year.
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Your New Job Title: Mandarin speaking Head of Credit
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The Skills You\’ll Need: Mandarin, credit analyst, credit risk, team management, ACCA/CIMA
Your New Salary: up to £120k, depending on experience
Office based
To be successful in this role our client has said it is essential that candidates:
- are fluent in Mandarin Chinese
- have credit analysis or credit risk experience in commodity sector
If that means this job isn’t a match for you please view our other vacancies for one that may be a better fit.
What You\’ll be Doing:
- Ensure compliance with the credit risk policies and procedures and ensure that a sound environment for granting, measuring, monitoring and controlling credit risk is in place.
- Enhance the strategy, policies and procedures of Credit Risk to support the organisational business strategy and to ensure adherence to best practice.
- Perform credit assessment and review (quantitative and qualitative) of potential and current clients/counterparties including corporates, financial institutions, CCPs and State Owned Enterprises.
- Present credit risk assessments and recommendations to the Credit Committee for approval.
- Monitor client exposure against various limits and initiate risk mitigation action against any breaches as per credit policy and procedure.
- Maintain and update credit record/documentation of clients, including financials, approved limits, review decisions etc.
- Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operation.
- Maintain continual focus on market methodological developments with regard to portfolio credit risk measurement techniques and ensure adoption of relevant techniques where appropriate.
- Continual focus on global macro-economic environment with understanding of specific country factors and impact of those factors on the credit risk assessment with regard to clients and counterparties incorporated or operating in those countries.
- Embed group credit risk related policies and procedures to local process.
- Support the Head of Risk for risk management activities in market risk, liquidity risk and operational risk
- Perform the below with the support of the risk analysts: annual risk policy reviews, organising and attending credit committee and risk management committee, new product launch and post launch evaluation etc.
- Other ad hoc duties as assigned by the management.
The Skills You\’ll Need to Succeed:
- Proven track record in corporate credit analysis experience, including profit and loss, balance sheet and cash flow analysis
- Leadership skills in leading a credit team within a dynamic environment to quickly resolve issues
- Track record in compiling researched credit assessments with sound conclusions
- Experience of reviewing clients that operate in the commodities sector
- Understanding inherent risk in granting credit lines for IM and VM requirements for clients
- Strong report writing skills and ability to consolidate large amounts of qualitative and quantitative data
- Ability to communicate effectively in a manner appropriate to the audience from junior level colleagues, to senior management as well as a diverse external client base
- Proven mentoring skills to develop junior members of staff
- Good MS Excel and Word skills
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We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.
People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.
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Banking Job - Mandarin speaking Head of Credit - London - wm employer: First People Recruitment
Contact Detail:
First People Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Banking Job - Mandarin speaking Head of Credit - London - wm
✨Tip Number 1
Network like a pro! Connect with industry professionals on LinkedIn and join relevant groups. Engaging in conversations can lead to job opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Tailor your answers to reflect how your skills, especially in credit analysis and Mandarin, align with their needs.
✨Tip Number 3
Practice your interview skills with a friend or mentor. Mock interviews can help you feel more confident and articulate when discussing your experience in credit risk management.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources and tips to help you land that dream job, so make sure you check it out.
We think you need these skills to ace Banking Job - Mandarin speaking Head of Credit - London - wm
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Mandarin speaking Head of Credit. Highlight your credit analysis experience and any leadership roles you've had. We want to see how your skills match what we're looking for!
Show Off Your Mandarin Skills: Since fluency in Mandarin is a must, don’t forget to showcase your language skills prominently. Whether it’s in your CV or cover letter, let us know how you’ve used your Mandarin in a professional setting.
Be Clear and Concise: When writing your application, keep it clear and to the point. We appreciate well-structured documents that get straight to the heart of your qualifications and experiences. Avoid fluff – we want the good stuff!
Apply Through Our Website: For the best chance of success, make sure to apply through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, you can check out other opportunities while you’re there!
How to prepare for a job interview at First People Recruitment
✨Brush Up on Your Mandarin
Since this role requires fluency in Mandarin, make sure you practice speaking and writing in the language. Prepare to discuss your experience in credit analysis or risk management in Mandarin, as it will show your confidence and capability.
✨Know Your Credit Risk Policies
Familiarise yourself with the credit risk policies and procedures relevant to the commodities sector. Be ready to discuss how you've ensured compliance in previous roles and how you would enhance these strategies in your new position.
✨Showcase Your Leadership Skills
Prepare examples of how you've successfully led a credit team in a dynamic environment. Highlight specific instances where you resolved issues quickly and effectively, as this will demonstrate your ability to manage and mentor junior staff.
✨Prepare for Technical Questions
Expect questions that assess your understanding of credit assessments, including profit and loss, balance sheet, and cash flow analysis. Brush up on your report writing skills and be ready to consolidate qualitative and quantitative data into clear conclusions.