Technical Lead - Cards

First Circle is a fast-growing, profitable, credit‑led SME NeoBank in the Philippines whose shareholders include the World Bank Group (IFC). Today, our Business Credit Line and Business Bank Accounts are used by thousands of SMEs to grow and run their business. Our product velocity has accelerated — in the next few months we’ll release SME Corporate Cards, Payroll, Invoices, and Solar Financing — redefining the SME NeoBank category through software, financial products, and exceptional risk models.

Our culture emphasises building, problem solving, ownership, and personal & professional growth. We balance a collegiate atmosphere with free & direct communication which enables us to move very quickly and avoid politics or toxicity. Our team continues to level up quickly, necessary for business to compound more than 100% per year, which we achieve through individual growth and bar‑raiser hiring.

As we enter the next phase of growth, we’re hiring an exceptional .NET lead engineer with a track record of excellence to lead the build of one of our most key products, Cards.

What’s different about engineering at First Circle? Building in developing markets like the Philippines presents unique challenges, given the state of digital infrastructure. We are building virtually everything in-house, which is not easy, but it’s a lot of fun. We have a track record of solving seemingly impossible problems that defeated many other start‑ups, and the opportunity ahead remains enormous.

We already have a core product that customers love - this is a unique opportunity to do zero‑to‑one building in a company that has already got a track record of delivering great things.

Our exceptional engineering team: we love working together – no politics, just building, maintaining high standards, and having fun whilst we do it.

• Natural creator and problem solver who loves critical thinking.
• You will not be expected to get it right every time, but you will always be asked to justify your thinking.
• 7+ years minimum professional experience working with .NET.
• Prior experience with a Cards or Fintech product essential.
• The ability and desire to consistently produce excellent work, individually and as part of a team.
• Mindset of personal growth, and a best‑in‑class work ethic.

We don’t have a fixed budget for the role. When we find the right person, we will pay them competitively vs their market rate. Macbooks, health insurance, training budgets and more! Flexible working arrangements including remote work. Optional travel to South‑east Asia.