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- Tasks: Review and underwrite second charge mortgage applications while ensuring fair lending decisions.
- Company: Dynamic financial organisation based in Manchester, committed to innovation and inclusivity.
- Benefits: Competitive salary of £32,500 plus bonus, hybrid work, and up to 25 days annual leave.
- Why this job: Join a forward-thinking company and make a real impact in the financial sector.
- Qualifications: Experience in loan processing or related fields with strong attention to detail.
- Other info: Career progression opportunities and support for your CeMAP qualification.
The predicted salary is between 26000 - 39000 £ per year.
Are you ready to take your career to the next level as a Second Charge Mortgage Underwriter? Our client, a dynamic company based in the heart of Manchester, is seeking a talented individual to join their team. This is a fantastic opportunity to join a leading financial organisation that challenges traditional lending, delivering tailored solutions that truly fit each customer’s circumstances.
With a basic salary of £32,500 plus bonus, this role offers a competitive bonus structure and a host of benefits. Enjoy career progression opportunities, including a pathway to Mortgage Advice roles, and support for your CeMAP qualification. Plus, benefit from a healthy work-life balance with up to 25 days of annual leave, bank holidays, and no weekend work.
Our client is a forward-thinking company committed to empowering individuals through innovative and purpose-driven financial solutions. As a Certified B Corp, they value creativity, innovation, and collaboration, ensuring a supportive and inclusive environment for all employees.
As a Second Charge Mortgage Underwriter, you will play a crucial role in managing loan applications:
- Review and underwrite second charge mortgage applications in line with company policies.
- Verify documentation and request additional information as needed.
- Update customer records with precision.
- Assess applicants’ circumstances to ensure fair lending decisions.
- Communicate clearly with customers and stakeholders.
- Meet KPIs and performance targets.
Package and Benefits: The Second Charge Mortgage Underwriter role comes with an attractive package:
- Annual salary of £32,500 plus bonus.
- Competitive bonus structure which offers a strong overall earning potential.
- No weekends.
- Hybrid working pattern.
- Career progression opportunities, including a pathway to Mortgage Advice roles.
- Support for CeMAP qualification.
- Up to 25 days’ annual leave plus bank holidays.
- Healthcare cash plan and a contributory pension matched up to 5%.
About You: The ideal candidate for the Second Charge Mortgage Underwriter position will have:
- At least 12 months’ experience in assessing or processing loan applications.
- Proven ability to thrive in a fast-paced, KPI-driven environment.
- Strong track record of meeting quality standards with high application volumes.
- Excellent attention to detail and data accuracy.
- Effective communication skills and problem-solving abilities.
If you have experience as a Loan Processor, Credit Analyst, Mortgage Advisor, Loan Officer, or Financial Second Charge Mortgage Underwriter, you might find this role particularly appealing. Your skills and expertise could be a perfect match for this exciting opportunity. If you are passionate about making a difference in the financial sector and have the skills to excel as a Second Charge Mortgage Underwriter, this could be the perfect role for you. Take the next step in your career and apply today!
Second Charge Mortgage Underwriter – Payouts in Manchester employer: Fintelligent Search
Contact Detail:
Fintelligent Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Second Charge Mortgage Underwriter – Payouts in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they challenge traditional lending. This will help you tailor your answers and show you're genuinely interested in the role.
✨Tip Number 3
Practice your communication skills! As a Second Charge Mortgage Underwriter, you'll need to communicate clearly with customers and stakeholders. Mock interviews with friends can help you refine your pitch and boost your confidence.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Second Charge Mortgage Underwriter – Payouts in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Second Charge Mortgage Underwriter role. Highlight your experience in assessing loan applications and any relevant skills that match the job description. We want to see how you can fit into our dynamic team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the financial sector and how your background makes you a great fit for this role. Remember, we love creativity and innovation, so let your personality come through!
Showcase Your Attention to Detail: As an Underwriter, attention to detail is key. In your application, provide examples of how you've maintained accuracy in previous roles. We need to know you can handle high volumes of applications while keeping quality standards high!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets noticed. Plus, it shows us you’re serious about joining our forward-thinking company. Don’t miss out on this fantastic opportunity!
How to prepare for a job interview at Fintelligent Search
✨Know Your Stuff
Make sure you brush up on your knowledge of second charge mortgages and the underwriting process. Familiarise yourself with the company's policies and values, as well as any recent news or changes in the financial sector that could impact lending.
✨Showcase Your Experience
Prepare to discuss your previous experience in assessing or processing loan applications. Be ready to share specific examples of how you've met KPIs and maintained quality standards, as this will demonstrate your ability to thrive in a fast-paced environment.
✨Communicate Clearly
Effective communication is key in this role. Practice articulating your thoughts clearly and concisely, especially when discussing complex topics like loan assessments. This will help you convey your problem-solving abilities and ensure you connect well with the interviewers.
✨Ask Insightful Questions
Prepare some thoughtful questions about the company culture, career progression opportunities, and support for qualifications like CeMAP. This shows your genuine interest in the role and helps you assess if the company is the right fit for you.
