At a Glance
- Tasks: Manage the lending process, prepare credit proposals, and liaise with stakeholders.
- Company: Join a thriving commercial property lender in Liverpool that values innovation and employee growth.
- Benefits: Enjoy hybrid working, generous holidays, and a rewarding bonus scheme.
- Why this job: Advance your career in a supportive environment where your contributions truly matter.
- Qualifications: Experience in underwriting or related fields with strong attention to detail required.
- Other info: Opportunity to represent the company at industry events and build valuable relationships.
The predicted salary is between 28000 - 42000 £ per year.
Are you ready to take your underwriting career to the next level? Our client, a thriving commercial property lender based in Liverpool, is on the lookout for a Mortgage Underwriter to join their dynamic team. This well-established company is renowned for creating a supportive environment where staff are encouraged to share ideas and are given the tools to grow and advance.
With a salary ranging from £35,000+ (DOE), this role offers a fantastic opportunity to be part of a company that values its employees. Enjoy the flexibility of hybrid working, a generous holiday package with the option to buy or sell leave, and a bonus scheme that rewards your hard work.
As a Mortgage Underwriter, you will:
- Manage the entire lending process from application to drawdown, including underwriting and due diligence.
- Prepare detailed credit proposals for the Credit Committee.
- Ensure all loan conditions are met throughout the drawdown process.
- Underwrite loans against agreed lending criteria.
- Handle broker calls and manage customer expectations.
- Liaise with internal departments and external parties to manage the lending process.
- Work closely with the Head of Underwriting to progress cases to completion.
- Coordinate with Valuation Panels and Monitoring Surveyors for quotes and inspections.
- Maintain CRM records and ensure client/broker details are accurate.
- Build and maintain effective relationships with stakeholders.
The Mortgage Underwriter role comes with a comprehensive package, including:
- Annual salary of £35,000+ (DOE)
- Quarterly and annual bonus scheme.
- 25 days holiday plus additional days for years of service.
- Option to buy or sell annual leave.
- Flexible hybrid working arrangement.
- Free car parking facilities.
The ideal Mortgage Underwriter will have:
- Experience in underwriting within the commercial property or land sector.
- High accuracy and attention to detail.
- Strong organisational and time management skills.
- Excellent customer service skills.
- Ability to represent the business at hospitality and industry events.
If you have experience as a Loan Underwriter, Credit Analyst, Mortgage Underwriter, Risk Analyst, or Lending Officer, this Senior Underwriter role could be perfect for you. Your skills and expertise will be highly valued in this position.
If you're looking for an exciting opportunity to advance your career as a Senior Underwriter with a supportive and innovative company, this could be the perfect role for you. Don't miss out on the chance to join a business that truly values its employees. Apply today!
Mortgage Underwriter employer: Fintelligent
Contact Detail:
Fintelligent Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends and regulations in the commercial property lending sector. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a fast-paced industry.
✨Tip Number 2
Network with professionals in the mortgage underwriting field, especially those who work in commercial property. Attend industry events or join relevant online forums to build connections that could lead to referrals or insider information about the role.
✨Tip Number 3
Prepare to discuss specific examples from your past experience that showcase your attention to detail and organisational skills. Be ready to explain how you've successfully managed the lending process and handled broker calls in previous roles.
✨Tip Number 4
Research the company culture of the lender you're applying to. Understanding their values and work environment will help you tailor your approach and show how you can contribute positively to their team.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting, particularly within the commercial property or land sector. Use specific examples to demonstrate your skills in managing the lending process and attention to detail.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention how your previous experiences align with the responsibilities of a Mortgage Underwriter and express your enthusiasm for contributing to their supportive environment.
Highlight Key Skills: In your application, emphasise your strong organisational and time management skills, as well as your excellent customer service abilities. These are crucial for managing broker calls and liaising with various stakeholders.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application reflects your attention to detail, which is essential for a Mortgage Underwriter role.
How to prepare for a job interview at Fintelligent
✨Know Your Underwriting Basics
Make sure you brush up on your underwriting knowledge, especially in the commercial property sector. Be prepared to discuss specific lending criteria and how you would approach different scenarios during the interview.
✨Showcase Your Attention to Detail
As a Mortgage Underwriter, accuracy is key. Bring examples of how you've maintained high standards in your previous roles, and be ready to explain how you ensure all loan conditions are met throughout the drawdown process.
✨Demonstrate Strong Communication Skills
You'll need to liaise with various stakeholders, so practice articulating your thoughts clearly. Prepare to discuss how you've effectively managed broker calls and customer expectations in past positions.
✨Highlight Your Organisational Skills
Time management is crucial in this role. Be ready to share strategies you've used to manage multiple cases simultaneously and how you keep track of CRM records to ensure accuracy.