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- Tasks: Review and underwrite second charge mortgage applications while ensuring fair lending decisions.
- Company: Dynamic financial organisation based in Manchester, committed to innovation and inclusivity.
- Benefits: Competitive salary of £32,500 plus bonus, hybrid work, and up to 25 days annual leave.
- Why this job: Join a forward-thinking company and make a real impact in the financial sector.
- Qualifications: 12 months experience in loan processing or related roles with strong attention to detail.
- Other info: Career progression opportunities and support for your CeMAP qualification.
The predicted salary is between 26000 - 39000 £ per year.
Are you ready to take your career to the next level as a Second Charge Mortgage Underwriter? Our client, a dynamic company based in the heart of Manchester, is seeking a talented individual to join their team. This is a fantastic opportunity to join a leading financial organisation that challenges traditional lending, delivering tailored solutions that truly fit each customer’s circumstances.
With a basic salary of £32,500 plus bonus, this role offers a competitive bonus structure and a host of benefits. Enjoy career progression opportunities, including a pathway to Mortgage Advice roles, and support for your CeMAP qualification. Plus, benefit from a healthy work‑life balance with up to 25 days of annual leave, bank holidays, and no weekend work.
Our client is a forward‑thinking company committed to empowering individuals through innovative and purpose‑driven financial solutions. As a Certified B Corp, they value creativity, innovation, and collaboration, ensuring a supportive and inclusive environment for all employees.
As a Second Charge Mortgage Underwriter, you will play a crucial role in managing loan applications:
- Review and underwrite second charge mortgage applications in line with company policies.
- Verify documentation and request additional information as needed.
- Update customer records with precision.
- Assess applicants’ circumstances to ensure fair lending decisions.
- Communicate clearly with customers and stakeholders.
- Meet KPIs and performance targets.
Package and Benefits:
- Annual salary of £32,500 plus bonus.
- Competitive bonus structure which offers a strong overall earning potential.
- No weekends.
- Hybrid working pattern.
- Career progression opportunities, including a pathway to Mortgage Advice roles.
- Support for CeMAP qualification.
- Up to 25 days’ annual leave plus bank holidays.
- Healthcare cash plan and a contributory pension matched up to 5%.
About You:
- At least 12 months’ experience in assessing or processing loan applications.
- Proven ability to thrive in a fast‑paced, KPI‑driven environment.
- Strong track record of meeting quality standards with high application volumes.
- Excellent attention to detail and data accuracy.
- Effective communication skills and problem‑solving abilities.
If you have experience as a Loan Processor, Credit Analyst, Mortgage Advisor, Loan Officer, or Financial Second Charge Mortgage Underwriter, you might find this Second Charge Mortgage Underwriter role particularly appealing. Your skills and expertise could be a perfect match for this exciting opportunity. If you are passionate about making a difference in the financial sector and have the skills to excel as a Second Charge Mortgage Underwriter, this could be the perfect role for you. Take the next step in your career and apply today!
Second Charge Mortgage Underwriter - Payouts in Manchester employer: Fintelligent
Contact Detail:
Fintelligent Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Second Charge Mortgage Underwriter - Payouts in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their values. Tailor your answers to show how your experience aligns with their mission, especially around creativity and collaboration.
✨Tip Number 3
Practice your communication skills! As an Underwriter, you'll need to convey complex information clearly. Mock interviews with friends or using online resources can help you nail this.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Second Charge Mortgage Underwriter - Payouts in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Second Charge Mortgage Underwriter role. Highlight your experience in assessing loan applications and any relevant skills that match the job description. We want to see how you can fit into our dynamic team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a great fit. Don’t forget to mention your interest in innovative financial solutions – it’s what we’re all about at StudySmarter!
Showcase Your Attention to Detail: As an Underwriter, attention to detail is key. In your application, provide examples of how you've maintained accuracy in high-pressure environments. We love seeing candidates who can demonstrate their meticulous nature!
Apply Through Our Website: We encourage you to apply directly through our website for the best chance of success. It’s super easy, and you’ll be able to keep track of your application status. Plus, we’re excited to see your application come through!
How to prepare for a job interview at Fintelligent
✨Know Your Stuff
Make sure you brush up on your knowledge of second charge mortgages and the underwriting process. Familiarise yourself with common terms and practices in the industry, as well as the specific policies of the company you're interviewing with. This will show that you're serious about the role and ready to hit the ground running.
✨Showcase Your Experience
Prepare to discuss your previous experience in assessing or processing loan applications. Be ready to share specific examples of how you've met KPIs and maintained quality standards in a fast-paced environment. This will help demonstrate that you have the skills needed for the job.
✨Communicate Clearly
Effective communication is key in this role, so practice articulating your thoughts clearly and concisely. Think about how you would explain complex information to customers or stakeholders. This will not only help you in the interview but also in your future role as an underwriter.
✨Ask Insightful Questions
Prepare some thoughtful questions to ask at the end of your interview. Inquire about the company's approach to innovation in lending or how they support career progression. This shows your genuine interest in the company and helps you assess if it's the right fit for you.
