At a Glance
- Tasks: Lead and develop a high-performing underwriting team in a dynamic lending environment.
- Company: Join a well-established specialist lender with a strong market reputation.
- Benefits: Competitive salary, performance bonuses, generous leave, and health benefits.
- Other info: Opportunity for significant career growth in a commercially focused role.
- Why this job: Shape underwriting standards and influence credit policy while driving your career forward.
- Qualifications: Strong underwriting experience and leadership skills in regulated lending.
The predicted salary is between 90000 - 110000 € per year.
Strategic leadership role with broad multi-product underwriting exposure in a high-growth specialist lender. This opportunity offers the chance to shape underwriting standards, influence credit policy, and lead a high-performing team within a growing specialist lender. You’ll work across property-backed lending, asset finance refinance, and wider asset-based lending in a commercially focused environment.
This role combines hands-on underwriting with strategic oversight. You’ll have the autonomy to influence risk appetite, improve underwriting processes, and work closely with senior stakeholders across the business while remaining close to complex deal structuring and credit decisioning.
Package & Benefits
- Salary £90,000-£110,000 per annum.
- Annual performance-related bonus.
- 28 days annual leave plus bank holidays, with the option to buy or sell up to five days.
- 10% employer pension contribution.
- Private medical insurance, health cash plan and employee assistance programme.
- Electric car salary sacrifice scheme and additional retail and gym discounts.
About the Company
You’ll be joining a well-established specialist lender operating across multiple secured funding products for SMEs and entrepreneurs. The business has built a strong reputation within the market and continues to grow through a relationship-led, commercially pragmatic approach to lending.
Key Responsibilities
- Lead, develop and support the underwriting team across a multi-product lending portfolio.
- Provide oversight to ensure lending decisions remain aligned to credit policy and risk appetite.
- Support the structuring and underwriting of complex lending proposals within your own mandate.
- Work closely with senior stakeholders to strengthen underwriting frameworks, processes and operational efficiency.
About You
- Strong underwriting experience within property-backed lending, asset finance refinance, or wider asset-based lending.
- Experience leading or developing underwriting teams within a regulated lending environment.
- Proven ability to structure commercially viable lending solutions while maintaining robust credit standards.
If you’d like to explore this opportunity, even if your CV isn’t fully up to date, we’d love to speak with you. Contact Fintelligent for more information or a confidential discussion.
Head of Underwriting - Commercial Finance in Manchester employer: Fintelligent Search
As a leading specialist lender, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to excel. With a strong focus on professional development, we offer extensive growth opportunities and a competitive benefits package, including generous annual leave and a robust pension scheme. Join us in a strategic leadership role where you can make a significant impact while enjoying the advantages of working in a high-growth environment dedicated to supporting SMEs and entrepreneurs.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Underwriting - Commercial Finance in Manchester
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and underwriting sectors. Attend industry events or webinars to meet potential employers and showcase your expertise. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of underwriting standards and credit policies. Be ready to discuss how you can influence risk appetite and improve processes. Show them you’re not just a candidate, but a strategic leader!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you note to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds and shows your enthusiasm.
✨Tip Number 4
Apply through our website! We want to see your application directly. It gives us a chance to connect with you personally and understand your fit for the Head of Underwriting role. Let’s make it happen together!
We think you need these skills to ace Head of Underwriting - Commercial Finance in Manchester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the specific skills and experiences mentioned in the job description. Highlight your underwriting experience and any leadership roles you've had, as this will show us you're a great fit for the Head of Underwriting position.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re passionate about this role and how your background aligns with our needs. Share specific examples of how you've influenced credit policy or improved underwriting processes in your previous roles.
Showcase Your Leadership Skills:Since this is a strategic leadership role, make sure to emphasise your experience in leading teams and developing talent. We want to see how you've supported your team in achieving their goals and how you can bring that to our underwriting team.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates regarding your application status.
How to prepare for a job interview at Fintelligent Search
✨Know Your Underwriting Inside Out
Make sure you brush up on your underwriting knowledge, especially in property-backed lending and asset finance. Be ready to discuss specific cases where you've successfully structured complex deals, as this will show your hands-on experience and strategic thinking.
✨Showcase Your Leadership Skills
Prepare examples of how you've led and developed underwriting teams in the past. Highlight your ability to influence credit policy and improve processes, as this aligns perfectly with the strategic leadership aspect of the role.
✨Understand the Company’s Approach
Research the company’s relationship-led approach to lending. Be prepared to discuss how you can contribute to their growth and reputation by aligning your underwriting strategies with their commercial focus.
✨Engage with Senior Stakeholders
Think about how you would work with senior stakeholders to enhance underwriting frameworks. Prepare questions that demonstrate your interest in collaboration and operational efficiency, showing that you’re ready to take on a high-level role.
