At a Glance
- Tasks: Manage the lending process, prepare credit proposals, and liaise with stakeholders.
- Company: Join a thriving commercial property lender in Liverpool that values innovation and employee growth.
- Benefits: Enjoy hybrid working, generous holidays, and a rewarding bonus scheme.
- Why this job: Advance your career in a supportive environment where your contributions are truly valued.
- Qualifications: Experience in underwriting, strong attention to detail, and excellent customer service skills required.
- Other info: Perfect for those with backgrounds as Loan Underwriters or Credit Analysts.
The predicted salary is between 28000 - 42000 £ per year.
Are you ready to take your underwriting career to the next level? Our client, a thriving commercial property lender based in Liverpool, is on the lookout for a Mortgage Underwriter to join their dynamic team. This well-established company is renowned for creating a supportive environment where staff are encouraged to share ideas and are given the tools to grow and advance. With a salary ranging from £35,000+ (DOE), this role offers a fantastic opportunity to be part of a company that values its employees. Enjoy the flexibility of hybrid working, a generous holiday package with the option to buy or sell leave, and a bonus scheme that rewards your hard work.
As a Mortgage Underwriter, you will:
- Manage the entire lending process from application to drawdown, including underwriting and due diligence.
- Prepare detailed credit proposals for the Credit Committee.
- Ensure all loan conditions are met throughout the drawdown process.
- Underwrite loans against agreed lending criteria.
- Handle broker calls and manage customer expectations.
- Liaise with internal departments and external parties to manage the lending process.
- Work closely with the Head of Underwriting to progress cases to completion.
- Coordinate with Valuation Panels and Monitoring Surveyors for quotes and inspections.
- Maintain CRM records and ensure client/broker details are accurate.
- Build and maintain effective relationships with stakeholders.
The Mortgage Underwriter role comes with a comprehensive package, including:
- Annual salary of £35,000+ (DOE)
- Quarterly and annual bonus scheme.
- 25 days holiday plus additional days for years of service.
- Option to buy or sell annual leave.
- Flexible hybrid working arrangement.
- Free car parking facilities.
The ideal Mortgage Underwriter will have:
- Experience in underwriting within the commercial property or land sector.
- High accuracy and attention to detail.
- Strong organisational and time management skills.
- Excellent customer service skills.
- Ability to represent the business at hospitality and industry events.
If you have experience as a Loan Underwriter, Credit Analyst, Mortgage Underwriter, Risk Analyst, or Lending Officer, this Senior Underwriter role could be perfect for you. Your skills and expertise will be highly valued in this position. If you're looking for an exciting opportunity to advance your career as a Senior Underwriter with a supportive and innovative company, this could be the perfect role for you. Don't miss out on the chance to join a business that truly values its employees. Apply today!
Alternatively please call Jenni on 01614166135 for more information.
Contact Detail:
Fintelligent Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends and regulations in the commercial property lending sector. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a fast-paced industry.
✨Tip Number 2
Network with professionals in the mortgage underwriting field, especially those who work in commercial property. Attend industry events or join relevant online forums to connect with potential colleagues and learn more about the company culture.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed the lending process in your previous roles. Highlight your attention to detail and organisational skills, as these are crucial for a Mortgage Underwriter.
✨Tip Number 4
Research the company’s values and recent achievements. Being able to articulate why you want to work for them and how you align with their mission can set you apart from other candidates during the interview process.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in underwriting, particularly within the commercial property or land sector. Use specific examples to demonstrate your accuracy, attention to detail, and organisational skills.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention how your skills align with the job description and express your interest in contributing to their supportive environment.
Highlight Relevant Skills: In your application, emphasise your customer service skills and ability to manage relationships with stakeholders. Provide examples of how you've successfully handled broker calls or managed customer expectations in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Mortgage Underwriter.
How to prepare for a job interview at Fintelligent Search
✨Know Your Underwriting Basics
Make sure you brush up on your underwriting knowledge, especially in the commercial property sector. Be prepared to discuss specific lending criteria and how you would approach different scenarios during the interview.
✨Showcase Your Attention to Detail
As a Mortgage Underwriter, accuracy is key. Bring examples of how you've maintained high standards in your previous roles, and be ready to explain how you ensure all loan conditions are met throughout the drawdown process.
✨Demonstrate Strong Communication Skills
You'll need to handle broker calls and manage customer expectations, so practice articulating your thoughts clearly. Think of instances where you've successfully liaised with internal departments or external parties to resolve issues.
✨Highlight Your Organisational Skills
With multiple cases to manage, strong organisational skills are essential. Prepare to discuss how you prioritise tasks and manage your time effectively, especially when coordinating with Valuation Panels and Monitoring Surveyors.