At a Glance
- Tasks: Support underwriting decisions and gain hands-on experience in insurance risk assessment.
- Company: Join 1st Central, a leading UK motor and home insurer with a people-first approach.
- Benefits: Flexible hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Collaborative team environment with excellent career development opportunities.
- Why this job: Make a real impact in the insurance industry while developing your skills.
- Qualifications: Interest in underwriting and strong analytical skills are a plus.
The predicted salary is between 30000 - 40000 £ per year.
At 1st Central, everything starts with our people. As one of the UK’s leading motor and home insurers, we use smart technology, data and great service to make insurance fast, fair and simple for over 1.4 million customers. We’re looking for an Associate Technical Underwriter to join our Underwriting & Assurance Team as a key contributor to our underwriting approach, performance monitoring, and regulatory compliance.
In this role, you’ll gain hands‑on experience building your knowledge of insurance risks, underwriting rules and regulatory requirements while supporting underwriting decisions, ensuring consistency and accuracy, maintaining controls, and contributing to projects across the team. We support flexible hybrid working – teams are based across Salford Quays (Manchester) and Haywards Heath (West Sussex). We primarily work from home but value collaboration, typically meeting in person once a month.
Core Skills- Analytical thinking & problem solving
- Industry or customer‑focused experience (insurance, finance or regulated environment)
- Technical aptitude – quick learning of technical information
- Attention to detail & accuracy
- Organisational & time‑management
- IT & digital proficiency, including Excel and emerging AI tools
- Support the application of home underwriting criteria and rules in line with company risk appetite.
- Assist in reviewing underwriting decisions, referrals and queries, ensuring they are accurate, consistent and in line with policy and regulation.
- Develop a good understanding of core underwriting principles, pricing concepts and data usage.
- Work closely with senior team members to develop technical expertise.
- Assist in maintaining and updating underwriting documentation.
- Support review and continuous improvement of underwriting rules and criteria.
- Analyse data to identify trends, support insights and recommendations, and test underwriting rules and systems.
- Develop understanding of key regulatory requirements, including FCA rules, Consumer Duty and Treating Customers Fairly (TCF).
- Build effective working relationships with pricing, claims, customer‑facing teams and operations.
- Develop awareness of emerging market trends and changes to underwriting practices.
- Background experience in insurance, finance or a customer‑focused role (desirable but not essential).
- Interest in underwriting, risk assessment or data‑driven decision making.
- Basic understanding of insurance principles, risk and underwriting concepts.
- Willingness to develop knowledge of the UK insurance market and regulatory requirements.
- Strong analytical and problem‑solving skills.
- Ability to learn and apply technical information.
- High level of attention to detail and accuracy.
- Strong organisational and time‑management skills.
- Proficient IT skills.
- Effective written and verbal communication skills.
- Eagerness to learn and develop.
- Positive and proactive attitude.
- Collaborative and team‑oriented.
- Takes ownership of tasks and responsibilities.
Build your future in underwriting with hands‑on experience, real impact, and great people.
Associate Technical Underwriter in Manchester employer: First Central Services UK Ltd
At 1st Central, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and collaboration. As an Associate Technical Underwriter, you will benefit from flexible hybrid working arrangements, hands-on experience in the insurance sector, and the opportunity to develop your technical expertise alongside supportive colleagues in our vibrant Salford Quays office. Join us to make a meaningful impact while enjoying a rewarding career in one of the UK's leading insurers.
Contact Details:
First Central Services UK Ltd Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Associate Technical Underwriter in Manchester
✨Dive into Insurance Networking Events
Get your foot in the door by attending local insurance networking events or job fairs. These gatherings are perfect for us to meet potential employers in a casual setting, and you might just find a great connection to help land that entry-level role!
✨Join Online Insurance Communities
Hop onto platforms like LinkedIn or specialised forums centred on insurance. Engage with discussions, ask questions, and showcase your eagerness to break into the industry. This visibility can make you stand out to hiring managers scouring these spaces for fresh talent.
✨Leverage University Resources
If you're fresh out of uni, make sure to utilise your university’s career services. They can connect us with companies looking for entry-level candidates, often before jobs are even advertised. Keep an eye on internship opportunities, as they can lead to full-time positions down the line!
✨Apply Directly Through Us!
Don't forget to check our website for any entry-level openings at First Central Services UK Ltd! Applying directly can give you a better chance to showcase your enthusiasm and passion for the insurance field, plus, it shows you’re keen to take the initiative.
We think you need these skills to ace Associate Technical Underwriter in Manchester
Some tips for your application 🫡
Show Your Customer Service Skills:In the insurance industry, customer service is key! Highlight any experience you have in dealing with clients or customers, whether it's through a part-time job or volunteer work. Remember, we love seeing your potential to communicate effectively and empathise with clients in your application!
Tailor Your CV to Insurance Basics:When crafting your CV, don't forget to include any relevant courses or certifications you've taken in insurance or finance. If you've studied topics related to risk assessment or policy management, mention those! It shows us you're serious about getting into the insurance game.
Craft a Compelling Cover Letter:For entry-level roles, your cover letter is your chance to shine! Share why you're passionate about insurance and how you’re eager to learn and grow in this field. We want to see that you're genuinely excited about building your career with First Central Services UK Ltd!
Highlight Your Analytical Mindset:Insurance is all about assessing risks and understanding numbers. Make sure to mention any coursework or experience you have with data analysis or critical thinking. Even if it’s from school projects or personal interests, we want to see that you can think analytically!
How to prepare for a job interview at First Central Services UK Ltd
✨Know Your Basics: The Insurance Fundamentals
Understand the core concepts of insurance, such as risk assessment, underwriting, and claims processes. This knowledge will help us demonstrate our familiarity with the industry and prepare us for any technical questions that might pop up during the interview.
✨Prepare for Behavioural Questions
Insurance companies love behavioural interviews! We should think about times we've shown teamwork, problem-solving, and customer service skills. Reflecting on specific experiences will help us come across as reliable candidates who can handle the challenges of the role.
✨Show Enthusiasm for Learning
As this is an entry-level position, it's crucial to express our eagerness to learn and grow within the company. Employers like First Central Services UK Ltd want to see that we're enthusiastic about diving into the insurance world and building our knowledge base over time.
✨Research Industry Trends
Staying updated on the latest trends in the insurance sector, like digital transformation and regulatory changes, can set us apart. Mentioning these trends during the interview shows that we’re engaged and have a forward-thinking mindset, aligning well with the company’s goals.
