At a Glance
- Tasks: Lead and manage various commercial loans while building strong customer relationships.
- Company: Join First Financial, a dynamic organisation committed to your growth and success.
- Benefits: Enjoy a collaborative workplace with opportunities for professional development and innovation.
- Why this job: Be part of a team that values diversity, empowerment, and making impactful decisions.
- Qualifications: Bachelor's degree in finance or related field and six years of banking experience required.
- Other info: Ag lending experience preferred; proficiency in Microsoft Office is essential.
The predicted salary is between 72000 - 108000 £ per year.
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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Job Description:
Office Location:
Hereford, Texas, United States
SCOPE/CONTACTS:
Incumbent is responsible for the making and servicing of a variety of loans for commercial customers including but not limited to: secured and unsecured, capital, equipment, real estate, interim construction, personal, small business administration, and working capital loans. Must evaluate each loan for profitability and proper structuring to protect the Bank\’s interests and must make decisions that merit serious consideration; decisions that could be costly to the Bank if in error. This position requires performance of business development activities within commercial business market area and heavy customer contacts. Incumbent should have excellent communication and human relation skills and attend a variety of social situations in representing the Bank.
ESSENTIAL FUNCTIONS:
- Make and service all types of Commercial and Real Estate loans either personally or in conjunction with other officers.
- Provide guidance to customers to ensure their banking needs are met.
- Promote the services and profitability of the Bank.
- Develop new business to ensure a constant increase in loans and income to the Bank.
- Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.
MINIMUM QUALIFICATIONS:
- Ag Lending Experience Preferred
- The incumbent must have a bachelor’s degree in accounting, finance, or related would be an advantage,
- Six years of previous banking experience.
- Proficiency in Microsoft Word, Excel, and related computer applications is also required.
- Incumbent must be able to work with limited supervision.
- Professional demeanor as well as effective oral communication and interpersonal skills are essential.
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VP Commercial Lender employer: First Financial Bankshares
Contact Detail:
First Financial Bankshares Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land VP Commercial Lender
✨Tip Number 1
Network with professionals in the banking and finance industry, especially those who have experience in commercial lending. Attend local business events or join relevant online forums to connect with potential colleagues and mentors who can provide insights into the role.
✨Tip Number 2
Familiarise yourself with the latest trends in commercial lending and financial services. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving industry.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully developed new business or managed customer relationships in previous roles. Highlighting your achievements in these areas will show that you can contribute to the bank's growth.
✨Tip Number 4
Research First Financial Family thoroughly, including their values and culture. Tailor your conversations and questions during networking or interviews to reflect your understanding of their mission and how you can align with it.
We think you need these skills to ace VP Commercial Lender
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in commercial lending and banking. Emphasise your skills in evaluating loans, business development, and customer service, as these are crucial for the VP Commercial Lender role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the banking industry and your passion for helping customers. Mention specific examples of how you've successfully developed new business or improved customer relations in previous roles.
Highlight Relevant Qualifications: Clearly state your educational background, especially if you have a degree in accounting, finance, or a related field. Also, include any certifications or training that relate to commercial lending or banking.
Showcase Soft Skills: Since excellent communication and interpersonal skills are essential for this position, provide examples in your application that demonstrate your ability to build relationships and work collaboratively with clients and colleagues.
How to prepare for a job interview at First Financial Bankshares
✨Showcase Your Banking Experience
Make sure to highlight your previous banking experience, especially in commercial lending. Be prepared to discuss specific loans you've managed and how you evaluated their profitability.
✨Demonstrate Communication Skills
Since this role requires excellent communication and interpersonal skills, practice articulating your thoughts clearly. Consider examples where you've successfully interacted with clients or resolved conflicts.
✨Understand the Company Culture
Research First Financial's values and culture. Be ready to explain how your personal values align with theirs and how you can contribute to their collaborative and innovative environment.
✨Prepare for Business Development Questions
Expect questions about your approach to business development. Think of strategies you've used in the past to generate new business and be ready to share your ideas on how to increase loans and income for the bank.