At a Glance
- Tasks: Assess and manage credit risk for bridging loans while collaborating with a dynamic team.
- Company: Leading London-based specialist lender known for bespoke real estate funding solutions.
- Benefits: Competitive salary, hybrid working, annual bonus, and career progression opportunities.
- Other info: Exciting opportunity to mentor junior analysts and develop credit policies.
- Why this job: Join a growing company and make a real impact in the bridging finance sector.
- Qualifications: Experience in credit management or underwriting within bridging finance is essential.
The predicted salary is between 65000 - 75000 £ per year.
Are you a skilled Credit Manager or Underwriter with a background working in bridging finance? Our client, a leading London based specialist lender, is on the hunt for a talented applicant to assess and manage credit risk associated with bridging loans. If you have a knack for credit analysis, underwriting, and portfolio management, this could be the perfect opportunity for you to shine.
With a competitive salary ranging from £65,000 to £75,000 and the flexibility of hybrid working, this role offers the chance to work in the heart of London for a unique, well-capitalised lender. Our client is a top-notch specialist lender in the UK, renowned for providing bespoke real estate funding solutions to investors and developers. They offer flexible and competitive financing solutions tailored to meet their clients' needs.
As a Credit Manager, you'll be responsible for:
- Conducting thorough credit risk assessments for bridging loan applications.
- Thinking proactively in credit underwriting to overcome potential issues without increasing risk.
- Managing a pipeline of bridging cases and prioritising effectively.
- Ensuring compliance with regulatory guidelines and internal policies.
- Conducting due diligence on prospective borrowers and verifying information.
- Collaborating with internal stakeholders for smooth loan processes.
- Developing risk mitigation strategies for potential default scenarios.
- Contributing to the development of credit policies and procedures.
- Providing mentorship and support to junior credit analysts.
- Staying updated on market trends and regulatory changes in the bridging finance industry.
The Credit Manager role comes with a fantastic package, including:
- Annual salary of £65,000 - £75,000.
- Hybrid working arrangement.
- Annual bonus.
- Based in London, UK.
The ideal Credit Manager will have:
- Proven experience in an underwriter, junior underwriter or credit manager role within the bridging finance sector.
- Exceptional understanding of credit risk assessment, underwriting, and portfolio management.
- In-depth knowledge of bridging finance products and regulatory requirements.
- Familiarity with credit risk analysis tools and financial modelling techniques.
- Excellent methodical, problem-solving, and communication skills.
- Detail-oriented with excellent organisational skills to manage multiple priorities.
If you have experience as a Bridging Underwriter, Junior Underwriter or Bridging Credit Manager then this could be a fantastic move for you. You'd be joining a client that's growing, broaden your exposure to complex bridging loans and be given a clear progression path to Senior Credit Manager.
If you're ready to take your career to the next level as a Credit Manager in the dynamic world of bridging finance, this role could be your perfect match. Don't miss out, we're looking to hold interviews and offer the successful candidate before Christmas. Reach out to Charlotte Walker at Fintelligent to hear more!
Credit Manager | Bridging Finance in London employer: Fintelligent Search
Join a leading specialist lender in the heart of London, where you will thrive in a dynamic work culture that values innovation and collaboration. With competitive salaries, hybrid working options, and clear pathways for career progression, this company is dedicated to fostering employee growth and providing bespoke real estate funding solutions. Experience the unique advantage of working in a well-capitalised environment that prioritises both client satisfaction and professional development.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Manager | Bridging Finance in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Fintelligent Search. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Manager | Bridging Finance in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Fintelligent Search.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Fintelligent Search's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Fintelligent Search
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Fintelligent Search.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Fintelligent Search will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Fintelligent Search employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
