At a Glance
- Tasks: Manage the lending process for property development loans and conduct due diligence.
- Company: Join a leading specialist property lender redefining the future of property finance.
- Benefits: Enjoy a competitive salary, generous holiday allowance, and hybrid work options.
- Why this job: Be part of a collaborative culture focused on professional growth and industry change.
- Qualifications: Experience in heavy refurb or development finance; strong communication and organisational skills required.
- Other info: Ideal for those interested in credit risk, lending management, or property finance roles.
The predicted salary is between 60000 - 70000 £ per year.
Are you ready to take the next step in your career as a Senior Underwriter within specialist Real Estate Lending? Our client, a leading specialist property lender, is seeking a talented individual to join their dynamic Lending & Portfolio team. With a focus on linking developers with the finance and expertise they need, this is your chance to be part of a company that is redefining the future of property finance.
This role offers a competitive salary of £60,000 to £70,000 per year, depending on experience. You will enjoy an encouraging and collaborative work environment with opportunities for professional growth. Plus, benefit from a generous holiday allowance and a range of employee perks designed to enhance your work-life balance.
Our client is at the forefront of property lending, combining deep industry knowledge with cutting-edge technology to deliver efficient and reliable funding solutions. With over a decade of experience, the company is invested in driving industry change and helping developer success. They pride themselves on their collaborative culture and continuous improvement mindset.
In the role of Senior Underwriter you will:
- Manage the end-to-end lending process for property development loans.
- Conduct thorough due diligence and apply commercial judgement.
- Prepare and present credit papers to the Investment Committee.
- Liaise with solicitors and stakeholders to facilitate loan completions.
- Help Business Development Managers with loan structuring.
- Collaborate with Portfolio Managers for smooth handovers and risk management.
- Manage valuations, legal reports, and related documentation.
- Maintain accurate records on lending platforms and CRM.
- Contribute to improvements in lending processes and controls.
The Senior Underwriter will enjoy:
- Annual salary of £60,000 - £70,000 per annum.
- Holiday purchase scheme up to 5 additional days each year.
- Company pension matching up to 5%.
- Employee Share Option Scheme.
- Life Insurance at 3x salary.
- Hybrid work pattern with 3 days on-site.
The ideal Senior Underwriter will have:
- Experience ideally within heavy refurb or ground up development finance.
- We will consider underwriting experience in bridging & a keen aptitude to learn.
- Strong knowledge of credit risk and underwriting processes.
- Excellent stakeholder management and communication skills.
- Detail-focused with strong organisational ability.
- Proficiency with CRM systems, lending platforms, and Microsoft Office.
- Understanding of FCA regulations and compliance requirements.
- Interest in process improvement and system optimisation is a plus.
If you have experience or interest in roles such as Credit Risk Analyst, Lending Manager, Property Finance Specialist, Underwriting Manager, or Development Finance Officer, this opportunity as a Senior Underwriter could be the perfect fit for you.
If you are an ambitious professional ready to make a significant impact in the property finance sector, this Senior Underwriter position is your chance to shine. Apply now to join a forward-thinking company and take your career to new heights.
Senior Underwriter - Heavy Refurb Development Finance in Birmingham employer: Fintelligent Search
Contact Detail:
Fintelligent Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter - Heavy Refurb Development Finance in Birmingham
✨Tip Number 1
Network with professionals in the property finance sector, especially those who have experience in heavy refurb or development finance. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the company culture.
✨Tip Number 2
Familiarise yourself with the latest trends and technologies in property lending. Being knowledgeable about cutting-edge solutions can set you apart during discussions and demonstrate your commitment to continuous improvement.
✨Tip Number 3
Prepare to discuss specific examples of your experience with credit risk and underwriting processes. Think about how you've successfully managed stakeholder relationships and contributed to process improvements in your previous roles.
✨Tip Number 4
Showcase your understanding of FCA regulations and compliance requirements during your interactions. This knowledge is crucial for a Senior Underwriter role and will highlight your readiness to take on the responsibilities of the position.
We think you need these skills to ace Senior Underwriter - Heavy Refurb Development Finance in Birmingham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in heavy refurb or development finance. Emphasise your underwriting skills, stakeholder management, and any specific achievements that align with the job description.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for property finance and your understanding of the role. Mention how your background and skills make you a perfect fit for the Senior Underwriter position.
Highlight Relevant Skills: In your application, focus on key skills such as credit risk assessment, organisational abilities, and proficiency with CRM systems. Use specific examples to demonstrate your expertise in these areas.
Showcase Continuous Improvement Mindset: Mention any experiences where you've contributed to process improvements or system optimisation. This aligns well with the company's focus on continuous improvement and can set you apart from other candidates.
How to prepare for a job interview at Fintelligent Search
✨Showcase Your Industry Knowledge
Make sure to demonstrate your understanding of the property finance sector, especially in heavy refurb and development finance. Be prepared to discuss recent trends and how they might impact lending decisions.
✨Prepare for Technical Questions
Expect questions that assess your knowledge of credit risk and underwriting processes. Brush up on relevant FCA regulations and compliance requirements to show you’re well-versed in the necessary guidelines.
✨Highlight Stakeholder Management Skills
Since the role involves liaising with various stakeholders, be ready to provide examples of how you've successfully managed relationships in previous roles. This will showcase your communication skills and ability to collaborate effectively.
✨Demonstrate a Detail-Oriented Approach
As an underwriter, attention to detail is crucial. Prepare to discuss how you ensure accuracy in documentation and records management, and share any experiences where your organisational skills made a significant difference.