At a Glance
- Tasks: Lead underwriting standards and influence credit policy in a high-performing team.
- Company: Established specialist lender focused on secured funding for SMEs and entrepreneurs.
- Benefits: Competitive salary, performance bonuses, generous leave, and health benefits.
- Other info: Opportunity for significant career advancement in a thriving sector.
- Why this job: Shape the future of underwriting while driving growth in a dynamic environment.
- Qualifications: Extensive experience in underwriting and strong leadership skills.
The predicted salary is between 90000 - 110000 £ per year.
Strategic leadership role with broad multi-product underwriting exposure in a high-growth specialist lender. This opportunity offers the chance to shape underwriting standards, influence credit policy, and lead a high-performing team.
You will work across property-backed lending, asset finance refinance, and wider asset-based lending in a commercially focused environment. This role combines hands-on underwriting with strategic oversight.
You will have the autonomy to influence risk appetite, improve underwriting processes, and work closely with senior stakeholders while remaining close to complex deal structuring and credit decisioning.
Package:
- Salary: £90,000 - £110,000 per annum
- Annual performance-related bonus
- 28 days annual leave plus bank holidays, with the option to buy or sell up to five days
- 10% employer pension contribution
- Private medical insurance, health cash plan, and employee assistance programme
- Electric car salary sacrifice scheme and additional retail and gym discounts
About the Company:
You will be joining a well-established specialist lender operating across multiple secured funding products for SMEs and entrepreneurs.
Head of Underwriting - Commercial Finance employer: Fintelligent Search
Fintelligent Search is an excellent employer for those looking to thrive in the motor trade insurance sector. Located in Stockport, the company fosters a supportive work culture that prioritises employee development and offers competitive salaries alongside performance-related bonuses. With a focus on client advisory work and risk assessments, employees are empowered to grow their expertise in commercial insurance while enjoying a collaborative team environment.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Underwriting - Commercial Finance
✨Tip Number 1
Network like a pro! Reach out to industry contacts and attend relevant events. We all know that sometimes it’s not just what you know, but who you know that can land you that dream role.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. We want to show that you’re not just a fit for the role, but also for the team. Tailor your answers to reflect their values and goals.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors. We can help you refine your pitch and boost your confidence before facing those tough questions.
✨Tip Number 4
Don’t forget to follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. And remember, apply through our website for the best chance!
We think you need these skills to ace Head of Underwriting - Commercial Finance
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Head of Underwriting role. Highlight your strategic leadership experience and any multi-product underwriting exposure you've had, as this will catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of how you've influenced credit policy or improved underwriting processes in your previous roles.
Showcase Your Leadership Skills:Since this is a leadership position, we want to see how you've led teams in the past. Include details about your management style and any successes you've had in developing high-performing teams.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you're serious about joining our team!
How to prepare for a job interview at Fintelligent Search
✨Know Your Underwriting Inside Out
Make sure you brush up on your underwriting knowledge, especially in commercial finance. Be prepared to discuss specific products like property-backed lending and asset finance refinance. This will show that you’re not just experienced but also genuinely interested in the role.
✨Demonstrate Strategic Thinking
Since this is a leadership position, be ready to share examples of how you've influenced underwriting standards or credit policies in the past. Think about times when you’ve improved processes or shaped risk appetite, as these insights will highlight your strategic mindset.
✨Showcase Team Leadership Skills
Prepare to talk about your experience leading high-performing teams. Share stories that illustrate your ability to motivate and develop others, as well as how you’ve managed complex deal structuring and credit decisioning with your team’s support.
✨Engage with Stakeholders
This role involves working closely with senior stakeholders, so think about how you can demonstrate your communication skills. Prepare questions that show your understanding of the business and its goals, and be ready to discuss how you would collaborate effectively across departments.
